At your spend levels, AmEx Travel Platinum will make the most sense. Their rewards program offers maximum benefits at a 4L level. Keep the Axis Select as a backup card (it’s free anyway) for places where AmEx isn’t accepted.

Do you got amex travel platinum ltf? If yes how

Software Developer

No no. I just got the first year free. The benefits outweigh the costs though. Given I travel almost every week, just the lounge benefits justify the costs

Strategy & Operations

Finance Consultant

Annual spends are around 34L per year excluding rent. I'm getting it for a lifetime free as a Burgundy customer. Should I get it?

Welcome to Personal Finance's Private Community

Annual spends are around 3-4L per year excluding rent. I'm getting it for a lifetime free as a Burgundy customer. Should I get it?

Getting axis Bank select credit card worth it?

Software Engineer

Getting axis Bank select credit card worth it?- Grapevine

Thoughts on the HSBC Visa Platinum Credit Card? Interested in it because its LTF and as someone who flies regularly with connecting flights, it provides 3 domestic lounge access plus bogo free on movie tickets?

HSBC Visa Platinum Card

Anybody got a LTF (life time free) card in last 1 year? Please share your journey? Any other high-end popular LTF card?

HDFC Infinia Credit Card

Engineering Manager

Always wondered how it happens
Have been using credit cards for some time, never found as much in rewards. What can a novice change in his cards?

Folks who say they get free flight tickets from credit cards, how do you do it?

There are certain cards which help you get free tickets(not entirely free though) 
  
 Most famous ones are Vistara cobranded cards. 
 Eg Sbi Vistara Prime Card 
  
 You get the card at annual fees of Rs3500 
 With this you get 1 Vistara Premium Economy Ticket which would easily cost 8-10K INR if you were to book by paying 
  
 Additionally you get more Premium Economy tickets each time you hit a spend milestone. 
  
 1.5lakh spends in a year - 1 more ticket 
 3lakh - another ticket 
 4.5 Lakh- another ticket 
 8 Lakh - another ticket 
  
 In addition you get 1 upgrade voucher using which you can upgrade your ticket from category X to category Y. This is via the Vistara Silver Tier Membership which is complimentary with the card. It also gives 5kg addition baggage allowance 
  
 There are more such cards in market like idfc vistara, axis vistara (business class variant as well)

Product Manager

Corporate Strategist

I have HDFC regalia and I am planning to upgrade, looking out for suggestions.

Which credit card will be worth it when you are earning 40+ lpa?

I currently have these cards:
1. OneCard(mainly for their partner offers)
2. Amazon Pay ICICI(for payments on Amazon and bill payments)
3. Axis Vistara Platinum(I use this for most payments to meet milestone benefits for flight vouchers)
4. IDFC First Wealth(Mainly because it is lifetime free, offers good lounge benefit, 1.25% cashback on online spends and BOGO on Paytm movies)

My main problem is with Axis Vistara. Insurance payments now can't be used for fulfilling milestone benefits but a good chunk of my spends are for insurance.

Please suggest a good credit card for Rs. 4L yearly spends. I'm mainly looking for airline benefits.

Need Credit Card Suggestion

Welcome to Business Roles's Private Community

Credit Card Opinion

Associate Consultant

I have 4 credit cards right now, no icici card, good credit score (805 cibil). I am a frequent shopper on amazon and a prime member, so thinking of getting it, considering no joining/annual fee. 
Any downside of getting this or any better alternatives? Will this be applicable for icici credit cards discounts outside amazon as well? Asking this because I heard that there are cases where all ICICI cards are accepted, except this one.

Is it worth getting an Amazon pay icici credit card?

Data Analyst

Spend around 10k on flights, 10k on dining out+swiggy, utility bills around 5k, shopping around 10k. Good credit card recos. I would love to get flight redemption points.

Credit Card Recos Grapeviners

Quantitative Research

I am looking for a credit card which is offering good online transactions cashback plus travel lounge access (domestic will do). If any lifetime free under this category then great else what community here suggests?

Which credit card one would suggest for online cashback plus domestic lounge access

Consultant

I have Amazon pay ICICI, it started off well, I made all payments thru Amazon pay and good cash back but now while making payments on 3P apps, you can only use Amazon pay UPI

The other card I have has is Kotak Indigo and it’s shit

Which credit card is actually good?

Business Operations

Hey
I’m a noob with leveraging credit cards. I currently use an Amazon ICICI Card which is LTF. My ICICI Coral debit card has some lounge access perks.

Want to know of how Incan roundup my cards to fill in gaps - travel, cash backs, offers etc 

If I was to apply for 1-2 more cards, which should I go for?

I’m 25

Best LTF Credit Card

Founder

Thread to discuss credit cards what all basic, specific and premium cards you hold and what are your credit limit on that card.

Credit Card Mega Thread: Which Credit Cards do you have and What are the Limits?

I'm 24 and haven't started using a credit card yet. I don't even have one. Am I going right or wrong??

Credit card

I have the following CCs
1. HDFC Millenia (it just lost its lounge access ability)
2. HSBC Visa Platinum
3. Axis MyZone Rupay Card (Converted from Flipkart Axis Card for Credit on UPI access)
4. IDFC First Millenia
5. SimplyClick SBI VISA

But I want to replace all of these with one or two all rounder cards that gives me a wide variety of benefits (cashback, lounge, discounts, international payments, etc).

Request you all to put down your suggestions.

Can you guys suggest one or two all rounder Credit Cards?

ICICI  Amazon is hands down the easiest card to use.

Getting axis Bank select credit card worth it?

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