Negotiate with the owner for a better deal, and negotiate with your org for a better HRA, so you get some tax benefits. Reward points and all is bs.

Software Engineer

I remember seeing a lot of startups that give reward points for paying rent.  Now that I’m married, rent seems to be the biggest constant expense for us every month. Can I earn some discount on thi...

I remember seeing a lot of startups that give reward points for paying rent. 
Now that I’m married, rent seems to be the biggest constant expense for us every month. Can I earn some discount on this? 

Any options to pay rent other than upi? 
My owner wants to receive rent on his bank account. So that is a non negotiable.

Rental payment options

Founder

Rental payment options- Grapevine

Welcome to Personal Finance's Private Community

Please include options for both credit card  and upi/debit

Best platform for rent payment

Content Strategist

I need to make rent payments but in cash. Is there any way to earn any rewards or points on any card for that or any alternate way to have benefits without card?

Rewards/Points for Cash

Analyst

Hi i wanted to understand the best way to pay your rent through your credit card and get points in the process.

How do you pay rent effectively with your credit card?

Product Owner

All of them seem to charge a 1%+ convenience fee . Is this still cheaper than paying through UPI? Which app is the best?

How much can you save by paying rent using a credit card on Cred/PhonePe etc?

Rent is the biggest bucket in my expense list. I usually pay via UPI. Is there any better way/credit card/ or any other ways to get some cashback.

What is the best way to pay rent?

Product Manager

Hey, how many of you pay rent through credit card? Which platform you all use ? What is the benefit you get from platform? Like points or coupon.

Paying Rent through Credit card

I'm looking to rent a 3bhk flat in Kormangla, as I'm about to move there soon. Upon seeing these ridiculous rents and deposits, it got me wondering if there's any leverage I have against Bangalore landlords.
I've heard this on multiple occasions that techbros suck at negotiating and most would go with brokers where they don't have direct communication with the landlord during the negotiation phase. Maybe that's part of the problem?
Is there anything we have or can use as a point based on which we can negotiate the rent ?
I'd love to know if there's anyone here or someone they know who has successfully done this.

How do you negotiate rent with blr landlords?

Software Developer

Welcome to Indian Startups's Private Community

Is cred business model sustainable?

Investor

For people who lie in the 30% tax bracket, how do you save taxes?

Do you suggest making a dummy rent agreement on your parents name to save HRA? 

Got to know that if monthly rent is more than 50K, the tenant has to pay TDS as well. How do you account for it?

Any suggestions on saving taxes?

Dummy Rent Agreement works?

Welcome to Fintech India's Private Community

- Fintechs is leveraging Rentpay as feature and the segment is literally booming in both TopLine & BottomLine. Basically Cashing out Credit. 
Example - Cheq, Cred, Housing, RentGiraffe, BharatNxt(business payments), Freecharge, nobroker etc.,

- Heard that the Revenues through likes of Rent-pay as a feature in Fintechs is Contributing around 10-40%+ 

- This is a Grey space. This vertical is turning as positive contribution to the bottom line.

- To put things in perspective - Cheq does XXX crores(triple digit) volumes in Rent payments monthly through CC.

- Many making around ~30-40 Basis points post all the processing costs.

- Also, Some Credit cards underwriters (example - RBL) have started charging additionally 1% surcharge in the Monthly Bill Statement. 

- Most of Credit Card issuers removed reward points in this kind of cashing out payments.

- Below picture show how this segment of Grey Space is booming on the streets. This picture is taken in Koramanagala 

Any Thoughts ?!

Rent Pay as Feature is destroying India

How does that work? Cred or GPay aren't giving the option.

Credit Card payment using Rupay CC UPI

Consultant

Need a credit card with a few benefits. There are a lot of credit cards out there but couldn't find the best one. Recommendations would be valuable.

Requirements of card :
Travel + Lounge 
Rewards 
Cashbacks

Willing to pay some fees but not like 10k or something.

Credit Card Hunt

Rent is 30 k.
My credit is 40 k.

I want to know if I wil have to pay intrest on that?

Should I pay interest  if I pay my rent to my tenant via Amazon pay icici credit card via cred?

UX/UI Designer

How can I pay the credit card bill through other credit card
What are the other options available?

Rental payment options

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