Regalia toh is closed na? Now it is Regalia Gold but comes with lot of charges.

Strategy & operations

Regalia Gold! First year is free. From second year, you can ask your RM to remove charges. After 2-3 negotiations, he/she can do that

Consider the HDFC Millennia Credit Card. It offers:

- Lifetime free option with certain spends.
- Discounts on Amazon, Flipkart, Zomato, Swiggy, and more.
- Travel benefits like lounge access.
- Joining fee, but benefits justify it.

Isn’t Amex too expensive to maintain? Also, not accepted everywhere right? I’ve always heard Amex is very strong when travelling abroad!

Not at all 
 If you use it wisely you can get a waiver on the annual fee and great points as well. 
 Yes, not accepted everywhere

Program Manager

SBI Cashback card! 5% cashback on online transactions regardless of the merchant. It's not a LTF card though, you have to pay 999 joining and yearly is also the same but waived off if you spend more than  2L per year. There's no longue access but if you book trips on MMT or any online platforms you can get 5% cashback.

Software Engineer

Want to apply for a new credit card. Currently the ones that I have doesn’t have much benefits (barring Axis Vistara Co Branded Card which is also now closing 😔😔). Need below benefits:   Lifetime...

Welcome to Ask Grapeviners's Private Community

Want to apply for a new credit card. Currently the ones that I have doesn’t have much benefits (barring Axis Vistara Co Branded Card which is also now closing 😔😔). Need below benefits:

* Lifetime Free is possible or waive off on certain spend amount
* Discounts across major Online platforms (Amazon, Flipkart, Zomato, Swiggy, BMS, MMT etc)
* Travel Benefits if possible
* Can pay Joining Fees if benefits are attractive

Suggest a Credit Card 🙏🏻

Suggest a Credit Card 🙏🏻- Grapevine

Welcome to Personal Finance's Private Community

I currently have these cards:
1. OneCard(mainly for their partner offers)
2. Amazon Pay ICICI(for payments on Amazon and bill payments)
3. Axis Vistara Platinum(I use this for most payments to meet milestone benefits for flight vouchers)
4. IDFC First Wealth(Mainly because it is lifetime free, offers good lounge benefit, 1.25% cashback on online spends and BOGO on Paytm movies)

My main problem is with Axis Vistara. Insurance payments now can't be used for fulfilling milestone benefits but a good chunk of my spends are for insurance.

Please suggest a good credit card for Rs. 4L yearly spends. I'm mainly looking for airline benefits.

Need Credit Card Suggestion

I want to apply for credit cards but I'm not sure which one I should be apply for.
Can you suggest me with credit you guys use and found them useful in terms of benefits and stuff. And in general what all should I consider before choosing and applying for one.

Credit Card Suggestions

Please recommend a good credit card ( this will be my first one) which will cover one or more of the following requirements in this order.

1) cashback/discount on flight tickets(lounge access not a priority)
2) Zomato/swiggy discounts
3) Amazon/Flipkart discount cashbacks

I realise one card may not cover this. But please recommend the best possible one.

Credit Card recommendations

I'm not able to decide on a good credit card. Can anyone suggest one this to me?
My spends
1. Grocery (zepto, Flipkart)
2. Flights
3. Petrol
4. Occasionally e-commerce
5. Bookmyshow
6. International saas subscription
7. Rent (optional)

Yearly spend will be around 4.5-5 lakhs without rent.

*P.S - don't suggest Flipkart Axis credit card. 

TIA

Suggest me a good credit card

Product Designer

I have the following CCs
1. HDFC Millenia (it just lost its lounge access ability)
2. HSBC Visa Platinum
3. Axis MyZone Rupay Card (Converted from Flipkart Axis Card for Credit on UPI access)
4. IDFC First Millenia
5. SimplyClick SBI VISA

But I want to replace all of these with one or two all rounder cards that gives me a wide variety of benefits (cashback, lounge, discounts, international payments, etc).

Request you all to put down your suggestions.

Can you guys suggest one or two all rounder Credit Cards?

Consultant

Main spends: 
Food from Swiggy (quite a lot)
Groceries from Instamart/Zepto 
One flight round trip per quarter to home 
Going out for food maybe once a week
 
Any advice? How do I approach this?

Viners please help  I’ve never owned a Credit Card. What should be my first one?

Founder

Hey everyone, Can you recommend a good credit card for great discounts on flights and maybe shopping too? I already have ICICI CC(lifetime free) but it does not provide any flight discount or launge access at airports.

best credit card for discount?

Can anyone suggest best credit card to buy as this will be my first credit card so need some suggestions.
TIA

New credit card

Software Developer

I have HDFC regalia and I am planning to upgrade, looking out for suggestions.

Which credit card will be worth it when you are earning 40+ lpa?

Welcome to Software Engineers's Private Community

Hello community,
I just jumped into corporate life,I want to buy a credit card for my daily expenses, please suggest me a credit card ( if possible, lifetime free).

Best Credit Card Suggestions

Hi folks, I’m planning to get a new credit card. I have the ICICI Amazon Pay card at the moment and use it for all my expenses except rent, but not happy with the benefits I’m getting from it. 

 I’m doing some research to figure out what card I should get. What card do you have that you think i should consider?

Credit card recommendations

Thoughts on the HSBC Visa Platinum Credit Card? Interested in it because its LTF and as someone who flies regularly with connecting flights, it provides 3 domestic lounge access plus bogo free on movie tickets?

HSBC Visa Platinum Card

Never had a credit card, any suggestions guys!

Which credit card has good cash back returns and is recommended in current market.

My annual expenses are close to 5L. Most of them are for utility bill payments (electricity) and domestic travel.

Currently I have 3 credit cards

1. HDFC Millennia CC
2. Flipkart Axis CC
3. Swiggy HDFC CC

The combined credit of all these cards is around 5L.

I was thinking should I close any of my existing credit cards and apply for some other credit cards.

Any suggestions?

Which other credit cards should I get?

I am looking for a credit card which is offering good online transactions cashback plus travel lounge access (domestic will do). If any lifetime free under this category then great else what community here suggests?

Suggest a Credit Card 🙏🏻

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