Because there is a MDR involved which a merchant doesn't want to pay as it is more than CC and UPI is free for merchant

What ?! Are you saying MDR on UPI rupay CC higher than Swiping rupay CC ?

Growth Manager

That happens rarely though. But it's going to happen more often pretty soon because the MDR% on payment via RuPay CC is much higher than POS machines

Possible. Even QSR like Haldiram doesn't accept CC UPI

Product Manager

I saw many Bharatpe QRs not supporting.. payment declined

Nothing to do this with the payment gateway company. It's on the merchant, whether it is unblocked or blocked UPI CC trxns by the merchant

Founder

Nah dude. You gotta link it to your UPI app. Ask for scanner and scan and pay via card. Don't use your card directly

😒 what makes you think I could be that dumb

Product analyst

What's the use of introducing a feature like this

Welcome to Fintech India's Private Community

Got a Rupay UPI card only to see "merchant doesn't accept credit card UPI payments"

Got a Rupay UPI card only to see "merchant doesn't accept credit card UPI payments"- Grapevine

Welcome to Personal Finance's Private Community

How does that work? Cred or GPay aren't giving the option.

Credit Card payment using Rupay CC UPI

Consultant

Do you guys use rupay credit card? I need recommendation. I will be using it mostly for upi payments. Reward structure should be decent.

Rupay credit card

Software Developer

Need a Rupay card that earns me rewards when I make UPI payments

Best Rupay Credit card?

Business Development Manager

Virtual Credit Card that offers 1% cash back on UPI transactions

Axis Bank Kwik Credit Card

Actuarial Associate

Welcome to News Discussion's Private Community

Noticed that this phenomenon is just much more in other countries. Maybe cuz UPI is already so. convenient in India that a slightly smoother experience wasn't needed. But with most people wanting to use credit cards, these are the next 2 most important needs:

1) OTP less payments
2) Contact less payments via devices.

Step in the right direction?

Anybody tried Google Wallet out yet? Would be cool if India moves to more NFC based payments via tapping phone watch. Thoughts on what's next for better payments in India:

Product Owner

I use an HDFC Millennia credit card and it's giving 1% cashback for online spending. Planning to get another credit card as the current one is not giving any offers. 😤

What are some good credit cards that give good rewards/cashback? 🤑

What are some good Credit cards

Tech Lead

Hi everyone,

I understand this might be a bit off-topic, but I was wondering if anyone here is using the HDFC UPI Credit Card. Is it worth considering, in your opinion?

Thanks in advance for your insights!

HDFC UPI credit card

Salesforce Developer

Folks, I have been loyal paytm user but seeing recent developments about their wallet, looking for alternate wallet app which can give UPI facility and other things which paytm has.

Paytm Alternatives

Will Vijay Shekhar Sharma be able to revive the company in next 6 months or Paytm will lose its existence among upi customers ???

Paytm and it's downfall

Heading back to the stone age

- NPCI is expected to set a 1.2% interchange fee for pre-sanctioned credit lines on UPI, with a circular likely next week.
- The credit line will not be available for person-to-person transfers, focusing instead on merchant transactions.
- Interchange fees are crucial for covering the risk and interest for the capital deployed by credit issuers.
- Negotiations are ongoing between NPCI, banks, and UPI apps regarding revenue sharing, with TPAPs like PhonePe and Google Pay likely to get 0.08% commission.
- The product has faced delays due to a lack of strong business cases, but NPCI mandates may drive adoption.

Got a Rupay UPI card only to see "merchant doesn't accept credit card UPI payments"

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