Amex platinum travel card can help you get 8-10% returns even without needing to optimise it. Spends of ₹4L in a year using that card give you ₹15k in vouchers, or 4 tickets for Mumbai-Delhi or ₹40k Taj Hotel vouchers  
  
 Wrote an article on this: https://medium.com/@karanskhera/credit-cards-101-part-2-1f413b5dc62b 
  
 Amex referral: https://americanexpress.com/en-in/referral/kARANkoFSR?XL=MIMNS (first year free for you + set of playing cards free + bonus points)

Consultant

Can you help me understand what is the major difference between American express Platinum reserve and Platinum Travel so I can accordingly plan and apply

Management Consultant

Diners black / HDFC Infinia / Axis Vistara Card

Growth And Strategy

For consultant? Does that make a difference? Shouldn’t u evaluate where u spend most and then find best one rewarding in that category? E.g. travel/lifestyle

Software Engineer

I've been using Amex MRCC credit card for most of my spending which are around ₹20k in most of the months. You can redeem their point to airlines miles, gift vouchers etc at a very good rate. Feel free to reach out on WhatsApp to know more details regarding it: 9911626956. Also it's the first year free so that's also an added bonus.

Product Designer

I'm guessing by consultant you mean you travel a lot and have hotel stays. The 3 mentioned above are good. A lower level basic card like sbi cashback is also good upto certain spends

Strategy & Operations

Welcome to Business Roles's Private Community

Credit Card Opinion

Associate Consultant

Credit Card Opinion- Grapevine

Welcome to Ask Grapeviners's Private Community

Want to apply for a new credit card. Currently the ones that I have doesn’t have much benefits (barring Axis Vistara Co Branded Card which is also now closing 😔😔). Need below benefits:

* Lifetime Free is possible or waive off on certain spend amount
* Discounts across major Online platforms (Amazon, Flipkart, Zomato, Swiggy, BMS, MMT etc)
* Travel Benefits if possible
* Can pay Joining Fees if benefits are attractive

Suggest a Credit Card 🙏🏻

Welcome to Personal Finance's Private Community

I'm currently on the hunt for a credit card and could use some friendly advice from the community. To be honest, the credit card options out there are making my head spin. If any of you have recommendations, personal experiences, or insights to share when it comes to credit cards, I'd be incredibly grateful for your input. What I'm really after is a card that offers cashback since I don't get to travel much. Your guidance will be a big help in navigating this sea of options.
Thanks in advance!

Seeking Advice on Choosing the Right Credit Card

Frontend Engineer

Hey
I’m a noob with leveraging credit cards. I currently use an Amazon ICICI Card which is LTF. My ICICI Coral debit card has some lounge access perks.

Want to know of how Incan roundup my cards to fill in gaps - travel, cash backs, offers etc 

If I was to apply for 1-2 more cards, which should I go for?

I’m 25

Best LTF Credit Card

Founder

I have the following CCs
1. HDFC Millenia (it just lost its lounge access ability)
2. HSBC Visa Platinum
3. Axis MyZone Rupay Card (Converted from Flipkart Axis Card for Credit on UPI access)
4. IDFC First Millenia
5. SimplyClick SBI VISA

But I want to replace all of these with one or two all rounder cards that gives me a wide variety of benefits (cashback, lounge, discounts, international payments, etc).

Request you all to put down your suggestions.

Can you guys suggest one or two all rounder Credit Cards?

ICICI  Amazon is hands down the easiest card to use.

Product Manager

Hey everyone , will be starting my professional life this month and I am looking for some credit card recommendations.

Best credit cards for beginners

Best CC apart from HDFC infinia

I currently have these cards:
1. OneCard(mainly for their partner offers)
2. Amazon Pay ICICI(for payments on Amazon and bill payments)
3. Axis Vistara Platinum(I use this for most payments to meet milestone benefits for flight vouchers)
4. IDFC First Wealth(Mainly because it is lifetime free, offers good lounge benefit, 1.25% cashback on online spends and BOGO on Paytm movies)

My main problem is with Axis Vistara. Insurance payments now can't be used for fulfilling milestone benefits but a good chunk of my spends are for insurance.

Please suggest a good credit card for Rs. 4L yearly spends. I'm mainly looking for airline benefits.

Need Credit Card Suggestion

I am looking to get my first credit card to manage all my subscriptions. Want to minimise charges and get the best of offers.  Including international payments. 


 Which credit card I should prefer as my first and only credit card?

Best credit card I should take?

Welcome to Software Engineers's Private Community

Hello community,
I just jumped into corporate life,I want to buy a credit card for my daily expenses, please suggest me a credit card ( if possible, lifetime free).

Best Credit Card Suggestions

Which are the top 3 paid credit cards having mix of travel, movie, markup fee and fuel benefits?

Best paid credit cards

Computer Operator

Welcome to Product Managers's Private Community

Any thoughts on the best credit cards in the market right now? Looking more for travel benefits

Best Credit Cards

Hi folks, I’m planning to get a new credit card. I have the ICICI Amazon Pay card at the moment and use it for all my expenses except rent, but not happy with the benefits I’m getting from it. 

 I’m doing some research to figure out what card I should get. What card do you have that you think i should consider?

Credit card recommendations

How many credit cards are too many?

Which credit card should a college student doing internships should take?

Credit Card

Analyst

Looking to get 2 different credit cards.

What would be a good credit card 

1.) for grocery/swiggy/retail spend ?

2.) for Travel points (Not a big fan of lounge access) the ones that yield maximum points or complimentary tickets help.

TIA

Best credit card to have at a good yearly fee

I'm exploring credit card options that provide zero forex rates and possibly offer free international lounge access. I'm not a heavy spender, typically averaging between 1-2 lakhs per month on my existing credit card. Any suggestions or recommendations would be greatly appreciated!

Already have Scapia for Domestic Lounge Accesses.

Exploring Credit Card Options: Zero Forex Rates and Lounge Access Benefits

Never had a credit card, any suggestions guys!

Which credit card has good cash back returns and is recommended in current market.

I’ve been using a basic ICICI credit card for a while and want to upgrade to one that is more suitable to my needs. Any platform that offers comprehensive evaluation? Any other way to conduct this research? 

Thanks!

Credit Card Opinion

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