I would buy it personally 
Just feel that it'll be extremely undervalued after all of this is over, and they will find a back to get licenses back 

I would bet on it...

Lawyer

They'll have to change a lot of things fundamentally and specially their culture to bounce back. It seems impossible given the current leadership is not changing

Product Manager

Corporate Strategist

People who incorrectly understand "Buy the dip"

It is a dip but you buy a dip only when you foresee it to rise high again. That's unlikely in the case of Paytm

Software Developer

Paytm lost me when postpaid feature was gone. 
  
 Plus when I lost in 5digit at ipo saga

Senior Consultant

I would calculate their revenue from sound devices and potentially UPI revenue when Govt let's to charge 0.1% of the transaction and put a revenue multiple and buy there. The brand value of Paytm is there with merchants

Software Engineer

Unless they change the promoter and bring a credible personality to lead, Paytm won't survive long with VSS at the helm. 
  
 Compliance and audit issues leave a stain that doesn't leave easily.

Investment Manager

Would buy it only if it goes below 400 around 360-370 is the price i find attractive

Who is betting on PayTm still? What is your thoughts process? Other than being emotional about made in India and funded by Chinese entity?

Welcome to News Discussion's Private Community

PayTm stocks

PayTm stocks- Grapevine

The central government is currently scrutinizing foreign direct investment (FDI) from China in Paytm Payments Services Ltd (PPSL), a subsidiary of One97 Communications Ltd, PTI reported citing sources. PPSL, the payment aggregator arm of One97 Communications Ltd, sought a license from the Reserve Bank in November 2020 to operate as a payment aggregator

Government Scrutinizes Chinese Investment in Paytm amid Regulatory Challenges - Insider99

Paytm be like: Oooo bhai, maro mujhe maro.

The show cause notice now about misrepresentation of facts. Not sure if they really made so many mistakes, or are being stopped from becoming something for other reasons.

What's happening with PayTM seems very suspicious

Welcome to Personal Finance's Private Community

What are the stocks you are betting on for next 3 to 5 years and why. Stocks less than 3 years since ipo? Or names you don't hear from big investors.


Please do not add the blue chip stocks or brand stocks just for the sake of Commenting. 


Here are my bets: each of these stocks have >2 lakh investment amount (not final value) 

Inox india : cryogenic monopoly
Suzlon : holding since 4 INR price 
Vasa denticity : online dental monopoly
Ireda (got the ipo in hni category, haven't booked profit even at 400%+)
Bls e services (booked 75% profits from ipo at 250%)
Rate gain (data monopoly) 


Paytm (controversy max but still holding) sunk cost

'lesser known' stocks you are betting on

Head Of Marketing

As title says , there are so many narratives going around 

Could you give some insight how the management is working upon it

PayTM employees , could you tell us some insider information

Can someone explain what just happened to PayTM and if other FinTechs could be subject to something similar?

PayTM, 31st Jan

RBI is a big bully, everybody knows that. RBI has bullied the likes of HDFC, ICICI and a lot of fintech startups. All it wants is that these folks are compliant with the rules.

RBI is one of the most stringent Central banks in the world. This also ensures a lot of financial stability in the country, sometimes overdoing the regulations.

Once you fix the systems and comply with RBI, business is back to usual. This has been the trend in all the notices that have been sent across to all the different companies. Paytm should be no different.

Paytm has a book value of 205. In case the stock hits a few more lower circuits, in the words of Ashneer Grover, it'll be a "Screaming buy".

Every good opportunity comes with a lot of risk. The primary risk here is that Paytm doesn't get its act straight and RBI at the end of February imposes the actions that are mentioned in the circular.
 Next line in such a case. Well the money is lost but if they fix the necessary things within time then it's going to be a jackpot.

Catching falling knives is never easy, and it's bound to hurt you, but hey, "Risk He Toh Ishq He".

Next lower circuit is ~487rs 
The one after it is ~390rs.

I think anything under 500 is great price without the RBI impact. If it hits the circuit tomorrow, I'll start buying on Monday. If it doesn't, well, salary is already credited, so it's time for some risky investment.

Going to buy Paytm Stock

P.S. Not seeking directions, just some sane advice. I was in a murky situation with PNB a few years ago, and I successfully managed to accumulate and now they are doing handsomely!

Paytm stocks lying in my holdings, every time I successfully accumulate more to average out my price, something goes south and the stocks crash. I have patience, and can accumulate some more. Any sound advice?

