Cheq is heavily devalued so it's pointless. CashKaro is great because it gives actual cashback in bank but it is so mindnumbingly manual process that I forget to use it most of the time.

Brand Marketing Manager

More like Payback earlier, it got bought and stopped being good

Consultant

Used to. But not now. 
  
 For out of the way thing: Prefer a grocer a bit far away because he accepts credit card to many nearby who doesn't. I have migrated most of my spends to credit cards, but don't necessarily reach out for milestone benefits. 
  
 Regarding other apps: I Check for lowest prices for cabs, ECOM, groceries, food deliveries, tickets even now. But won't subscribe to random NBFC line or get new credit cards for cashbacks. Never used Simpl etc

I don't go out of my way to use cashbacks often but if I were to calculate how much I could have saved vs effort put in while shopping is certainly something I should try.

Investment Manager

I'm trying to figure out the mindset of people who would be the target audience for companies that run on Cashbacks such as Cred, CashKaro, Cheq, Credit cards, etc.

Welcome to Personal Finance's Private Community

Do you guys go out of your way to use a product more, if they offer Cashbacks?

Do you guys go out of your way to use a product more, if they offer Cashbacks?- Grapevine

What do you think are the positives and negatives of using RuPay cards, which have increased in circulation?

RuPay cards - pros & cons

Analyst

Has anyone ever won anything on Cred jackpot in the last year or so?
I feel they are utterly useless and only for engagement .

PS: Not talking about Rs 3/- cash back.

Cred Jackpot

Software Engineer

Welcome to Indian Startups's Private Community

TLDR: Folks in r/CreditCardsIndia have found massive marketing gimmicry by Cred's marketing campaign where they're paying people's credit card debts

People really hate Cred

Lead Data Scientist

I have lost money in multiple payments, they just never got completed and no refund. Customer care services are more pathetic.

Why airtel app is so badly designed amd build?

Today I learned: Freecharge still exists

Business Development Manager

Welcome to Product Managers's Private Community

Curious to know how CRED Cashback works. These days I mostly get a cashback of Rs 1 regardless of bill amount. On some random transaction I got Rs 50 cashback.

CRED Cashback Algorithm

Product Manager

Nowadays which app is giving you cashback ?

I have multiple cards that i have got in last 3 years and i love to optimise my usage to get a return of upto 10 - 15% depending on the card and category of purchases,

What’s yours?

How well do you use your CC?

Growth Manager

Hello 👋 Grapeviners 🍇,
I have been paying my credit card bills mostly through the Bank's App, which in return gives me nothing. So, I'm looking out for some App suggestions for credit bill payment that gives good usable cashbacks or rewards.

Good Credit Card Bill Payment Apps

Debugger

How much lifetime Cashback have you got from CRED? I ll start I have earned rs 4916 in last 3 years. Highest cash back recieved was rs 100

CRED Cashback

Executive Coach

Has Cred stopped giving any cashbacks? In last 1 week I haven't got any. Is there anyone who is still getting any

Cred cashbacks

How is CheQ as a company? - The culture? A person i know has a offer letter of an APM

I have doubts of their business models- Difficult to make money if you are giving cashback. Seems to me its Cred way back in 2020.

CheQ - Credit Card Payments

Venture Capital

https://www.phonepe.com/press/phonepe-announces-launch-of-credit-section-on-the-app/

This could be definitively be a death nail for Cred credit card payments. PhonePe would definitively scoop up a large number of users who use Cred only for credit card payments. Thoughts?

PhonePe coming with credit card score, payments, what is then Cred for?

Which app gives cashback on paying credit card bill?

Please dont suggest CRED.

Credit Card Bills

Data Scientist

Hey
I’m a noob with leveraging credit cards. I currently use an Amazon ICICI Card which is LTF. My ICICI Coral debit card has some lounge access perks.

Want to know of how Incan roundup my cards to fill in gaps - travel, cash backs, offers etc 

If I was to apply for 1-2 more cards, which should I go for?

I’m 25

Best LTF Credit Card

Founder

Main spends: 
Food from Swiggy (quite a lot)
Groceries from Instamart/Zepto 
One flight round trip per quarter to home 
Going out for food maybe once a week
 
Any advice? How do I approach this?

Viners please help  I’ve never owned a Credit Card. What should be my first one?

I want to apply for credit cards but I'm not sure which one I should be apply for.
Can you suggest me with credit you guys use and found them useful in terms of benefits and stuff. And in general what all should I consider before choosing and applying for one.

Credit Card Suggestions

Looks like CRED cashback has reduced from Rs 3 to mostly Re 1. How long before people get tired of spinning the wheel 5 times for 1 rupee?

CRED cashback

Welcome to Software Engineers's Private Community

(maybe a clickbait to few people) No I don't work at Amazon I am just 1st year student but I don't know is it me or anyone else also feels this that the UI/ux basically the whole fucking frontend of Amazon is so glitchy and filthy whenever I search something the loading line appears on top like 2000s it feels like using an app made by 3rd year student for project. The design is soo poor never feels like premium app always feels like an app made for illeterates.Now let me tell you what happened there is one offer on dmrc(delhi metro card) that if I pay with Amazon pay I will get cashback even though I never use Amazon pay(gpay rocks) I used it today and after paying their fucking site was loading for more than 2 mins and was showing don't press back button but I pressed back and it showed transaction pending not able to connect to our servers(fucking one of the biggest companies of the world) at same moment I tried recharging using gpay it just took seconds and people will say maybe some traffic issue or server down and all but I tried this in evening also on different card then also failed. Gpay>>phonepe>>Airtel money==Paytm>>>>>>>>>>>amazonpay.

Do you guys go out of your way to use a product more, if they offer Cashbacks?

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