Way to go !

Data engineer

Way to go !- Grapevine

Welcome to Indian Startups's Private Community

Way to go !!

Product Manager

Well done 👏

Growth Marketer

Welcome to Personal Finance's Private Community

The power of compounding really works! 
Started with a meagre salary of 4L/annum in 2018. But made sure to SIP 5K every month in Mutual Funds, and kept on increasing with career progression. This could’ve been more but I wasn’t able to regularly SIP during the two years of my masters I did after my first job. 

This may not be as much as the other tech dude bros out here sitting in CRs but this is a big milestone for me and all I’d like to say is SIP really does work and it’s all about being in the long run. Onwards and upwards only now 💪🏼💪🏼

Small Wins (2x’d my MF Portfolio)

Senior Consultant

Welcome to Office Gossip's Private Community

Looking forward to some nice stories from the community. Some positive, some not so positive - what made you take a pay cut?

Have you ever taken a pay cut for a job? Share your reasons 💵

I take a pay cut every year due to inflation. Involuntarily, of course.

Software Developer

Corporate Strategist

Great win!

Consultant

Welcome to Product Managers's Private Community

I am 8 YOE professional with 5 YOE as Project Manager. 

Q1. What is the best certifications required to get into Product Management role? 

Q2. What is the average salary in Pune for a Product Manager role with 8+ YOE? 

Currently I am being Baid 12 LPA as Project Manager and want to increase my salary by at least 20 LPA. 

C
Thanks in advance for your suggestions.

Want to be a Product Manager.

Software Project Manager

Welcome to News Discussion's Private Community

Wow !!

"It's that time of the year again—counting accomplishments. I came across a Twitter trend about such posts, and it's heartening to read about people achieving so much, including celebrating those seemingly small victories. As the year ends, I acknowledge those who may not have such so-called accomplishments; I hear you. This year felt monotonous for me, with neither highs nor lows, but looking back, I'm content. The year is over, and I'm optimistic about doing better and executing my plans in the coming year.

Life is good, even when it feels stagnant. Don't be disheartened; it gets better. I've had some of my worst years, but they were followed by great ones. This especially goes out to young individuals entering the workforce—your favorite company or desired CTC might be just around the corner. Keep at it.

Survival is the biggest achievement.

Accomplishment of the year

Business Development Manager

I know it's not a big amount, but felt like announcing this. Here's my nw breakdown-

FD/Emergency fund: 5L
MF/stocks: 1L
Sitting around: 4L (can't get myself to invest it, the market seems very overvalued. Will try to invest this in small chunks over a duration)

Next target is 50L, it'll take much longer than this 😭

Reached 10L networth

Software Engineer

Milestone crossed 1M USD combined networth (~9.15Crore Household Net-Worth)
46 M (Software Engineer/Founder) + 37F Wife (Lawyer) + 1 Kid (3 Year Old) based out of Delhi.

So last week me and my wife finally reached this milestone, >1M USD networth. Here is our portfolio. I hope people here can recommend what I should do next.

This chart was made by our Wealth Manager.

Rough Net Worth Breakdown:

1. Provident Fund and National Pension Scheme (EPF + NPS): 1.1 Cr

EPF: 75L
NPS: 35L

2. Savings Account and Fixed Deposits: 20 L

Savings Account: 12L
Fixed Deposits: 8L

3. Mutual Funds (MFs): 3.8 Cr (Breakup Below)

Index Funds: 25%
Mid Cap: 15%
Contra: 10%
Small Cap: 20%
Flexi Cap: 30%

4. Fixed Income: 1.3Cr

FDs: 50L (Spread in segments of 5L across 10 banks)
NCD/Bonds: 80L 

5. SGB (Gold): 80L

6. Crypto: 46L

Bitcoin: 35L
Solana: 6L
XRP: 3L
other cryptos: <1L

International Investments: 1.49Cr
QQQ: 30L
NVDA: 32L
AAPL: 28L
AMZN: 33L
GOOGL: 26L 


We may get a good inheritance in the future, ~8Cr from my parents + ~15Cr from my wife's parents, but we are not planning on that. 

Our primary goals are education for our kid(+planning another 1), their marriage, 2x vacations a year(1 domestic+1 abroad), a decent lifestyle, and a good car(we have a SKODA Slavia right now, planning an SUV as we are extending our family).

Please share your financial journey and any advice, we look forward to reading your comments.

Reached 1M USD networth in India 🇮🇳

Wow. Congratulations man. 
Tell us more about what seniority, what kind of company you're at.

Also, 23 Cr inheritance? You must already have been very well off.

Founder

Gym peeps, what made y'all started working out?

