Hi, I am planning to lauch a edtech startup based on ISA (income sharing agreement) model. But I need some help in tracking student finances after completing our course. Basically, I should be able to know if student start earing from a corporate job after the course. I heard some fintechs provide this option and give it as loan to student to pay off course fee. But which finance companies are providing this and how do I approach them?
Try JODO.
Tbh, many companies used "ISA" as disguise to make students take loans. According to ISA model, a student needs to pay a % of salary upon getting a job but how these companies operate is nothing less than a scam.
They initially say students can pay % of salary upon getting job but at the start itself they make students take loan through their partners which will be directly paid to the company and then after getting a job student pays back to the loan company.
If they are making students take loans in the beginning itself without any employment offer then its not ISA, it's a scam.
With isa it is tough to survive as a business. Unless you want to run a small and simple company.
Scaler and Masai School also started at ISA
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