Post tax 7 lac a month. Double income no kids, but not sure what do with all the money.
Me and my wife are 30 years old software engineer with no kids. Draw 7 lac a month please some yearly bonus. We invest 2 lac a month combined into equity market through mutual funds. Expenses: 1.5 lac a month including everything, lives in Bangalore in good society, owns a car, don't thing much before spending. Still after everything left with 3 lakhs every month in bank account. Not sure how to use that. We both don't have any fancy "shauk" where we can spend and hence don't have an urge to earn more. Any suggestions???
Hey - we are also similar to you. Would strongly suggest finding something you’re passionate about.
For us (primarily me) - got a dog, took a 6 month sabbatical, travelled to 30+ countries in this time, left job to pursue startup idea, spend time with parents, learn language, improve fitness, learnt some coding, etc
It’s a pretty good position to be in - just explore I’d say
BiryaniEnthu
Stealth
3 months ago
Funny how no one commented to be adopted by you 🤣
samosa
Stealth
3 months ago
@BiryaniEnthu lol i just did
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Bro
My suggestion is
Buy some big land in outskirts and save some in your Account.
Once you fell not interested to work
Then Start a Home for both Old Age and Orphans combining together.
So that Old age people can enjoy with Orphan Kids.
and
Orphan Kids can get their Parents and grand parents.
Both will help each other.
If you are ready to start this, MSG me, I am the first person to come and do Service there.
SoulfulVenom
Stealth
3 months ago
P.S I know this doesn't sound good. When I was 22 years old I started with 5 lpa package and always seen my parents struggling for basic things like education fees since we were 3 kids, vehicle loans , house EMIs. Always thought of making a lot of money. But now when I am here I don't feel making extra effort for money. I have lost that motivation.
Kachori
Student
3 months ago
Money is not enough
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SoulfulVenom
Stealth
3 months ago
Yes. Good suggestion. Where to find the genuine ones. I get alot of fake calls for charity.
You can donate in kinds and goods, like stationary to needy students, donate medicines to old age homes. Grocery to orphanage
You will have to encounter some bad apples before finding good apples
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I'm running a YouTube channel with over 600K subs since last 7 Years. I'm doing everything individually till this date. I thought to create a team and expand my content creation journey, but could not do that because of low funds, I earn 10K per month because I am barely able to upload just one Video in a month. Less Video= less Revenue.
If I get some funding from you, I would be able to keep a Video Editor and Script Writer to increase no. Of videos In a month and hence the revenue from the Channel. If you DONATE me even 2 Lakhs, I promise I'll get my channel on track and after some months will repay you the 2 lakh to you. No profits to you but yeah you'll be helping an educational channel which indirectly educates millions of Indians. I'll be checking back and forth if you reply me on this comment. This is my email in case you want to help me [email protected]
PS: I joined a pvt. Job 3 days back after giving up on my content creation journey. If you help me, you'll be more than an Angel to me.
Have a kid. Your expenses will shoot up/ income may go down/ free time will go down / may get a purpose and things to look forward to with your kid.
It’s your biological clock telling you to get kids 😛
samosa
Stealth
3 months ago
adopt me
Gilfoyle1
Stealth
3 months ago
I was looking for this comment only 😂
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SabChangaSi
Stealth
3 months ago
Just out of curiosity, where do you work and what is the work life like
So many things to do with money.
Buy a house or travel or invest more in stocks or buy commercial properties, or donate or fund a child education or fund living expenses of an elderly. I mean so many options.
Not sure if this is a flex or just a genuine question or engagement farming post
SoulfulVenom
Stealth
3 months ago
Not at all a flex brother. I know this looks life a flex. But the whole point is, even after all this I am not satisfied. I still feel something is bothering me from inside and not sure what is it.
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You don't have fancy 'shauk' but still spend 1.5 lakh per month as a couple.
Can you share the rough breakup of expenses?
SoulfulVenom
Stealth
3 months ago
50k rent
20k cook, maid, gym, internet, water, petrol
50k I sent to my home since they live in jaipur.
30k weekend getaways, outside eating, movies, shopping.
These are for two people.
HelloCTO
Stealth
3 months ago
You are from Jaipur?
I'm from Jaipur too.
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This is the exact irony when you want something so much and then you get it
SoulfulVenom
Stealth
3 months ago
This is how life is. We feel money will solve every problem, but once you have it you start to think about some other tiny thing bothering you.
Best way is to enjoy wherever you are and whatever you are doing. Having a ambition in life make it interesting
TheOatmeal
Stealth
3 months ago
Socha travel karo likh du. But i guess you would have traveled already to many places 😀
SoulfulVenom
Stealth
3 months ago
Yes I did travel to alot of places. But ab vo bhi jyada Khushi nhi deta.
TheOatmeal
Stealth
3 months ago
Haan wo bhi! Maje karo. Paise jod ke rakho. Kya pata kaha kaam ajaye :)
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If given those conditions, I would adopt a village in vidarbh and would clear the loans, these people commit suicide for not being able to repay their farm loans of few thousand rupees!
There are other causes like prevention of child trafficking and rehabilitation of disabled persons.
I hope you soon find some genuine people whom you can trust and also find some meaning (peace) in the stuff you do.
As someone who makes relatively closer to what you make, I understand what you're saying.
Not having fulfillment is a very very common theme that people have been facing for millions of years. This is why people become Yogi (worst case scenario). This is why people have kids (common scenario). This is why people splurge into their hobbies (best case scenario).
For me, I realised that an empty mind is the devil's workshop. So I keep myself occupied with books and learning tech (which I like and not for my job).
Haven't you heard a term known as FIRE.
Start planning for it ASAP.
Bro here already doesn't know what to do even with a job. He'll go mad if he retires. Imp for him to figure out what to do other than job.
Bro.... Use money wisely...Most of us are underpaid..but you seem to get a good amount for your service.. Do well in your job , do some charity to old ages homes and children of special needs...... Try taking chance for a child or incase any issue in conceiving, contact a gynecologis or IVF specialist..Save money ,do charity..... You will be happy!!
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