Welcome to Software Engineers's Private Community

I am originally from a small town and did my BSc in Computer Science. My relatives and neighbours used to say that I am a good for nothing freeloader who is a "nikamma" - unemployed. It was very hard to find a job back then and I used to have deep anxiety about it. My only dream was to get my fathers appreciation. He is my biggest hero. 

So I started preparing very hard and practiced my skills. The only one who supported me was my mother who used to give me tea even at 3 in the morning while I used to study. Even my own father gave up on me and from time to time he used to say that if you are living under my roof then you have to follow my rules. He also used to say that look at the neighbour's ladka who got a government job and he asked me to prepare for Bank PO.

So I moved out from my town and shifted to Gurgaon where I got a small PG with some money that my mother had given me. I also started freelancing on Fiverr and which led me to improve my communication skills. Finally, when I got my Google offer letter I felt like I made it. It was the best response to all the taunts by people around me. 

I suddenly became a superstar in my town with people congratulating my parents. I bought my mother gold bangles and dad a new watch with my first salary. I was looking at my offer letter today and it reminded me of all the hardwork I did to achieve this moment.

This is the story of my life. In case anyone needs help. I am ready to provide support to aspirants here as a way to give back.

Family said I am good for nothing but I finally I got an offer from Google

This is what 100% of Indian men want to achieve since their childhood. Jewellery for Mom and Watch/Car for Dad. It is an appreciation for all the hard work they put in to help us succeed in life.

This is a personal win post.

I'm a '23 grad from top IIT but from non circuital branch. I did my summer internship in a payments MNC as a Quality Engineer and received PPO, but I rejected it since I didn't want to continue in testing. This was when recession was just starting. The money was decent in PPO, but I felt I could get more in a dev role in placements.

When placements came, I interviewed with few big companies, but unfortunately got rejected at some stage. Finally I got placed at Cogoport (yes that same cursed company), with a higher CTC but same base. I was initially happy with it, but as I talked with seniors I came to know about the horrors there, and a month before my joining I decided to take the jump and didn't join. My parents weren't supportive of the decision and I had to fight with them.

I was trying offcampus for a couple of months with a very specific strategy, I got good response but none of them converted to an offer. I finally joined a seed stage startup through my friend as an intern for 3 months. I struggled a lot initially but eventually put in the efforts and learnt and contributed well. The work, culture and people are great here.

Two months after I joined the startup, I got to know that almost half of the new joiners were laid off from Cogoport. And today is my first official day as a full time employee at the same startup I joined as an intern. The base is also the same as the other 2 offers, although CTC decreased but I have immense learning and responsibilities here and I'm sure I'll grow faster than my counterparts in big companies.

Thanks for hearing me out. Have a great end to the year folks

Huge career gamble paid off

I grew up in a family which used to be just above poverty line. My mom had worked a lot to provide making 7K a month. I now have a job that pays 15lpa. Other than good food on table I'm not sure what i should do with the money. I save everything left after removing house expenses Which is 75% of my income. I know saving is good but i don't want endup saving a huge pile and dying without using any of it.i want to exprfi6good things. How did you guys spend when you tried to raise from almost poor to a decent standard of living

Not sure how to spend the money that i make

Similar background, always dreamt of a decent gaming pc or console. 
 First thing i did after setting up sip was buying ps4. 
  
 Travel, travelling is expensive but the experiences you have a worth it. 
  
 Spend on parents, buy em phones, clothes or sponsor there religious trips. 
  
 Charity, dont forget your roots. 
  
 Definitely dont become a horder, but dont go ballistic as well. 
  
 Also well done for beating the system.  
 Cheers

I got 100% hike. I joined an abroad company. Now my salary is 30 LPA. Any serious answers what should I do? I don’t want to be reckless with so much money.

100% hike. Now don’t know what to do with so much money 😂

Growth Manager

[ thread ] what are your biggest wins this year?

First time cash flow from investments is greater than salary.

Operations Analytics

Life has become so dry and meaningless nowadays. Struggle connects us on some level. I’d love to hear your stories of struggle and how you overcame it.

Here’s my story.
I studied B.E for 7 years because of backlogs. Every year was a new batch, no friends. Extreme depression, humiliation everywhere. Isolated myself from an extremely judgmental society. 
Confidence had no meaning in my life. 
Somehow struggled and cleared all the backlogs. Studied programming and web design. Started working for free.
After 1 year, first salary was 2k per month.
Then 18k. Then 30k.
I always felt dumb because of the backlogs. Want to rectify it. So went to the US with the only admit I got. Studied my ass off. GPA 3.95. But I was broke again. Cried my eyes out multiple times because I had no money for food. Couldn’t tell this to parents.

Found a job later after many many applications. 
Happiest moment of achievement was when I bought my first 43 inch LED TV. With my own money.

Current pay: over 2L / mo.

Way to go !

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