Parag Parikh Flexi cap and Parag Parikh ELSS have a lot of overlap between them. Ideally it should be enough to have any one of them

Software Engineer

Why a Technology fund? Being in Tech your salary, growth etc already depend on the sector

It's the only sector's trend I can follow

Project Manager

Your pf must be contributing to your 80c significantly no? You may reduce or remove elss? 
 Also if you remove elss then it is slightly in the risky side, there are no large cap or bluechip mf, maybe check that, also there are 2 small caps funds probably you have a higher risk appetite. 
 Anyway, just my 2 cents, I am not an expert.

Yup, have stopped SIP for Parag Parikh ELSS... Once 3 years is completed will take out the money. 
 Will look into index and blue chip funds, thanks

Software Developer

Have been investing in MF for the last 2 years, think I need to adjust and remove some of the overlapping funds. Please give suggestions. Have monthly SIP for 10k in each MF, total 50k.

Welcome to Personal Finance's Private Community

Have been investing in MF for the last 2 years, think I need to adjust and remove some of the overlapping funds.
Please give suggestions. Have monthly SIP for 10k in each MF, total 50k.

Mutual Fund Assessment

Mutual Fund Assessment- Grapevine

I have these active investments as MF monthly SIP. The percentages are the percentage of money invested out of my total monthly investment.

Any changes needed here?

Mutual fund suggestion needed

Market Index Linked Fund, search MILF on Google for further details

Data Scientist

Please take a look and let me know your thoughts for a medium risk taker.
ABSL Nifty50 index  -    5k
axis Nifty Next50     -    5k
ABSL Nifty  Next50     -    5k
canara bluechip -    5k

quant large and mid cap  -    7.5k
mirae large and mid cap -    7.5k
ppfas multi cap -    15k

nippon nifty mid150 - 10k
axis midcap  fund   -    10k
nippon smallcap fund    -    5k

-----------------------------------
total  -           75k

Please review MF SIPs

Can someone review my SIP portfolio? I am attaching my all the active SIPs picture below. I'm 26 years old and I belong to economically poor class family ( I started working 2 - 3 years ago so now my family's economic condition is somewhat better)

Review my Mutual Fund SIP Portfolio

Product Engineer

I'm a 22-year-old with a monthly salary of ₹68,000. Currently, I have ₹5,00,000, split between cash and various investments in Mutual Funds, stocks, etc. I plan to restructure my portfolio according to the following allocation and also initiate monthly SIPs of ₹35,000. Looking for suggestions on refining this allocation, and what should be my monthly SIP investments?( Please suggest the MF/ETF categories to consider)

Current plan:
Gold - 10%
Stocks - 15%
Mutual Funds/ETFs - 40%
Bonds - 30%
Experimental Investments (REITs, P2P, etc.) - 5%

Note:
1. This fund is exclusively for investment, and I maintain a separate emergency fund.
2. I've been working in finance for the past 3 years and am familiar and open to diversifying into different and more complex financial instruments. 

Suggestions on this are genuinely appreciated.

Need suggestions on restructuring personal investments 💰

Product Manager

What would be the best investment options for a Conservative spending style ? Assuming I'm 30 and have a package of 20 LPA. I prefer bulk investments where I don't have to look into the market conditions regularly to update my investments. 

Any advice will be greatly appreciated ☺️

Best investment options for a Conservative spending style

Test Engineer

Guys. 22 years old. Advice needed. 50k monthly SIP. Higher risk appetite. Any suggestions on a good mutual fund portfolio? (Please don't just say index funds)

50k SIP - Advice needed

Need mutual fund suggestions for SIP for 20 years.

Need mutual fund suggestions

Hi need suggestiona on investing 3 lakshs on stocks and mfs suggest me some good mf or stocks for 5 years atleast in don't touch

A noob question mf and stocks for long term as on 2024

Age - 22
Risk appetite- high
Monthly SIP - 35000

Quant flexi - 14000
MO Mid Cap - 10500
Nippon Small Cap - 10500

Mutual funds advice

Should i do any changes in my SIPs?

It's been close to a year since I am earning a salary and this is what I do:
1. Invest a little less than 30% straight into MFs. I have three ongoing SIPs- small cap, flexicap and a Large + Midcap fund. (Planning to increase the amount further into these and not start a new sip)

2. Max out 80C by putting the entire limit in PPF, this is on top of what is by default deposited into EPF.

3. A little (inconsistently) into direct stocks as and when I find or get to know about a decent trade opportunity.

4. An LIC ULIP plan that my father made me subscribe to 🙂 (hopefully will end in a couple more years)

Tips from experienced folks will be much appreciated.😄

How do you invest your salary?

Backend Engineer

Hey please suggest 2 mutual funds, iam planning to invest 16 k ,sip,long term...thank you

UX/UI Designer

Please review my portfolio.

Salary: 54K
YOE: 1
Invest: 17K per Month

Emergency Fund: 1L (In Savings Account)
MF + NIFTY + Gold: 1.85L
EPF: 72K

Total NW: 3.57L

Need Suggestions!

Portfolio Review | How am I doing as a 23M?

Hey there grapeviners, I am 23 year old software engineer who earns around 50k/ month. I have an equity portfolio of 55k (20% profit). I am thinking about starting a SIP but have no knowledge about good ones. Can some experienced folks suggest some good MFs for 3 years of timeframe? Risk factor could be between medium to high and I am thinking about investing 2-3k per month.

Best mutual fund for a 23 year old

Welcome to Fintech India's Private Community

Please evaluate my monthly equity SIP allocation and suggest any changes.

Monthly in-hand salary (after tax): ₹2.6 lakh  
Age: 23

Monthly Mutual Fund SIP:
- Total: ₹91,000
  - Axis Small Cap: ₹5,000
  - Axis Mid Cap: ₹10,000
  - Parag Parikh Flexi Cap: ₹28,000
  - ICICI Prudential Nifty 50 Index: ₹32,000
  - Motilal Oswal Nasdaq 100 FoF: ₹16,000

The rest of my salary goes towards expenses, FDs, NPS, P2P investments, etc. I am also accumulating wealth in short-term investment products for a down payment as I plan to invest in a house next year (for rental income).
Not willing to withdraw from mutual funds at least for the next 6-7 years, maybe even 10 years.

Should I shift my mid-cap/small-cap SIPs rom Axis to Quant due to the hype around Quant AMC these days?

Review my monthly SIP of 91k

Hi, I am new to investing, wanted to know which mutual funds should I choose. m 23 I have around 10k to invest per month ? Or you can share where are you guys investing?

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