Just curious to know how big is engineering and product team manages UPI at major UPI Players like PhonePe, PayTm, BharatPe, Google Pay, CRED, Slice, Navi, Fampay, MobiKwik, etc.   Just product and...

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Just curious to know how big is engineering and product team manages UPI at major UPI Players like PhonePe, PayTm, BharatPe, Google Pay, CRED, Slice, Navi, Fampay, MobiKwik, etc.

- Just product and engineering team (not counting business/ CX/ FinOps)

- Just UPI Division and not bill payments, insurance, etc.

How big is engineering and product team at PhonePe, Paytm, GPay

Engineering Manager

How big is engineering and product team at PhonePe, Paytm, GPay- Grapevine

Welcome to Product Managers's Private Community

How is UPI product team role at Indusind Bank?

Product Manager

Welcome to News Discussion's Private Community

Heading back to the stone age

Consultant

While I 100% agree that a PM at a company like Juspay that sells technical products needs to have good technical proficiency to the extent of understanding code as well, why are there no EMs? In a company that's as engineering driven as Juspay, it is all the more important to have EMs who bring in valuable 8+ years of industry experience and have the know how of guiding engineers on building reliable scalable systems and logic. I learnt that Juspay expects PMs to do it all. 
Questions to Juspay PMs : Do you conduct sprint planning meetings? Are you responsible for the Engg team's performance metrics like sprint deliverance ratio, production issues caused, bugs raised, etc. ? What's the importance and significance given to hardcore product work like doing quality product discoveries ? Do you do code reviews? Are you responsible for Engg downtimes? Given that you are donning multiple hats and doing more than one person's work, what's your WLB like? A good way to measure this is how much time do you get to pursue your personal hobbies, say like hitting the gym, on a daily basis ?

Why does Juspay not have EMs?

Investor

Let’s create a list of best startups in terms of tech and its product future possibilities.

India’s Best Startups In Terms Of Tech And Future Product Growth

Software Engineer

Welcome to Fintech India's Private Community

PhonePe crosses PayTM in terms of MAU

GooglePay ke interview mein I told them that unlike in GooglePay the money getting stuck issue doesn’t come in PhonePe so that’s a great area of improvement. They took it to their heart and didn’t select me 😂

Program Manager

Corporate Strategist

Got an offer from them 6 months ago . Didn't join as their business didn't look sound . They said to me that they are building a UPI app I was like phonpe & paytm are already there na ! 
I expected some layoffs from slice as they were giving pretty high packages and a lot of over hiring.
But surprisingly I didn't hear anything like that even though many start-ups which have stronger business models than slice are laying off.

What's up with SLICE ???

- PhonePe Group reported revenue of INR 5064 Cr for FY23-24, a 74% increase from INR 2914 Cr in FY22-23.
- The company achieved an Adjusted PAT of INR 197 Cr for FY23-24, reversing a loss of INR 738 Cr from the previous year.
- Standalone Payments business recorded an Adjusted PAT of INR 710 Cr for FY23-24, compared to a loss of INR 194 Cr in FY22-23.
- Growth driven by market leadership, platform reliability, and cross-selling a diverse product portfolio.
- CFO Adarsh Nahata and CEO Sameer Nigam emphasize sustainable growth, revenue diversification, and disciplined financial management. 

 Source: [Phonepe](https://www.phonepe.com/press/phonepe-grows-revenue-at-74-y-o-y-and-turns-adjusted-pat-positive)

PhonePe Achieves 74% Revenue Growth and Turns Adjusted PAT Positive

Journalist

Why do this when there are no UPI fees and an abundance of UPI apps already?

No hate. Just curious why they’d build this

Slice launched a…UPI app?

Generalist

I want to refer my younger brother to Slice or PhonePe for Analytics role. He is from BITS Pilani, and working at Groww for past 1+year and very smart. He wants to join Slice or PhonePe only. Can someone share any opinions on learning, growth, culture etc for these 2 companies? Also any other fintech he should target?

