I’m 30 YO.
My CCTC is 15 LPA
I have my own home in a TI city. Hence I don’t have to pay any rent.
I current SIP amount is 30,000 per month
I started investing in 2021 and have been increasing my investment amount by 10% every year.
I will be getting married sometime this year end.
My fiancé and I might have a child in the next 4-5 years.
In addition to SIP, I invest in PPF.
Have invested for 3 years and will continue to do so for the next 15+ years.
My current net worth- including stocks, FDs. MF is around 30 Lakhs.
I don’t aspire to buy a new car or a new bike.
I will be buying an electric scooter to my fiancé after marriage.
Am I on the right track?
My monthly expenses is around 20-30k.
10k goes away for going out.
5-8k for hairfall and skin treatment
Rest of the amount includes health insurance, life insurance, car insurance, bike insurance, bike maintenance etc.
I have an emergency fund of around 6 lakhs as FD.
Am I on the right track.
I want to work till the age of 60.
I know it sounds stupid in this day and age but this is what I want to do.
I feel lost in this matter.
I’ll be making a switch soon- dunno when but soon.
Will increase my SIP investment after I make a switch