33Y
8.5cr - FDs, Cash, Listed Stocks, PPF 25 L
Not counting inheritance

Software Engineer

Growth Manager

37Y, 1Cr Equity + 50Lakhs FD, Rented Accomodation.

How do you manage tax on FDs and assuming allocation in different banks, how many banks?

Business Analyst

Program Manager

In the coming years you should try to swap the cash and equity allocation.

Product Marketing Manager

45Y

2.35Cr of MF, STOCK
2.5Cr Real estate
2L crypto
30L PPF
70L EPF
No gold

28Y. 75L mix of cash, MFs, PF, FD. No property or inheritance.

30 yrs 

4cr
 
0.75 MF
0.5 Angel
0.3 FD
0.3 PF
0.55 Gold
1.35 Savings acc(slated for house DP)
0.28 car

No debt

Product Owner

23Y 11.65L Equity, 15L Gold, 5L Cash, No Debts

Software Developer

Networth = All assets (property, equity, debt, gold, etc)  All liabilities ( loans, credit card dues)

Welcome to Personal Finance's Private Community

Networth = All assets (property, equity, debt, gold, etc) - All liabilities ( loans, credit card dues)

What's your approx networth? (Mega 🧵)

What's your approx networth? (Mega 🧵)- Grapevine

Mention your total investments (Stocks, MFs, FDs, Cryptos, real-estate, gold etc) and your total net worth (investment assets' current value + hard cash + bank account balance) and also your age.

PS: Don't include paper money / ESOPs

Mine:
 28L in stocks, 5L in cash, 1L in gold (bought it for mom) :P, no crypto
Age:28

What is your net worth (Mega 🧵)

Operations Analytics

Milestone crossed 1M USD combined networth (~9.15Crore Household Net-Worth)
46 M (Software Engineer/Founder) + 37F Wife (Lawyer) + 1 Kid (3 Year Old) based out of Delhi.

So last week me and my wife finally reached this milestone, >1M USD networth. Here is our portfolio. I hope people here can recommend what I should do next.

This chart was made by our Wealth Manager.

Rough Net Worth Breakdown:

1. Provident Fund and National Pension Scheme (EPF + NPS): 1.1 Cr

EPF: 75L
NPS: 35L

2. Savings Account and Fixed Deposits: 20 L

Savings Account: 12L
Fixed Deposits: 8L

3. Mutual Funds (MFs): 3.8 Cr (Breakup Below)

Index Funds: 25%
Mid Cap: 15%
Contra: 10%
Small Cap: 20%
Flexi Cap: 30%

4. Fixed Income: 1.3Cr

FDs: 50L (Spread in segments of 5L across 10 banks)
NCD/Bonds: 80L 

5. SGB (Gold): 80L

6. Crypto: 46L

Bitcoin: 35L
Solana: 6L
XRP: 3L
other cryptos: <1L

International Investments: 1.49Cr
QQQ: 30L
NVDA: 32L
AAPL: 28L
AMZN: 33L
GOOGL: 26L 


We may get a good inheritance in the future, ~8Cr from my parents + ~15Cr from my wife's parents, but we are not planning on that. 

Our primary goals are education for our kid(+planning another 1), their marriage, 2x vacations a year(1 domestic+1 abroad), a decent lifestyle, and a good car(we have a SKODA Slavia right now, planning an SUV as we are extending our family).

Please share your financial journey and any advice, we look forward to reading your comments.

Reached 1M USD networth in India 🇮🇳

Wow. Congratulations man. 
Tell us more about what seniority, what kind of company you're at.

Also, 23 Cr inheritance? You must already have been very well off.

Corporate Strategist

Founder

I have heard this statement may times. As a 27 year old how do I actually calculate my net worth?

What is the meaning of net worth?

Welcome to IT Company Discussion's Private Community

If you resign today without any job or any plan, how many months/years would be able to survive at the current burn rate (monthly expenses) ?

How much runway do you have ?

Senior Software Engineer

Just saw a retard on X/Twitter saying how 1000 cr wedding for the Ambanis is justified because the spending is 0.01 percent and of their Networth 😢🤕

Have a feeling that in future people are gonna throw this "Networth" around frequently while taking serious life decisions 

Want to know how approximate can it be for a Salaried individual

Can someone explain how personal "Networth" is calculated

What tools are available for one to calculate/view their networth at one single place?

I'm talking about things like

Funds in saving bank account
FD and RDs from all the banks
Mutual fund investments
Stocks, domestic and international 
ESOPs 
EPF 

There are many more things, 
Am I the only one or anyone else has thought that this is necessary? 
Do you track them currently, if yes then how? 

I feel a strong need for a single app to be able to track all of these

How do you calculate your networth?

Okay, this post is not for any comparison but genuinely want to get insight on where do i stand in terms of saving among the corporate employees. 
I will go first. 
Age :28
NW : 65L

What's your net worth?

5.75 crore including flat . Not including car or jewellery. No loans or emis or debt of any kind . Age 41

For those who are planning for FIRE. Share your-

1) FIRE net worth
2) Target age to achieve FIRE
3) Current age and YOE
4) Current network

FIRE

Product Manager

1 Cr net worth in Bangalore; Ask me anything

I know it's not a big amount, but felt like announcing this. Here's my nw breakdown-

FD/Emergency fund: 5L
MF/stocks: 1L
Sitting around: 4L (can't get myself to invest it, the market seems very overvalued. Will try to invest this in small chunks over a duration)

Next target is 50L, it'll take much longer than this 😭

Reached 10L networth

Since a lot of folks have been discussing about holding different assets in their portfolio, what does one feel is a healthy split. I can go in first

Cash/Cash equivalents : 0.4%
FD/Debt Mutual Funds : 9.2%
Stocks : 33% (mix of public traded ESOPs and those purchased by me in the market)
Equity Mutual funds : 22%
RE : 30% (includes the house I live in)
Pension : 5.4%

Would love to know how others are stacked.

What's your approx networth? (Mega 🧵)

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