They can't do shit. Stop paying and strongly threaten police complaint against the guy who is harrassing you (they are outsourced).

This is accurate. I know and work in a company which gives out loan. They can't do shit. Write an email to the "ombudsman". Navi website will have their details. Stop picking up calls from unknown number. Once you write to ombudsman mention in one call that you've done so and filled police report. They'll stop.

Lead Data Scientist

Software Engineer

Strategy & Operations

I'm currently facing a tough situation. I'm jobless and struggling to pay my EMIs. NAVI is the only app that is constantly threatening and pressuring me to pay as soon as possible. I'm already 12 d...

Welcome to Confessions's Private Community

I'm currently facing a tough situation. I'm jobless and struggling to pay my EMIs. NAVI is the only app that is constantly threatening and pressuring me to pay as soon as possible. I'm already 12 days late in clearing my dues. Despite explaining that I'm dealing with health problems and unemployment, and promising to pay by next week, they are not understanding my situation. I'm feeling overwhelmed and unsure of what to do, this mental harassment is taking me to suicidal thoughts. Has anyone else experienced something similar? How did you handle it? Any advice or help would be greatly appreciated.

NAVI app ❌

Relationship Manager

NAVI app ❌- Grapevine

Welcome to Indian Startups's Private Community

https://www.reddit.com/r/delhi/s/UeCJTvE5kl

damn Navi, wtf

Business Analyst

Welcome to Personal Finance's Private Community

I worked hard to get home loan and paying it on time but had a few important things to do and due to that I had a debt of few lakhs ! Now in a bad situation though if I get time I will be able to repay all of them. Lenders are not ready to give time. Any genuine advice which can help me to get few months of time so that I can repay one by one ! 

Note: situation of my cousin who stay in kolkata with family and work in one of the MNC. Personally I helped him with some money though debt is high so seeking some advice for him to get some time to repay. Thanks !

DEBT 💸 TRAP 🪤 !

Account Executive

Hi I am trying to see further options of transferring credit card to bank accounts. All limits exhausted in various third party apps I tried. Any more suggestions as creditors are rejecting my new loans. Only option left for me to access funds is credit card to bank account with less transaction fees.

Credit card to bank account money transfer ideas

Operation Manager

Welcome to News Discussion's Private Community

Had a bank account of Kotak where it was inoperative from 1.5 years and NMC Charges went to 7900 INR. When I went to close the account they started insisting me to pay the charges.

How do we deal this folks, coz at the time of taking account they said it is zero balance and then after salary stopped crediting they converted  into a savings account with mostly generic alerts !!!! 

Looteri banks. 😏😒

Banks looting !!!

Welcome to Business Roles's Private Community

I'm typing this out as a way of collecting my thoughts and feeling a bit normal to take myself through the day. Context: I have been working with a small b2b IT firm for the last 1.5 years, and resigned yesterday. This was my first job straight out of MBA and it has sucked the soul out of me to say the least. The notice period is 3 months and I am really unsure how will I survive it considering that I'm already completely drained. 

I do not want to list out the reasons of how this place has been toxic for me because I also carry a lot of self doubt if it was really the toxicity of the place or my own incapability to handle the work. I do not have any offer in hand, and haven't started a job search either. Just wanted to put this out there to see if people here in the community have been in a similar situation in their professional lives and how did they figure out the uncertainty, was it a good decision for them in retrospect and if they have any tips for me to deal with this better, with less anxiety.

Panic after resigning from a toxic workplace

First of all congratulations! You're out of that hell hole how and you can now recover and realign.  
  
 Second - You'll be okay. Anxiety tricks you into thinking the worst possible thing will happen to you. It convinces you that it's the only possible outcome.  
  
 I'd say the first couple of days - just be. Do what you want. Decide that in the first week you'll consciously do nothing job related - the one you left and the one you should find. You'll need this time to feel like yourself again. Do things that bring you calm and joy. Nothing to big, could be as simple as a walk or making your favourite kind of sandwich.  
  
 After a week - do the following things : 
 1. List out every single thing you did at this job  
 2. Use this info to update the CV - it'll take multiple iterations. Send it to people for feedback, ask them to be candid, use chatgpt whenever relevant  
 3. Make a list of companies you want to work with  
 4. Visit their portal and other job portals 
 5. Find relevant jobs  
 6. Find people in your circle who can refer you. If you do not know any reach out to people on LinkedIn. Send request to multiple people to have a big top of the funnel  
 7. Simultaneously write down questions that you might be asked in an interview 
 8. Meet people you like  
 9. Do some kind of work out 
 10. Apply to jobs with referal 
 11. Repeat  
  
 Remember - you'll be okay.

