Why?.  If you are investing for a few gms it's makes better sense to buy jewellery.  If the amount invested is in 100s of gms, then complex strategies require more time and attention which is not possible for an employed individual.

@Qwerty2398 hi, futures give you margin to leverage. You can buy 1 kg gold with 10% margin and hold for some time till it revives. As I said, I'm planning to invest for 1 KG gold which is 72 L with a margin of 7.2 L.

Product Manager

Consultant

What are your views about gold futures What will be the risk reward ratio  How much upside or downside expected . In case planning to invest a 1kg gold futures  With the present downturn due to bud...

Welcome to Personal Finance's Private Community

What are your views about gold futures
What will be the risk reward ratio

How much upside or downside expected . In case planning to invest a 1kg gold futures

With the present downturn due to budget obligations when do you expect revival

Planning to invest in gold futures MCX, all expert views are appreciated

Planning to invest in gold futures MCX, all expert views are appreciated- Grapevine

Is it a good idea to buy physical gold as an investment? Please let me know your suggestions

Gold Advice

Application Analyst

What's the safest way of investing your money? 
I have tried the stock market but it's risky. Is investing in gold a better alternative?

Investment advice needed

Software Engineer

Current Portfolio review - Anything that I should consider selling? (Shared my current SIPs desc/ratio in another post due to single image/post limitation, I've done 35k/70k/1L LTCG Profit harvesting in last 3 years)

Hi folks, 

Personally, I thought I should invest in the index fund. Because, I don't want to take the risk with this amount. 

But I would still like to know 2 things - 

1. Is the index fund fine? 
2. Is it the right time to invest in lumpsum Or should I do an SIP of 20k? 

Any help would be appreciated. 

Thanks in advance :)

Where to invest Rs. 2 lacs right now?

We don’t know your risk profile, but your statement gave me a hint of conservative.  
  
 For a conservative investor in the current market situation, I will do 2 step investing. 
  
 1. Put 1.6/1.8L in arbitrage/liquid fund  
 2. Start monthly index investing with 20k 
  
 If I see 2.5% correction in index, I will move 60k in index from arbitrage/liquid. If index sees more than that, I will transfer rest of the amount to index.  
  
 The above method will preserve my capital & gains both.

Hey, do you think the good rate will decline further? Today, 26/7 it is ~69k, from 74k few weeks ago.
Because of budget changes?

Gold

Software Developer

Where should I invest in the current market scenario? It may sound naive but I want suggestions for the stocks.

As of now I'm invested heavily in the railway sector for the short term because of the election hype (would eventually decrease my holding after the exit poll results)

But for safety where should I invest now(promising small caps)? I'm a student so I have a fixed budget of 1 lakh to invest rn.

Where to Invest in the current market scenario?

What's Gold ETF? Worth investing?

I have around 8 lakhs in my bank account, and I was thinking of buying a car worth around 15 lakhs after 6-7 months. I have a few SIPs that I've been investing in for a long time, and I was thinking of investing this money for the next 6–7 months in these SIPs. So should I buy some kind of dip instead of keeping the money in the bank? Even after short term capital tax, I could get more returns than if I kept it in the bank. Am I thinking this right, or am I missing something? Any other suggestions?

Need suggestions for lump sum investment

Hello everyone
I'm new in investing, exploring on my own. I wanted to know thoughts on daily digital gold investment of ₹10-20 through apps like jar and gullak.

I have 3 questions 
1. Is digital gold investment a good option and worth it?
2. Are jar and gullak genuine ? (give easy investment plus withdrawal)
3. If they are genuine, which one would you prefer?

Digital gold investment, jar and gullak real or fake?

I have a saved up 10L and planning to invest in SGB in the upcoming window, will this be a good idea to put all the money in one shot in SGB

Investing in SGB

Computer Operator

Both indexes began diverging sometime close to when Fed started to aggressively hike rates. It appears that the post-COVID rally was more favourable to the S&P but NIFTY is currently outperforming on absolute returns.

My idea is fundamentally simple. Financial prudence during the raging recovery paid off for us, the economy appears resilient and poised to do well in the near to mid-term. It also reflects that markets are pricing recessionary risk very differently to both markets.

Any ideas by others?

[Thread] Why is the Indian Public Market outperforming the US Public Market?

It's been close to a year since I am earning a salary and this is what I do:
1. Invest a little less than 30% straight into MFs. I have three ongoing SIPs- small cap, flexicap and a Large + Midcap fund. (Planning to increase the amount further into these and not start a new sip)

2. Max out 80C by putting the entire limit in PPF, this is on top of what is by default deposited into EPF.

3. A little (inconsistently) into direct stocks as and when I find or get to know about a decent trade opportunity.

4. An LIC ULIP plan that my father made me subscribe to 🙂 (hopefully will end in a couple more years)

Tips from experienced folks will be much appreciated.😄

How do you invest your salary?

Backend Engineer

I am 25, my in hand is about 1.10lakh. I have about 11 lakhs sitting in my savings account. Where and how should I invest my money.

Hi guts, I need real investment help.

What is the reason for so much increase in gold price?

- depreciating rupee
- anticipated recession
Something else?

Gold is rising 📈

Loving how 2024 is looking actually. Getting rid of my cash position and all in on equity. Plus, locking in the good interest rates FDs. Not seeing lucrative returns on FDs till the next quantitative tightening now. 

Godspeed! Time to make some 💰

India's Nifty 50 and Sensex are on course to log the longest joint weekly winning streak in nearly six years

Powell's rate remarks a 'Christmas gift to global markets' - Jefferies' Chris Wood

What do we think? JPow with the rate cuts is going to get us some nice returns hopefully 🤞

I have around 3 lakh sitting i. My saving account. 
MFs are very high right now, don’t feel like investing as I feel it would come down. Where can I park this money?

Planning to invest in gold futures MCX, all expert views are appreciated

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