How is analytics role at Slice vs PhonePe for 1yr exp?

Software Developer

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How is the payment ops team at PhonePe? Work culture, flexibility and perks?

Interviewing for a managerial role for their ops team.

PhonePe Ops

Walmart owns majority share in both PhonePe and Flipkart, PhonePe is a separate entity from Flipkart, but why is Flipkart itself entering into UPI ecosystem when it is dominant in e-commerce and PhonePe is dominant in UPI and payments.

Why is Walmart letting both organisations go against one another by building Flipkart UPI seems weird and waste by burning money.

Is it hoping Flipkart UPI to get market share from Amazon Pay or something else is at play here ?

Why not pitch PhonePe inside Flipkart app heavily instead ?

Why Flipkart built UPI ?

Any news on who is getting it, what's like an average payout for eligible employees? As per the news article, approx 19000 employees are getting it. Anyone has insider info?

Flipkart ESOP payout worth $700M

Founder

https://www.moneycontrol.com/news/business/startup/phonepe-may-open-its-app-store-to-developers-to-counter-google-apple-clout-11413351.html

Why is phonepe trying to do everything? Delved into e commerce via pincode,stock broking via share.market and now app store . Is UPI market getting too competitive

Does anyone have any insights on how RBI plans to remove the gpay and phonepe duopoly? Saw some news here and there, any insider information?

UPI duopoly RBI plan

Product Owner

Welcome to Personal Finance's Private Community

I had paytm bank account till now and used it like an expense account connecting it to all upi ids etc. 
looking for an alternative now . 
Looked at fi money and jupiter and they seemed good . I liked the pots/jars concept of these and also they give good insights of expenses . Fi money can also connect to other bank accounts and give more insights on expenses . 
Any thoughts?  How good are these ?

Best neobank for expense account ?

Software Project Manager

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Is Shreyas Srinivasan now more focused on company politics and bickering rather than focusing on product building?

His largely talks about homepage designs only (like that's the only product management he knows), comes and gives gyaan but never had been able to deliver nos (his current KPIs are all red since 2 months), blames on other teams / external factors rather than owning things up like any half decent leader.

And most funny he and his minions (Neehar etc.) create full mess and then they start taking moral high ground / highlighting that how product is messed up once they pass responsibility to some other team.

No wonders Paytm lags so much behind PhonePe and GPay. When product leaders focus more on politics than getting work done, not sure how will key metrics grow.

Paytm Product Head and Politics

this is the kind of grapevine I'm here for 🍿

Data Scientist

Welcome to Software Engineers's Private Community

I've received two job offers and could use some advice on which one to choose.

Current: Software Engineer II
CTC: Around 12 LPA
YOE: Almost 3 years.

Offer 1: Product Development Engineer II, Razorpay

Offer 2: Software Engineer, Pluralsight

Both offers are in the range 18 LPA to 24 LPA and Pluralsight is the higher offer in terms of CTC. Also they seem to have more employee benefits compared to razorpay. Which offer seems more appealing based on the role, WLB, company outlook, growth etc.

Also a bit skeptical about the PDE II role at Razorpay because they mention that PDE II individuals can only advance to SDE 2 after being promoted to SDE 1 first, and then to SDE 2.

Offer Comparison

- NPCI is expected to set a 1.2% interchange fee for pre-sanctioned credit lines on UPI, with a circular likely next week.
- The credit line will not be available for person-to-person transfers, focusing instead on merchant transactions.
- Interchange fees are crucial for covering the risk and interest for the capital deployed by credit issuers.
- Negotiations are ongoing between NPCI, banks, and UPI apps regarding revenue sharing, with TPAPs like PhonePe and Google Pay likely to get 0.08% commission.
- The product has faced delays due to a lack of strong business cases, but NPCI mandates may drive adoption.

How big is engineering and product team at PhonePe, Paytm, GPay

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