Growth Marketer

Welcome to Indian Startups's Private Community

Paytm pain

Consultant

Another lower circuit :/

Program Manager

Really ? 

Even after receiving multiple notifications from them ?

Even after submitting false compliance reports to them on various instances ?

Even after they had put monetary penalty on you for continued non-compliance with KYC norms.

You don’t know what exactly went wrong.

That’s great 😄👍

Links : https://www.cnbctv18.com/finance/paytm-payments-bank-rbi-crackdown-the-inside-story-18970171.htm/amp

https://timesofindia.indiatimes.com/gadgets-news/paytm-town-hall-no-job-cuts-and-other-key-things-that-ceo-vijay-shekhar-sharma-told-employees/amp_articleshow/107420639.cms

PayTM CEO in Townhall : “We are not completely sure of things...like what exactly went wrong”

Welcome to Fintech India's Private Community

Regulatory risk is making me a little uneasy staying at PayTM now. I will obviously stick around to see if I get rewarded for the risk I am taking but I just want to understand how do you all think about regulatory risk?

How do you deal with uncertainty around regulatory risk?

PAYTM Payments Bank essentially asked to shut shop. 

Afaik here are the few implications
1. Stock market will react in a bad way to them
2. Worst affected are going to be FasTag users who bought from PayTM.
3. No deposits / credits allowed in any account. Withdrawal is allowed. 
4. UPI not allowed after Feb

Paytm gets a shock from RBI

That stock is about to crash so fucking hard. Thank god i got out. The crappiest IPO of this decade.

Growth Manager

Was reading a thread where people were saying don't be in shock if Ambani/Reliance starts making move after RBI's action on Paytm. I initially thought it to be a meme. Now I am just curious. 

Is the system really fair to allow such moves by the rivals after penalising them?
Or is the system that rigged to make sure their friends can get all the business to technically get the favors, funds, etc? 
Any thoughts on this? 
Whether is it too cruel and unfair that system just can't come into action to stop such moves otherwise how the startups anyway could rival the innovation that happens in the West if our own system anyway is there to cripple in such scenarios or do you think it's all fair in the name of business (you donot follow regulations, you will have to suffer eventually)? 
PS:- This is just to have a healthy discussion without any biases intended, with no political agenda in mind. I hope you'll keep the discussion healthy and interesting. 
Picture source:- stocktwits(ig)

Is system really fair? Thoughts on JioFin acquiring Paytm Wallets biz.

Product Engineer

How much more do you think Paytm will fall further? 
It has already crashed by 150+, blood everywhere!

Paytm stock

Has there been any good news about the company or is it just the operator playing their game with gullible retail investors?

PayTm stocks

Discover More

News Discussion on

by Isaiah Lee

Amazon

Paytm be like: Oooo bhai, maro mujhe maro.

Misc on

by Jordon Carmden

Accenture

What's happening with PayTM seems very suspicious

Personal Finance on

by Matilda Everett

Freelancer

'lesser known' stocks you are betting on

News Discussion on

by Jordon Carmden

Swiggy

PayTM employees , could you tell us some insider information

News Discussion on

by Jordon Carmden

Unemployed

PayTM, 31st Jan

Personal Finance on

by Kendall Vernon

Zomato

Going to buy Paytm Stock

Personal Finance on

by Kalan Gabriel

Stealth

Paytm stocks lying in my holdings, every time I successfully accumulate more to average out my price, something goes south and the stocks crash. I have patience, and can accumulate some more. Any sound advice?

Indian Startups on

by Isaiah Taye

Media company

Paytm pain

Indian Startups on

by Isaiah Nadeen

Series A Startup

Another lower circuit :/

News Discussion on

by Dezi Taye

Stealth

PayTM CEO in Townhall : “We are not completely sure of things...like what exactly went wrong”

Fintech India on

by Jordon Denver

Paytm

How do you deal with uncertainty around regulatory risk?

Indian Startups on

by Coy Lee

Zomato

Paytm gets a shock from RBI

Indian Startups on

by Anise Lee

Fmcg

Is system really fair? Thoughts on JioFin acquiring Paytm Wallets biz.

Personal Finance on

by Karilyn Gabriel

Stealth

Paytm stock

Personal Finance on

by Jordon Denver

Razorpay

Why is PayTM hitting the 5% upper circuit for the last three days?