CosmicBurrito
Payment Gateway Charges for Big E-commerce Platforms
A question for anyone working at one of the bigger e-commerce businesses, or consumer marketplaces.
What % transaction fee are they able to negotiate at a certain scale with payment processors (Razorpay, PayU, Stripe) ?
Scale can be: 10L-25L, 25L-50L, 50L-1Cr, over 1Cr every month
11mo ago
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WobblyJellybean
PayU11mo
It’s depends on MCC
For EComm category you can get
CC min 1.60% that is bank cost
Volume doesn’t matter
If need lower rate bank subventions is the route
WobblyJellybean
PayU11mo
Yes but Bank gives preferred rates to certain brands basis the scale
Aggregator can negotiate rates and Brand can also do the same with Bank basis float & volume
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