What % of growth does PF provide to the fund? I'm thinking of moving it to a mutual fund. Good idea?
Bad idea. Don't mix up asset allocation in the chase for higher returns.
EPF is EEE (the last E has been modified slightly now for interest above 2.5L). Exempt - Exempt - Exempt.
Still a kickass fixed income instrument with no substitute in India. If you can afford it you should top-up with the VPF too (within limits of your chosen asset allocation mix).
Better to transfer debt allocation to PPF, debt funds than in EPF. You had mentioned labour ministry issues with epf before.
EPF has transparency and logistics problems. My interest hasn't been credited since 2021 March, transfer is stuck since 3y. If EPF has 10L+, better to transfer it to something manageable.
As much as I hate the EPF, its the only viable EEE instrument with no caps.
Keep your PF, it’s tax exempt and gives amazing returns ~ 8.15%
Read about asset allocation. Equity and debt both are required
Age - 33 YOE - ~ 10 years in Marketing
Zero exposure to US stocks. Zero exposure to Crypto. Have a house (~45 lacs) for parents in a Tier 2 city which I haven’t added here. No liabilities (finished an education loan and a home loan)
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It's been close to a year since I am earning a salary and this is what I do:
Following the 50-30-20 rule for 5 years now. Started with a salary of 6LPA fixed. Now at 25LPA. Investing ...
I do the same. Invest 50% in MF(Flexi cap and Index funds) and remaining in 80C instruments here and there. Tip - M...
I’ll go first.
What kind of investor are you? I am an opportunity investor, and I do buy good stocks whenever they are in reasonable valuations. Below are my monthly numbers.
Where’s the majority of your investment portfo...
Bhai main to hardly 20k karta hu 5k MF ~15k smallcases Fir jitne bachte hai unse equity main kuch le leta h...
