ZestyKoala

About to reach 1cr NW but it don't feel enough

First things first - It’s all liquid money, no ESOPs. Don’t get me wrong, I’m very, very grateful for it. I never imagined, growing up, that I’d reach it. I have memories from my teenage years watching KBC and thinking 1 crore is a life-changing amount. But living in Gurgaon, it just doesn’t feel enough or life-changing. I don’t feel rich, but merely middle class, given I can’t buy a house or anything big with it, and given that all my friends in Gurgaon started with a minimum of 3-4 crore+ (inherited house).

9d ago55K views

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ZestyPotato

Stealth9d

Heyy bro. Congratulations . It's a huge money. My perspective towards money is different. For me Money is always relative . What 1000 rupee is to you is different for me or some rich and poor person . You should feel happy about making it this big. And guide us what you did. In terms of your total exp , number of switches you took , your starting salary and all that stuff

ZestyKoala

Stealth9d

i agree. it's hard for me personally to think relatively.

tbh, i don't have much to share or guide you. i feel i got lucky with few things. total yoe - 5-6 years including some freelancing starting salary - 5lpa

the thing that worked for me was i was truly interested in the field even before i knew i could make money from it. this put me ahead and helped me grow.

ZestyPretzel

Cognizant9d

Congratulations on your achievement. However, do consider inflation of 6% approx. Means your 1 crore worth would be 94 lacs by next year. So please dont go with the figures as they are deceptive. Please ensure you have investment done in shares, mutual fund, gold, liquid, etc. So your money earns money for you and it could be secondary income. Hope I could explain things, however if you need any assistance, feel free to connect. PS : I am not any financial advisor, just a corporate employee.

ZoomyMuffin

Stealth9d

Celebrate it. As a milestone achieved!

Budget it, might be 50K, 1L, 2L whatever. And aim to spend that on whatever maximises your happiness over next 45days! Have a hard deadline.

Do something that maximises your happiness. You can spend it all on an iPhone or get 5-10 complimentary gadgets. You can do 1 international trip or 2-3 local trips or just a week in 5 star hotel in your city. The aim is to know how money can make YOU happy. It's a learning process. Spending money is an art, practice it

DancingDumpling

Stealth9d

Better advice than most. People already know they need to save. No need to tell twice. But nobody teaches how to spend.

FluffyPenguin

Capgemini9d

Spending is not happiness. Happiness should be within. If you dream for a car and you get a car you will be happy temporarily. But what next again sad huh.. so spending is not happiness. Be satisfied with what you have

ZestyPickle

Accenture9d

Congratulations bro. You can still feel not rich with 10k less than your current net worth. Should I DM you my UPII ID 🙂

SnoozyJellybean

Walmart9d

Hahahaha.. Smooth hahaha

SillyDonut

TCS9d

Epic

PeppyDumpling

Zepto9d

You're in a good situation.

This networth can only give you security and safety which most Indians don't have. You should feel more secure than others.
Let this 1 Cr compound over the years while you also add more to your savings.
For happiness, you need to find other ways which most Indians know, especially the poor people and the middle class.