What is your preferred approach for safe keeping your savings?
How much would you allocate for emergency fund? How much would you allocate for investment (shares/mutual funds/ gold/ bonds)? How much would you allocate for dead assets (property/ land)?
26 yo
Emergency fund 5-7 L.
Shares 25L
FD 10L
Ppf 20L
I've completed 1 year in my first job. I've tried saving and investing some money, help me decide what I can do better:
Income: 22LPA
PPF: 3 Lakh EPF: 2 Lakh MF: 5 Lakh Saving Account: 4.5 Lakh
Income for new FY post incremen...
Me and my wife are 30 years old software engineer with no kids. Draw 7 lac a month please some yearly bonus. We invest 2 lac a month combined into equity market through mutual funds.
Expenses: 1.5 lac a month including everything, li...
Hey - we are also similar to you. Would strongly suggest finding something you’re passionate about. For us (prim...
Where do you all save emergency funds and other savings for short term needs. Let's say if you wanna save some amount of your salary and don't want it in a bank, where would you put that money so it gets better returns than bank and it c...
Currently most of my emergency fund is in FDs. Was planning on storing in multiple options. FDs are not even beating inflation these days.
Have seen people keeping multiple tranches of emergency funds. combination of Multiple FDs in d...
Hey folks, I'm a recent graduate, got a job at a startup and the base will be <15, >10. Shifted to Bangalore (more like returning after 6 years, lived for 4 years before that).
Since I'll be starting my full time journey soon, I want t...