WigglyBanana

Should i keep Rs. 1800 as fixed PF amount or go back to 12% of Basic Pay as PF?

Requesting assistance on choosing Rs. 1800 as PF amount or 12% of basic pay as PF. I know 12% of basic pay will also increase employer's share and it is good but any other thoughts and benefits with Rs. 1800 option?

P.S. i am in 30% tax bracket

6mo ago

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DizzyMarshmallow

Swiggy6mo

Go for 12% of basic PF + additional 10% of basic in NPS for tax saving if you are in 30% bracket. Unless you think you are smart enough to outperform the stock market in long run by good margin.