Growth And Strategy

Project Manager

Made the terrible mistake of buying a health insurance from this firm. Now with the latest app update it's trying to read my sms and access my contacts and won't proceed further until I allow the app all the permissions. 

Do you need to share your contacts to access your health cards in case of a medical emergency? 

Let's say someone from Navi - say Sachin Bansal - gets a blood cancer diagnosis or a brain tumor - will he/she be willing to share all the smses n contacts with a third party? 

Nobody in business has ever of made it big by being an ass hole and anti customer. Karma eventually balances you out. 

If there's anyone from Navi in this app, can you fix this internally?

Anyone from Navi insurance here? Planning to file a complaint with IRDA

Is it common for companies to give you a salary on 5-10 date of next month ?

Salary receiving Date

Frontend Engineer

Welcome to Software Engineers's Private Community

I am a frontend developer, working in a service based company, still have 1.7 years of experience, I dont know how I fell into this situation, but I got ownership on the frontend of a very large enterprise app in our project and our client is a big banking American company. At first I was content that I was learning angular and making proper decisions to keep things smoothly, now it is eating up my life, and to say this is the First development project and first application I am working in my career. I conveyed that this thing is too much for me in the beginning itself but nobody listening and now all are behind my back on updates and its killing me from inside, what do i do in this situation? I am  not able to switch due to long notice period and even the recession is at large. What do i do??

Need your opinion

Welcome to Office Gossip's Private Community

was neglecting my mental health for long time...due to unrealistic deadlines and pressure today got a panic attack at work felt light headed and almost passed out.. currently i am not having any offer in hand so should i quit?.. don't want to my physical health to deteriorate more but i am really confused..not having any responsibility as such..having around 5 6 months corpus and can shift to my home and save more but still that uncertainty and fear is there which is making me miserable day by day

Got panic attack

Analyst

Welcome to Fintech India's Private Community

A Family's Journey to Financial Stability

I am reaching out to you today with a heartfelt plea for assistance for my family. We are currently facing a dire financial situation due to a loan that we are struggling to repay. As the sole breadwinner in my family, my salary is simply not enough to cover our living expenses and the burden of this loan. Every day feels like an uphill battle as we try to make ends meet, and the weight of this financial strain is taking a toll on all of us...

To donate - http://m-lp.co/rahul-252?utm_medium=native_message&utm_source=app

Please help me 🙏😭

Process Associate

I am a IT employee and have lots of debts, can any one please help me with 65 lakhs, I will return in 1 year with interest. Please some one help me out. It's my life and death situation.

Human Resources

Welcome to Banking & Finance's Private Community

I'm currently facing a tough situation. I'm jobless and struggling to pay my EMIs. NAVI is the only app that is constantly threatening and pressuring me to pay as soon as possible. I'm already 12 days late in clearing my dues. Despite explaining that I'm dealing with health problems and unemployment, and promising to pay by next week, they are not understanding my situation. I'm feeling overwhelmed and unsure of what to do, t his mental harrasment is taking me to suicidal thoughts! Has anyone else experienced something similar? How did you handle it? Any advice would be greatly appreciated.

Is NAVI employees/company heartless?

Viners, finally I’m frustrated enough to make a move on building my own business.

Just curious about what b2c SaaS would you not mind paying 100 / month for? Preferably in the capital markets / personal finance space?

SaaS product you’d pay 100 / month for?

Software Developer

I'll be joining Navi next month as a fresher. Just heard about the layoffs. How should I proceed in this startup. Should I start preparing for new opportunities or wait almost a year ( if they don't layoffs) for future opportunities? 
Company is doing good at financial terms I guess.
Confused kindly suggest all opinions are appreciated?

Fresher at NAVI

Family is pressing us to buy a house but I don't have any treasure even to put a down payment. Terribly frustrated.

How do you cope up with family members pressing you to buy a house?

Security Engineer

I mean this is next level shit. I applied via LinkedIn, and the next day onwards I start receiving these messages. This is pure BS, how do I stop & report this? Any suggestions are welcome

Applied at Niro via LinkedIn, started receiving Loan messages 😅

Product Manager

Around 200 fired across several departments, mostly tech and analytics.

Layoffs at Navi

Data Scientist

I was talking to one of the Navi recruiters and she became uninterested once I told her I was recently impacted by the layoff and can join within a few weeks.
I mean it's funny how they don't want to interview immediate joiners who are impacted by the restructuring.
I'm surprised as other company recruiter eyes lit up knowing I can join immediately but navi finds it disgusting.

Funny incident with navi

Had a similar experience with udaan in 2022. Later the recruiter itself got laid off 💀

NAVI app ❌

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