Personal
Does not matter how much ever you earn, you will always over spend if you have credit card😖
Nope
You should control your spending habbits
Buy only if you really need something, and not because your neighbor has it or because it looks fancy/expensive/loop.
Even if you have money left after regular expenses + investing for one month, you should only spend on things that are necessary/worth it and invest the remaining amount.
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Never!
I have 2 credit cards, never ever spent > 50% on approved limits
Jordon Lee
Stealth
4 months ago
Never
Multiple cards for multiple features but I spend as if my bank account is directly debited (which it will later)
Jordon Lee
Stealth
4 months ago
Nope it's all about discipline