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How is UPI product team role at Indusind Bank?

Product Manager

How is UPI product team role at Indusind Bank?- Grapevine

Welcome to Indian Startups's Private Community

Just curious to know how big is engineering and product team manages UPI at major UPI Players like PhonePe, PayTm, BharatPe, Google Pay, CRED, Slice, Navi, Fampay, MobiKwik, etc.

- Just product and engineering team (not counting business/ CX/ FinOps)

- Just UPI Division and not bill payments, insurance, etc.

How big is engineering and product team at PhonePe, Paytm, GPay

Engineering Manager

Welcome to News Discussion's Private Community

- The UPI Circle-Delegate Payments feature allows primary UPI account holders to delegate transaction rights to secondary users, enhancing shared financial management.
- This feature is particularly useful for families, joint account holders, and businesses, enabling shared access to a single UPI-linked bank account.
- Full delegation allows secondary users to make payments independently, while partial delegation requires primary user approval for transactions.
- The linking process involves scanning a QR code or selecting contacts from the phone, with security measures like passcodes or biometric authentication.
- Key beneficiaries include family members, employees, and rural users, promoting financial inclusion and convenience. 

 Source: [Times of India](https://timesofindia.indiatimes.com/technology/tech-news/upi-circle-what-is-it-features-functionality-and-other-details-of-this-new-feature/articleshow/112690036.cms)

UPI Circle: Revolutionizing Shared Digital Payments in India

Journalist

Does anyone have any insights on how RBI plans to remove the gpay and phonepe duopoly? Saw some news here and there, any insider information?

UPI duopoly RBI plan

Product Owner

What is the best credit card that I should apply for?

Credit card? Which one to get?

Business Development Manager

Hi , this post is intended to be a disclaimer to anyone who is planning to join Yubi. A lot of things are happening here that show some signs of an impending layoff

1) Several senior folks in tech and product have quit. Also there is no replacement hiring planned for them. Several projects are also getting shelved as a result.

2) there were several open roles a few weeks back and almost all of them are on hold as of now across all depts( tech , business , ops)

3) rampant cost cutting. The lunch options have been reduced to just 1 dal , 1 veg , rice and chapati.  Snacks have been removed too.


Because of several folks quitting in less than 6 months and no replacement hiring , load has increased tremendously on existing members who are themselves trying to leave. 

People have serious doubts on whether any hike or bonus will be given or not this year.

Rampant negativity at Yubi

Growth Manager

Got an offer from them 6 months ago . Didn't join as their business didn't look sound . They said to me that they are building a UPI app I was like phonpe & paytm are already there na ! 
I expected some layoffs from slice as they were giving pretty high packages and a lot of over hiring.
But surprisingly I didn't hear anything like that even though many start-ups which have stronger business models than slice are laying off.

What's up with SLICE ???

Software Engineer

Welcome to Personal Finance's Private Community

Do you guys use rupay credit card? I need recommendation. I will be using it mostly for upi payments. Reward structure should be decent.

Rupay credit card

Software Developer

- RBI Governor Shaktikanta Das launched UPI Circle and Bharat BillPay for Business at GFF 2024
- UPI Circle allows delegation of payments to trusted secondary users, capped at INR 15,000 monthly
- BBPS for Business streamlines B2B payments, offering services like invoice management and AR/AP dashboards
- EnKash and OPEN partner with NPCI to launch B2B invoice payments on BBPS for Business platform
- RBI approves FACE as self-regulatory organisation for fintech sector 

 Source: [Inc42](https://inc42.com/buzz/global-fintech-fest-2024-rbi-governor-launches-upi-circle-bharat-billpay-for-business/)

RBI Governor Unveils UPI Circle and BBPS for Business at Global Fintech Festival

https://www.youtube.com/watch?v=fE0frCNDccQ&ab_channel=CRED

Why is CRED spending so much on Ads ? Do they really need it ?

Senior Software Engineer

What other apps is there in the market that I can use for small upi payment as I don't want to mess up my bank statement with small upi transactions.

Alternative to Paytm payments bank

Welcome to Fintech India's Private Community

Will Vijay Shekhar Sharma be able to revive the company in next 6 months or Paytm will lose its existence among upi customers ???

Paytm and it's downfall

Has anyone used Jupiter app, and got some benefit out of it? Their app screenshots on Play store are not at all clear, why should I join it?

Jupiter app

Let’s create a list of best startups in terms of tech and its product future possibilities.

India’s Best Startups In Terms Of Tech And Future Product Growth

Heading back to the stone age

Consultant

Who was the person behind the development and launch of Paytm soundbox? I’ve read articles about how Vijay thought it was a break-through idea while waiting for a payment confirmation with a shopkeeper. Is it true? 
I think the product is really one-of-its-kind built for users across the spectrum and would like to know more about the people who worked on it.

Paytm Soundbox

While I 100% agree that a PM at a company like Juspay that sells technical products needs to have good technical proficiency to the extent of understanding code as well, why are there no EMs? In a company that's as engineering driven as Juspay, it is all the more important to have EMs who bring in valuable 8+ years of industry experience and have the know how of guiding engineers on building reliable scalable systems and logic. I learnt that Juspay expects PMs to do it all. 
Questions to Juspay PMs : Do you conduct sprint planning meetings? Are you responsible for the Engg team's performance metrics like sprint deliverance ratio, production issues caused, bugs raised, etc. ? What's the importance and significance given to hardcore product work like doing quality product discoveries ? Do you do code reviews? Are you responsible for Engg downtimes? Given that you are donning multiple hats and doing more than one person's work, what's your WLB like? A good way to measure this is how much time do you get to pursue your personal hobbies, say like hitting the gym, on a daily basis ?

Why does Juspay not have EMs?

Investor

What according to you will be the next game changer innovation in digital payments/UPI?

Why do this when there are no UPI fees and an abundance of UPI apps already?

No hate. Just curious why they’d build this

How is UPI product team role at Indusind Bank?

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