If you were at Vijay Shekhar Sharma's position, how would you solve current Paytm issue ?

As title says , there are so many narratives going around Could you give some insight how the management is working upon it

Will Vijay Shekhar Sharma be able to revive the company in next 6 months or Paytm will lose its existence among upi customers ???

Pls Don't kill me for this. I like Paytm over other apps. It works as a single point for everything I need, be it UPI, CC payment, movies, events, travel, investment and what not. Is AI to be blamed for this or their Paytm Bank Ban? I like Paytm as an App but I wonder why it's not going well with them. Can't they save changing Management or core values? Let me know your thoughts.

RBI is a big bully, everybody knows that. RBI has bullied the likes of HDFC, ICICI and a lot of fintech startups. All it wants is that these folks are compliant with the rules. RBI is one of the most stringent Central banks in the world. This also ensures a lot of financial stability in the country, sometimes overdoing the regulations. Once you fix the systems and comply with RBI, business is back to usual. This has been the trend in all the notices that have been sent across to all the different companies. Paytm should be no different. Paytm has a book value of 205. In case the stock hits a few more lower circuits, in the words of Ashneer Grover, it'll be a "Screaming buy". Every good opportunity comes with a lot of risk. The primary risk here is that Paytm doesn't get its act straight and RBI at the end of February imposes the actions that are mentioned in the circular. Next line in such a case. Well the money is lost but if they fix the necessary things within time then it's going to be a jackpot. Catching falling knives is never easy, and it's bound to hurt you, but hey, "Risk He Toh Ishq He". Next lower circuit is ~487rs The one after it is ~390rs. I think anything under 500 is great price without the RBI impact. If it hits the circuit tomorrow, I'll start buying on Monday. If it doesn't, well, salary is already credited, so it's time for some risky investment.

Just went through RBI's note and developments as per major news houses, so Paytm would no longer be an app which used to be in almost every indian's phone march onwards. such a downfall of a firm who enjoyed their best time post covid. Bhyi anyone knows how can i withdraw/utilise my food wallet from Paytm. Got 1.5k bucks there, don't wanna give a penny to Vijay.. any ideas? On a serious note, i'm gonna miss paytm. it was an great app, atleast their wallet was the best ever, better than upi since the txn can't be unsuccessful. also they brought one of a kind revolution in e payments. RIP Paytm🫡

Working at a Paytm subsidiary. My manager left the firm 6 months ago and instead of hiring a replacement I was given all his work with no increment or bonus. I worked my ass off and ensured there were no issues. Come appraisal time, no promotion, 5% increment, lot of bonus esops with (5%, 5%, 10%, 10%, 70%) vesting. This is the most weird vesting period I've come across and almost looks they are trying to trap me into staying here. My experience is not unique. A lot of senior people left last year and they haven't hired but rather dumped their work on juniors. I feel like an idiot for trusting the firm to reward my work.

should join paytm as analytics manager ?

Regulatory risk is making me a little uneasy staying at PayTM now. I will obviously stick around to see if I get rewarded for the risk I am taking but I just want to understand how do you all think about regulatory risk?