Nice questions...
So, earlier I was in an usa mnc and got 15x gain over my X.
Having said that, I am bullish on USA tech stocks (ai+semiconductor ) + defence + Pharma.
Dollar appreciation is another gain, like i bought x stocks at Y value in 2013 when used was 42, now if I sell it, X x Y x 84, coz dollar doubled. So, it's kinda dollar trading as well.
Have deep knowledge of sectors where u invest and then play long game.
P2P, i haven't lost a single rupee yet.
But got 3-4 lacs easily in last 2-3y.
Earlier used to invest through 12%, then pivoted to cred mint and mobikwik extra.