Khud k liye kharcha Ghar bhejna k liye alag Invest k liye alag Savings k liye alag
What is the ideal percentage for the above?
6k rent, 50 for home, 8k personal (food travel etc) .
Percentage?
@Kic no I meant self kharcha (rent,electricity, food , travel etc) ghar alag invest, and savings account
in sabke percentage btao
Half my salary goes into investing & liquid funds The rest I will use it to take care of my needs and parents. I am a simple guy, don't spend much on fancy clothes. I only spend my money on: Gym membership: 1500 per month. Clothes:2k(some times I don't buy them) Food ,video games and ott platforms: 2k-3k I make sure to keep my overall personal spending below 6k. Major chuck of half of my salary goes into groceries, rent.Buying stuff for my parents,my doggo& responsibilities etc..which will cost me around 30k - 50k. As of now I live with my parents,I will be moving to Bengaluru.My expenses is expected to increase.
The ideal ratio is
50% On needs
30% on fun
20% savings & investing.
If you’re not able to fulful the needs of you and your family, you can adjust the percentages between needs and fun without touching the 20% of investments
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