I count my investments, money I send to parents, and monthly average of one time stuff like insurance bills also in expenses. 
  
 That comes out around 40K per month.

Great, insurance is definitely an necessary expense but I guess investments can be skipped since that money is not gone.

@NightCoder who said investment money cannot go anywhere 🙃

Software Engineer

Similar numbers to you. 
 Live in 3BHK with 2 other bachelors...  
  
 Rent, Maintenance, house bills, Maid, cook: 17K 
 Groceries, commute etc: 15K 
 Total fixed expenses:32k 
  
 Another Edu loan emi:24500 
 Emi is separate because they will end soon. 
 Surprisingly, expenses came down after 1-2yr as initial setup costs, big tickets items were bought then (furniture, monitor, bike, laptop etc). Haven't had many big purchases after

Investment Manager

So folks, how much do you have to spend in a month in BLR? Including only fixed expenses like rent, bills, travel etc.   I'll start    Rent  14k Househelp + cook  3500 Wifi + electricity + water = ...

So folks, how much do you have to spend in a month in BLR? Including only fixed expenses like rent, bills, travel etc. 

I'll start - 

Rent - 14k
Househelp + cook - 3500
Wifi + electricity + water = 1200
Travel - 1500
Grocery - 2000
Weekends - 2000

Total ≈ 25000

Monthly expenses?

Monthly expenses?- Grapevine

Welcome to Personal Finance's Private Community

I’ll go first. 

1. What kind of investor are you? 
I am an opportunity investor, and I do buy good stocks whenever they are in reasonable valuations. Below are my monthly numbers. 

2. Where’s the majority of your investment portfolio ?
I have three RE investments and one of them has loan. And I’m planning to buy a property in Goa or HP. 

3. What’s your monthly investment breakdown?

1.7L/ Month (approx) 

60k - SIP (mutual funds)
60k - stocks (smallcase, us stocks using vested) 
30k - as opportunity fund, this is transferred to a different bank account 
10-20k - for experimental investments in crypto, nfts, and some trading. This is a new segment and I don’t have much experience in this and that’s why starting small here. 

4. Anything else you want to share? 

I am learning to invest on a daily basis. Reading, videos and podcasts are my sources. Some of my tops picks are Whiteboard finance (Marko), My first Million and Smart Passive Income, finance with Saran, and Akshat Shrivastava.

Where and how much are you saving/ investing per month?

Consulting director

How expensive is it to live in Bangalore? Will have to shift in a few months. Also is there in positive effect in commute since purple line metro started?

How expensive is it to live in Bangalore?

This should include everything from home bills, entertainment, medical expenses, trips etc. When I was single (back in 2016), my expenses were around 20k per month.

Now I easily go above 1L every month (without rent, we live in our own house). My wife also works and she has her expenses too.

Not sure what’s the reason for it though. We live frugally and don’t spend lavishly (atleast I don’t think we do). I barely buy anything for myself (I use 1k earphones and buy clothes from decathalon). My wife is the same.

Is this common when you get married? That your expenses permanently increase? Or is there something I should be worried about? TIA

Married folks, what’s your average monthly expenses?

Head of Marketing

Welcome to Software Engineers's Private Community

Been in Bangalore for 6+ years and love everything the city has given me. 
This city ( more like people here) taught me what software engineering and product sense is, how to entrepreneurs function, whats a 100X coder like. 
Made many memories, weekend trips to nearby places were so nice. Dated, moved in and then married my girlfriend, adopted a dog. So Bangalore has given me a lot. 
But in hindsight it takes a way a lot also - 
1. Everybody is in constant work mode, even in parties its just about who is doing what
2. Everybody is in loot mode here - i have seen locals pay less for veggies/fruits in front of me, then the veggies apparently have lead in them
3. Rents/builders/brokers/roads - we all know whats up with them 

Though it was nice initially, now i feel like even after earning so much ( ctc > 1cr) if i just spend it all here ( monthly expenses ~2lacs same is with all my married friends), what is the point even.

Hence making a move to slow life now, where you get a house with garden for 25k and fresh veggies and you can actually develop some relationship with community. 

This urge to always outperform in career is not really needed, we all eventually work towards savings and hence if i earn less but spend even lesser, its more or less the same thing for me.

But i dont want to live in a matchbox, travel 1 hour to meet a friend, eat a roti for 150bucks and be in constant anxiety about climbing the ladder. 

All i want is to focus on health, and sit in a garden in some sunshine with my wife and my dog and enjoy a cup of tea. 

So yes, I AM DONE. Moving to a tier 2 ( more like tier 2.5 town ) 

Happy to answer any questions if anybody has any.

Done with Tier1 cities, moving to tier 2 town with family - A rant

What is average monthly expense in banglore, to stay near Bagmane tech park CV raman nagar for 2 person ?

Average Monthly expense in Banglore ?

What are your living expenses in Bangalore?

So many folks are speaking out (or bragging who knows🤷) about their monthly/yearly paychecks. Just curious, for all single folks who are receiving a hefty wad of cash every month:

1. what do your general expenses look like?
2. what do you like to spend it on the most?

Here's my monthly breakdown(jab hum employed hua karte the🥲):

rent(coliving PG)- 12k
transport- avg. 1.5k
food- avg 7k
gym & stuff- 7k
parties- 5k
misc- 2k
TOTAL- 34.5k out of 80k in-hand

Apart from the general expenses, once in a while, I'll indulge in buying a good perfume of around 5-6k. 

The 2 most costly purchases I made were a new laptop(asus vivobook)- 50k & prs electric guitar & accessories- 82k

What about you?

What do you like to spend your money on?

Product Manager

Welcome to Fintech India's Private Community

Age 30, married, expecting to be alive till 80
50 L in cash
Own house & car (no plan to sell any of them)
No kids, no loans, no expectations, just basic life
Nothing from family

Excel calculation is hinting yes :)
But need practical advice

Can someone retire with just 50 Lakh in hand at 30.

Growth Manager

I am not from India, moved to London 4.5y ago and I'm considering a move to India.

But I struggle to understand the relationship between salaries <> lifestyle <> money saved each month.

Would be cool to learn everyone's salary, but also your lifestyle and how much you save per month. Can you help with the following template?

Role: 
City: 
Salary: 
Rent: 
Food: 
Transport: 
Savings per month: 

Any other costs I should factor in that you feel are necessary to consider?

Thanks for the help!

In London, might move to India (need help on salary/savings)

UX/UI designer

I will be moving to Banglore for my first job, curious to know the cost of living in Bangalore.

Please share your rent and food expenses :)

Life in Bangalore

Associate Product Manager

The FAANG and unicorn employee salaries for even 2-7 YOE engineers is quite insane compared to the average Indian employee pay in other sectors of the economy.

The average SDE2 at these companies makes 50+ lakhs per year in compensation (not “CTC” but real money) The average SDE3 makes 80+ lakhs which is frankly insane.

What are you guys doing with all that money?

Monthly expenses?

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