Pixel_Pusher
Pixel_Pusher

Am I on the right track?

I’m 30 YO. My CCTC is 15 LPA I have my own home in a TI city. Hence I don’t have to pay any rent. I current SIP amount is 30,000 per month I started investing in 2021 and have been increasing my investment amount by 10% every year. I will be getting married sometime this year end. My fiancé and I might have a child in the next 4-5 years. In addition to SIP, I invest in PPF. Have invested for 3 years and will continue to do so for the next 15+ years. My current net worth- including stocks, FDs. MF is around 30 Lakhs. I don’t aspire to buy a new car or a new bike. I will be buying an electric scooter to my fiancé after marriage. Am I on the right track? My monthly expenses is around 20-30k. 10k goes away for going out. 5-8k for hairfall and skin treatment Rest of the amount includes health insurance, life insurance, car insurance, bike insurance, bike maintenance etc.

I have an emergency fund of around 6 lakhs as FD.

Am I on the right track. I want to work till the age of 60. I know it sounds stupid in this day and age but this is what I want to do. I feel lost in this matter.

I’ll be making a switch soon- dunno when but soon. Will increase my SIP investment after I make a switch

8mo ago
Discover more
Curated from across