[NOTE: I’m not trying to bring down the New Year’s celebration vibes.
Instead, my hope is to get you to confront your biggest concerns, and so you can be better prepared and take any necessary action.]
Call me old-school if you must, but I’m tired of seeing so many young people sharing memes that borderline normalise helplessness and self-sabotage.
And I’ve honestly been guilty of doing it one too many times too.
It’s supposed to be comforting and relatable short-term, but always leads to inaction and deterioration long-term.
So it’s my plea to everyone - please take stock of what is really important to you; find some conviction in things you’re willing to fight for, as well as things you’re willing to let go of.
For my part, I’m genuinely afraid that my poor financial aptitude will lead to serious hardships in the future.
I’m not married yet, so there aren’t many responsibilities on my plate. It’s also why I’ve been taking things lightly.
I don’t save much, and barely have any investments.
If I were to get laid off, or meet some serious accident, things will genuinely go bad real fast.
So in the coming year, I’ll be making more conscious efforts towards a safer financial standing for myself - and as a result, for my family.
Definitely starting an SIP or two, and will be working on my stock portfolio.
I’m also going to cut down on going out and socialising excessively. The time spent with people is a good thing, but it inevitably leads to big expenses.
So that’s about me. What about you?