I have been out of touch with the market for few years and not really sure where to begin from. I have been hearing about a recession coming soon and in general market taking a dip. However, I don’t want to delay investing further as I am still a fresher and want to get in early.
My plan now is to invest about 50k or 75k in some MFs as a lumpsum amount and start two three SIP of about 5k each in various sectors.
My thinking:
For lump sum: Due to recession news, safer bet would be to put half in Large cap, 25% in some form of commodities while rest 25% in upcoming Indian sectors like green energy etc.
For SIP: Two or three SIP 5k each, one in small and mid cap but other two I have yet to think about.
What advice would you give for someone who wants a diversified portfolio for long term but also might need to withdraw 20% in next 5 years to partially fuel upcoming personal expenses(car, marriage, home,etc).
PS: monthly salary: around 1.1 lakh(after deductions)
Getting started with Index MFs like Nifty 50/Nifty Next 50, Midcap 150 - You can check Navi, Motilal Oswal for good index MFs. You can try secured bonds from wint wealth, they have a fixed interest of around 9-12%.
I was thinking of looking more in bonds for lumpsump. Might need to take out in few years. SIP for MF every month.
Hi guys, I have around 4L cash lying around which I wanted to invest. Currently, I think I am in a position to take maximum risks, and see where things go. I also haven’t redeemed the 1.5L tax deduction on Section 80c so PPF and ELSS ar...
Looking for suggestions or recommendations for investing an amount of 20k per month. Note: This is not my total income. This is what I have to spare and live a comfortable life. Confused about going with mutual funds or SIPs or NPS or P...
I’m starting my first job this month, CTC-14L I’m not sure but assuming I’ll get 80-90K in hand Considering the job is in mumbai, the rent and other expenses would be high considering it to be 40-50K (pls tell how much it should be at ma...
Based on comments Jo career pe focus Kiya use chahiye ladki, aur Jo ladki pe focus Kiya use chahiye career. Grass is ...
Owning a house. I seen the rent and prices double in the last 9 years but salary/savings didn't grow at the same...
Not investing adequately in equity (stocks/mutual funds) and using debt instruments instead (PPF, FD). Being caught u...
