Union government is likely to increase its capex allocation to a record ₹12.5 lakh crore in FY25 to develop infrastructure projects.  Central Government Capex  FY20  3.35 lakh crore FY21  4.26 lakh...

Union government is likely to increase its capex allocation to a record ₹12.5 lakh crore in FY25 to develop infrastructure projects.

Central Government Capex

FY20 - 3.35 lakh crore
FY21 - 4.26 lakh crore
FY22 - 5.92 lakh crore
FY23 - 7.28 lakh crore
FY24 - 10 lakh crore

Mention central gov projects in and around the place you live in?

Product Manager

Mention central gov projects in and around the place you live in?- Grapevine

To all the people who say where my Tax money is going...

Heart of Gold

Software Engineer

Welcome to Business Roles's Private Community

I was just curious to know how many total government employees are there in India? If we include the military services, both state and central government employees, what would be the total percentage of government employees in our working population?

About total government employees in india

Software Developer

Welcome to Personal Finance's Private Community

Curious to learn about what sectors will see more action in the run up to 2030 where we are slated to become a $5trn economy and lots of companies have done Capex investments across sectors. What specific sectors, companies (listed or startups ) will benefit. Collective logic and name taking might help us all

5 trn economy, which sectors will benefit in startups and stock markets

Growth Manager

Bro, you are earning. Shouldn't you just be grateful that you are not born in war torn Afghanistan or disease ridden Africa. I mean life could be so much worse. In fact, the only difference between you and the office boy is the household you were born in. If that office boy was born in your home, he probably would be as successful as you. 

You already won the lottery. Why not just do your part and pay the income tax so that the tax money can be used to provide a better life to those who are unprivileged.

I am not excusing the corruption in the system but just find the cribbing unbearable 

Just be greatful

Why do people keep ranting about income tax

Welcome to News Discussion's Private Community

From the past few months I'm seeing news of all the big projects of National interest being parked in Gujrat. Be it GIFT City, DREAM City, Chip Manufacturing facility by Tata, 2036 Olymics stadium, 2 new smart cities, center for AI excellence, Cholera Solar Park, Bullet Train stations, etc?
I'm happy for all the work happening but it seems unfair that all great projects are happening in Gujrat. 

If trade is a reason, there are other states as well in western coast like Maharashtra, Karnataka, Kerala.

I'm not trying to make it political, but I feel it is. 
If it's not political please give your reasoning. I want to be wrong on this.

Why is everything being built in Gujrat?

What is the current scene of buying property in India. In my hometown (second tier city) I have seen property prices shoot up by as high as 20% CAGR in the last two years. I expected the price to come down with weak global markets and layoffs in metro cities but the stickiness is still there. Is this also the scene in Tier 1 cities? And why is the rate so much higher than the 5-6% these finfluencers and investment gurus keep saying? Is there any possibility of a downturn in prices?

Property in India

In 1998, the Committee for Old Age Social and Income Security (OASIS) was set up. It noted that the population of the 60+ age group is expected 

⬆️ increase by ~ 107% between 1991 and 2016

✅Senior citizens represent 9-10% of our population today and this is expected to grow to13.3% by 2026.

✅The life expectancy after normal retirement at 60 is expected to be at least 15-20 years.

📝 Even if one assumed no increase in government employment after 1992 (true in many areas) the pension expenditure for the central government will increase from 

⬆️ ⬆️ Rs. 35,690 million in 1995 to  Rs. 2,71,830 million in 2015. 

A CAGR of ~ 17.5%!  

That means 17.5% more expense PER YEAR for government ( increased burden on government) to pay pension 

_7th Pay commission report stated_

Pension expenditures of the central government grew at rate or 21% per Annum during period from 1990 to 2001 !! 


Government realised the increased burden involved in providing pension to eligible pensioners, if the old pension system continued both the Central and State government would end up with bankruptcy!!!! 

*They came up with National Pension System* on 22nd December 2003 for Central government employees 

The single sole intent was 

✅Pass the burden of providing inflation adjusted pension from the shoulders of Government to Financial market !!

Government realised that long term investment in financial market ( EQUITY & BOND) can possibly beat inflation and remove the huge burden on government exchequer !!!! 




