Its current return rate is 25% for me, started sip 1.5 years ago

So, atleast it will give me good return than FD,RD. Actually, i'm just starting my investment journey

Software Engineer

I have investing for more than 3 years..Getting 40% returns as of now

Software Developer

I saw standard deviation, sharpe ratio and returns of 5 years and investmenr strategy.   This fund is investing more in large, giant cap then mid and small. So, it seems like atleast i will get goo...

Welcome to Personal Finance's Private Community

I saw standard deviation, sharpe ratio and returns of 5 years and investmenr strategy.

 This fund is investing more in large, giant cap then mid and small. So, it seems like atleast i will get good returns than FD and RD.

Want to know your thoughts on this fund.

Is mirae asset elss tax fund good?

Is mirae asset elss tax fund good?- Grapevine

Welcome to Fintech India's Private Community

A little off topic but I need suggestions from you people. I want to invest around 50k amount in ELSS Tax Saver MF to save tax under 80cc. 

I've decided to allocate in below MF for 10 years: Quant elss(20k), Parag parikh(15k) & Mirae asset(15k)

Is it good? Or it is better to invest these in ppf? Any suggestions will be helpful.

Suggestions on investment (elss mf)

Consultant

Hey this fund was a topper in large cap category.
But for last 1-1.5 yr it's doing very bad. 
What is your take on this? Were you familiar with this before?
How do we know this won't happen to any other fund we pick? It's numbers look good but then after you get in and into an year it goes down. What would you do?

Mirae Asset Emerging Bluechip mutual fund is down performing?

Analyst

Hi folks, 

Personally, I thought I should invest in the index fund. Because, I don't want to take the risk with this amount. 

But I would still like to know 2 things - 

1. Is the index fund fine? 
2. Is it the right time to invest in lumpsum Or should I do an SIP of 20k? 

Any help would be appreciated. 

Thanks in advance :)

Where to invest Rs. 2 lacs right now?

We don’t know your risk profile, but your statement gave me a hint of conservative.  
  
 For a conservative investor in the current market situation, I will do 2 step investing. 
  
 1. Put 1.6/1.8L in arbitrage/liquid fund  
 2. Start monthly index investing with 20k 
  
 If I see 2.5% correction in index, I will move 60k in index from arbitrage/liquid. If index sees more than that, I will transfer rest of the amount to index.  
  
 The above method will preserve my capital & gains both.

Product Manager

I've completed 1 year in my first job. I've tried saving and investing some money, help me decide what I can do better:

Income: 22LPA

PPF: 3 Lakh
EPF: 2 Lakh
MF: 5 Lakh
Saving Account: 4.5 Lakh

Income for new FY post increment: 29LPA

I did these savings based on some advice from my elder brother.

I'd like to spend more this year though, with some travel and going out more, maybe even purchase a scooty/bike and a PS5 😁 - would these expenses be justified?

Apart from improving my savings & investments and 
still being able to afford a few luxuries, I want to know if I should get any of these:

- Health Insurance - Only 5 Lakh cover from company for me and my parents (note - parents are getting old)
- Life Insurance - Do we really need it, I'm still 24?

1 year in first job, please help me assess and improve

If anyone need advise related to mutual funds then please comment.

You can ask about any equity, hybrid, debt, etc funds.

Mutual fund

Finance Consultant

Looking for suggestions on where to invest and what are the best options in that category

For example, Canara Robeco Bluechip Fund for equity investments

Looking for suggestions on Mutual Funds, Bonds, PPF, EPF, FD, or any other types of investments paying off right now

Investment diversification

One of my relatives wanted to invest in SiPs.

Asked my help coz am into direct stocks buying and USA market also. ( Made 10x in last 8y)

So, i checked his phone and got only Paytm and phonepe through which I could have subscribed sips.

But all of sudden I saw expenses like exit load and fund management 2% and 1% respectively.

So, i referred grow and alas! The same charge reduced to 0.XY % ( x and y = 0,1...9) 

Then I researched little bit and got him these fund's.

5000 per month and 40% in large cap. ( Long term 15-20y plan)

He can have moderate risk.( Got 3 kids, planning for their 20s)

Please suggest if all these funds are fine or need to change something

Best Direct Sips

Senior Consultant

Looking to invest 1.5L 80C in ELSS funds. Looking for fund and advisor suggestions. Kindly help!

Suggest ELSS funds

What’s the biggest financial mistake you’ve made in your life so far?

Mistakes

Technical Writer

In my last 5 years of investing in MF, only hdfc top 100 fund has outperformed index. The return of other mutual fund miss the index by 0.5-1%. Though this is not big, paying expense ratio and still underperforming makes less sense to me. 

For the next 5 years, I am planning to stop SIP in the funds and directly SIP in etf. 

Would love to have your view/advice on the same. Thanks in advance!

Mutual find VS ETF

Investor

Any exciting Mutual Fund investment stories with long term investing ? How much returns have you made in 10-15 years of duration ?

Mutual Fund Success Stories

Hello good people of grapevine,

I have recently started my full-time job as a software engineer, and wanted to start my journey into investing.

After doing a bit of research, I feel SIPs in mutual funds is the way to go forward at this point. For now I want to start putting 20k into MF SIPs every month. I took a look at a few MFs which were very high risk but over a period of 3-5 years yielded great returns (50%) as well. While the low to moderate risk MFs yielded low returns (5%).

Though the risk is high, but seeing stable returns over a large period of time, how safe is it to invest in very high risk MFs and not incur losses?

Any other advice is also thoroughly appreciated
Thanks fellow grapeviners.

risk appetite: moderate to high
investment horizon: 5-10 years

Need help investing in high risk MFs

Can anyone suggest some best mutual funds to invest in India ?

Project Manager

It falls under the direct category of high risks but definitely worth high returns (as per the data). Has anyone got the fairest idea of how it is? How is ₹1000 SIP for 3 complete years?

How is Aditya Birla Sun Life PSU equity fund direct growth?

Seeing a lot of MF houses putting investment limits on Mid cap and small call MFs. What are your thought on that? 

Are you still investing in Mid and small caps funds? Any finance experts here cares to explain why is this happening?

While I have my sip continuing in both mid and small caps, I am moving my lump sum investment to large caps now.

Are you still investing in Mid cap and Small caps

Which mutual funds are good for the long term (10+  years ) ?

Which mutual funds should I Invest in?

What are the good flexi and small cap funds to invest in ? Also , which is the best ELSS fund in the market rn?

Is mirae asset elss tax fund good?

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