You can pick any corporate bond fund, it will give diversification as well as headache of tracking the health.

True. But is it advisable to go with debt mutual funds now? I learned that they don't have indexation benefits anymore.

Tech Lead

What is the exact question u have? Is it related to bonds or you looking for fixed income instruments?

Product Manager

You can try grip invest, they are the most compliant and transparent

Thanks. Did you try to invest with grip? How's your experience with them?

Software Developer

Paytm Money app has one of the best option to invest in corporate bonds.

Analyst

There are platforms like wint wealth and golden pi but they seem shady to me. Is there any other to invest in bonds other than these platforms? Is it possible to buy directly from company websites?

Welcome to Personal Finance's Private Community

How to invest in corporate bonds?

How to invest in corporate bonds?- Grapevine

What's your preferred way to invest in Bonds?
How is Wint Wealth?

Investment in Bonds

Welcome to Indian Startups's Private Community

Fintech startup Wint Wealth laid off around 20% of its workforce in an internal restructuring exercise earlier this month

Wint Wealth Fires 20% Of Its Workforce In A Restructuring Exercise

Wint Wealth lays off 20% workforce :(

Can anyone recommend bonds that yield quarterly returns?

Systems Analyst

Me and my wife are 30 years old software engineer with no kids. Draw 7 lac a month please some yearly bonus. We invest 2 lac a month combined into equity market through mutual funds. 

Expenses: 1.5 lac a month including everything, lives in Bangalore in good society, owns a car, don't thing much before spending. 

Still after everything left with 3 lakhs every month in bank account. Not sure how to use that. We both don't have any fancy "shauk" where we can spend and hence don't have an urge to earn more. 

Any suggestions???

Post tax 7 lac a month. Double income no kids, but not sure what do with all the money.

Hey - we are also similar to you. Would strongly suggest finding something you’re passionate about. 
  
 For us (primarily me) - got a dog, took a 6 month sabbatical, travelled to 30+ countries in this time, left job to pursue startup idea, spend time with parents, learn language, improve fitness, learnt some coding, etc 
  
 It’s a pretty good position to be in - just explore I’d say

Strategy & Operations

Hello everyone
I'm new in investing, exploring on my own. I wanted to know thoughts on daily digital gold investment of ₹10-20 through apps like jar and gullak.

I have 3 questions 
1. Is digital gold investment a good option and worth it?
2. Are jar and gullak genuine ? (give easy investment plus withdrawal)
3. If they are genuine, which one would you prefer?

Digital gold investment, jar and gullak real or fake?

Hey fellow grapeviners
I am looking for reliable platform recommendations to invest in mutual funds which DO NOT require opening a demat account like ET Money). Platforms like zerodha coin, groww and paytm money open demat account by default which I don’t want. Would want to know more such platforms and their credibility. Thanks!

Platforms for Mutual Fund Investment without demat account

Quantitative Research

I've always lived paycheck to paycheck, but I want to start investing. 

Where do I even begin? What advice would you give to a complete beginner in personal finance?

Any Investing tips for a Clueless Beginner?

How can a beginner start exploring the different investment platforms like Stock,Mutual Funds etc..?

Pros who have invested and gained a lot of insights can you share your experiences for those who are starting it.

Best Investment Platforms

Software Test - QA

Bank FDs don’t go beyond 8% for a year and then we pay a good amount of tax on this. 
Are there any better avenues to invest for short term? (up to a year).

Which fixed-income assets to invest for short term?

Senior Product Manager

If you had ₹10k to invest every month, where would you put this money?

Software Engineer

Hey guys if you are using Cred Mint for lending, please help. I wanted to know if you guys get the 9% return per annum as promised and what are the downside of this investment, if any. 

Also, is there any better alternative to Mint?

Cred Mint 9%

I want to invest in US stocks like msft, apple and alphabet from India. Are there any other options apart from vested or ind money ?
Last year I saw news about nse ifsc through which we can investly directly in US stocks without the need of having an brokerage account there. Did any body invest through this route ?
Any one did math and found out a route to invest using low forex charges please help here.

Investing in US stocks

Has anyone invested in SGB's or is it worth investing? If yes, how to invest and how much amount are you investing.

Sovereign Gold Bonds

Application Analyst

Does anyone know where I can buy shares of companies like Vedanti, Unacademy, or BYJU'S and other unlisted tech cos.

Gray market unlisted shares needed

Business Development Manager

The allure of startup investment is undeniable – the chance to be a part of something groundbreaking, to nurture innovation, and to potentially reap substantial financial rewards. However, for every success story, countless tales of caution highlight the inherent risks associated with this high-stakes game.

The Due Diligence Dilemma
While many angel investment/ crowd-funding platforms tout their rigorous due diligence processes, concerns linger about the consistency and effectiveness of these measures. Given that these platforms invest at a very early stage, investing in Enterprise Tech, and FinTech businesses at this stage is highly risky without the time-consuming and resource-intensive nature of thorough due diligence, it's crucial to understand whether these platforms are adequately screening potential investments to minimize the risk of fraud or failure.

Platform Self-Investment: A Conflict of Interest?
A couple of angel investment/ crowd-funding platform raising money for itself using its platform raises eyebrows. This inherent conflict of interest raises concerns about the platform's impartiality and its ability to objectively evaluate potential investments.

I invite you to share your thoughts and experiences on angel investing/ crowd-funding platforms. What are some of the challenges and opportunities you have encountered? What advice would you give to others considering angel investing/ crowd-funding platforms?

Angel Investment/ Crowd Funding Platform - A Maze of Risks & Red Flags

& Please share your experiences( good, bad & ugly) which can help a newbie to decide on investments at WW.

What's your view on WintWealth?

Is it good to invest in bonds? What are some good bonds to buy? And how much is the minimum amount required to buy one?

How to invest in corporate bonds?

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