FluffyBurrito
FluffyBurrito

Which credit card is actually good?

I have Amazon pay ICICI, it started off well, I made all payments thru Amazon pay and good cash back but now while making payments on 3P apps, you can only use Amazon pay UPI

The other card I have has is Kotak Indigo and it’s shit

24mo ago
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SleepyNugget
SleepyNugget
Amazon24mo

HDFC Diners Black is supposed to be the best. But the bar to get it is really high

SleepyTaco
SleepyTaco

HDFC Regalia is also decent right? Bar is reasonable

FluffyBurrito
FluffyBurrito

Last I heard they stopped taking applications

SparklyPanda
SparklyPanda

Amazon Pay ICICI - if you shop on groceries or other items on Amazon

American Express Travel Card - Taj vouchers on spends, good reward points system and great customer service

Axis Vistara - Free tickets on spends, cashbacks

Citibank PremierMiles - used to be good, but you are better off taking Amex cards

FloatingNugget
FloatingNugget

Hasn’t citi closed their operations?

SparklyPanda
SparklyPanda

Axis has taken over their portfolio - my card is still operational

SwirlyTaco
SwirlyTaco

Flipkart Axis Credit card is better any Amazon one since you get cashback directly to your card and 1.5 percent on non flipkart payments

FluffyBurrito
FluffyBurrito

Amazon card is somewhat similar

SwirlyTaco
SwirlyTaco

you get 4 lounge access in a year with flipkart axis cc but 0 with Amazon pay ICICI

SqueakyNugget
SqueakyNugget

IDFC First Select. Especially if you spend online + more than 20k/month.

FluffyBurrito
FluffyBurrito

What do you like the most about that card?

SqueakyNugget
SqueakyNugget

Accelerated rewards structure for spends above 20k, and points structure for online spends. Plus, less interest rate (almost half compared to other credit cards).

BubblyDonut
BubblyDonut

ICICI credit cards have a horrible reward points bug. Wouldn’t recommend ICICI cards.

FluffyBurrito
FluffyBurrito

Amazon pay card was amazing, not anymore

DancingTaco
DancingTaco

Why not anymore

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