ZoomyNoodle
ZoomyNoodle

Is it worth getting an Amazon pay icici credit card?

I have 4 credit cards right now, no icici card, good credit score (805 cibil). I am a frequent shopper on amazon and a prime member, so thinking of getting it, considering no joining/annual fee. Any downside of getting this or any better alternatives? Will this be applicable for icici credit cards discounts outside amazon as well? Asking this because I heard that there are cases where all ICICI cards are accepted, except this one.

6mo ago
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QuirkyPretzel
QuirkyPretzel

Yes in some platforms they clearly mention the Amazon card, it's still worth it.

Especially considering you are a prime member shopping frequently on Amazon.

Just go for it.

QuirkyPretzel
QuirkyPretzel

*Except the Amazon card

GoofyJellybean
GoofyJellybean

If you use Amazon frequently, why not give a try to Amex Gold Charge credit card? With a max of ₹72k spend on it annually, you can generate an impressive 8.8 to 13% return rate based on where you would like to redeem your Amex points

ZoomyNoodle
ZoomyNoodle

Oh, don't know much about this one, will check it out. Thanks!

GoofyJellybean
GoofyJellybean

Yeah, feel free to DM if you want to know how to use it effectively and referral in case you wish to apply. Have been using it for 1+ year now

WigglyBanana
WigglyBanana

Absolutely amazing card It's almost an essential

ZoomyNoodle
ZoomyNoodle

Yeah, I wonder why I didn't get it yet. 😃

DerpyCoconut
DerpyCoconut

Yes, it’s absolutely worth it. One of the most rewarding life time free CC out there in market.

ZoomyNoodle
ZoomyNoodle

👍, thanks @RegalShaker1!

SparklyNoodle
SparklyNoodle

It's useful only if shop more on Amazon,

It is accepted everywhere just that offers/discounts won't be available to you on other websites

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by CosmicLlamaStealth

Credit card

I'm 24 and haven't started using a credit card yet. I don't even have one. Am I going right or wrong??

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user

Why not use almost free debt with different offers. I don't use my bank balance for any expenses apart from credit ...

user

I use only for free lounges at airport 😂

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by PeppyTacoStealth

Thoughts on Swiggy HDFC Credit card?

I'm an avid Swiggy user so was thinking of getting it. 10% CB up to 1500 sounds too good.

Wanted to know the general consensus on it and if there are better alternatives I can look at?

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user

Swiggy Money and 1500 cap were a huge deterrent for me. I'm happy with Amazon ICICI.

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I’d rather go with SBI Cashback card

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Amazon ICICI is the best out there for most folks imo.

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by FluffyBurritoStealth

Which credit card is actually good?

I have Amazon pay ICICI, it started off well, I made all payments thru Amazon pay and good cash back but now while making payments on 3P apps, you can only use Amazon pay UPI

The other card I have has is Kotak Indigo and it’s shit