*What’s the learning for we common investors ????*


1️⃣ A big entity as big as Indian government: the largest democracy of world is relying on Equity market to provide inflation adjusted pension to its pensioners !!

What’s stopping us from following suite and applying the same principle in our personal finances ??

We should consider investing significant chunk of our savings into equity and debt : this would also provide inflation adjusted returns !!

Why was National pension system introduced  &  Lessons for investors

😅 Owner increased the rent by 15k to meet the market. They expect bachelor's to pay up or exit. 55k is the new price for 3bhk in a 15 year old society. When will the bubble burst? Is everyone making 40-50 lakhs?

Are your owners kicking you out for rised prices?

How much do you guys generally pay in taxes with an income between 50-100 LPA in India? What are the options to save tax apart from the normal 80C, 80D, insurance, donations etc.?

Seeking tax advice for 80 LPA income

Quantitative research

What is your take on Government debt?

- **PM Modi** to inaugurate infrastructure projects worth over **₹50,000 crore** in Maharashtra.
- Launch of **Mumbai Metro Line-3**'s first phase, costing **₹14,120 crore**, with 10 stations.
- **Five solar parks** with a total capacity of **19 MW** to be inaugurated.
- **₹20,000 crore** disbursed to **9.4 crore farmers** under PM-KISAN Samman Nidhi.
- Foundation stones for **Thane Metro Rail Project** and **Elevated Eastern Freeway Extension** laid.

Source: [The Hindu](https://www.thehindu.com/news/cities/mumbai/pm-inaugurate-mumbai-metro-infra-projects-worth-over-50000-crore-in-maharashtra-october-5/article68719013.ece), [Times Now News](https://www.timesnownews.com/mumbai/pm-modi-to-inaugurate-mumbai-metro-3-launch-thane-freeway-extension-and-other-key-projects-top-points-article-113953520), [Mint](https://www.livemint.com/news/india/mumbai-metro-pm-modi-maharashtra-colaba-bandra-seepz-metro-line-3-kisan-nidhi-yojana-farmers-mumbaikars-politics-bjp-11728091522785.html), [The Economic Times](https://economictimes.indiatimes.com/news/india/maharashtra-pm-modi-to-inaugurate-mumbais-first-underground-metro-launch-key-development-projects-today/articleshow/113953755.cms), [Ndtv](https://www.ndtv.com/india-news/pm-modi-in-mumbai-today-check-schedule-and-key-details-here-6719324), [Times Now News](https://www.timesnownews.com/mumbai/pm-narendra-modi-in-thane-mumbais-first-underground-metro-to-be-flagged-off-today-article-113948642), [News 18](https://www.news18.com/india/pm-modi-to-launch-project-worth-over-rs-56000-crore-flag-off-bkc-aarey-metro-in-maharashtra-on-oct-5-9074138.html)

PM Modi Unveils ₹50,000 Crore Projects in Maharashtra

Journalist

Time to say  bye bye to bangalore and the 1100 cr CM who get traffic cleared for himeself

"We have had to set aside Rs 40,000 crore this year (for the five guarantees). This year, we can't provide development" - Shivakumar. Candid admission on political economy trade-offs. Finally, people choose wht they want - pot-holed roads vs free bus

The beginning of the end of Bangalore

A projected hike of 9.5% vis-a-vis a 9.3% last year. Green shoots emerging ?? 
What are your thoughts ??

Salary hikes in FY 25

Associate director

Top 3 Indian companies have mcap > 150B

Do you think this is really required?

Can't this money be spent on health and education??

Both combined it's nearly $ 20B.

Taxpayers money should go into capacity building of poor or infrastructure etc...not just for freebies or reveri.

Sometimes I think democracy is killing India.

Your views?

$ 150B ++ to be spent on Free Ration.

Senior Consultant

I am planning to invest in National Pension Scheme. Is it a wise decision or any better options for retirement planning? And if you have already invested pls suggest which one to invest in. 

Please let me know your views if you have invested or planning to in future

Investing in NPS

Application analyst

What are our options if congress for some reason comes to power ?.

I have heard stories how the land was taken away from people and given to someone because they politically close to them during Indira Gandhi time . Any ideas how we can protect myself from this crap of policy that congress is planning ?

Mention central gov projects in and around the place you live in?

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