Built a free tool to simplify short term investments.

Hey all! I built a tool to help make sense of short-term investments. It’s useful for goals like emergency funds, vacations, or anything short-term and you need a clearer picture of returns after tax and penalties.

The tool’s pretty simple—two tabs: one for projected returns and another for any charges/taxes. You enter your numbers, and it shows which option might work best for your specific timeframe. I made this because, honestly, I have seen a lot of people end up either chasing high returns (not always a good idea) or choosing FDs by default without realising that there are better options.

If you’ve been looking for something like this, you can check out the link in the comments. Any feedback, good or bad, is welcome. Happy to answer any questions.