[NOTE: I’m not trying to bring down the New Year’s celebration vibes. Instead, my hope is to get you to confront your biggest concerns, and so you can be better prepared and take any necessary action.]
Call me old-school if you must, but I’m tired of seeing so many young people sharing memes that borderline normalise helplessness and self-sabotage. And I’ve honestly been guilty of doing it one too many times too. It’s supposed to be comforting and relatable short-term, but always leads to inaction and deterioration long-term.
So it’s my plea to everyone - please take stock of what is really important to you; find some conviction in things you’re willing to fight for, as well as things you’re willing to let go of.
For my part, I’m genuinely afraid that my poor financial aptitude will lead to serious hardships in the future. I’m not married yet, so there aren’t many responsibilities on my plate. It’s also why I’ve been taking things lightly. I don’t save much, and barely have any investments. If I were to get laid off, or meet some serious accident, things will genuinely go bad real fast.
So in the coming year, I’ll be making more conscious efforts towards a safer financial standing for myself - and as a result, for my family. Definitely starting an SIP or two, and will be working on my stock portfolio. I’m also going to cut down on going out and socialising excessively. The time spent with people is a good thing, but it inevitably leads to big expenses.
So that’s about me. What about you?
Seeing my parents in hospital, going broke, losing job
Yeah, the aging parents part specifically has been getting real lately for me.
A couple of incidents recently have shocked me into having some realisations.
Buddy...First good thing before u start ur new year eve is that u found the mistakes u did and want to ensure u take a steps towards better life.
Keep it up
Now the next step is to implement it. This is where people will make mistakes. They have plans but they don't implement it. It's called Procrastination. If we fix this now then we all can have a better life ahead.
We have to "Practice" the right step until we get used to it. Believe in short time to achieve long time
Right now focus on short term. Take small steps. U dnt feel motivated now but after a month u will see a Lil boost in ur motivation. Start feeling proud about urself.
Nothing more to say. Let's " START"
Am the youngest so was always scared of parents mortality. Both are over 55 right now so I consciously call them everyday. As for goals: Professionally want to make an impact through my project and get promoted and want to switch to a team with more interesting work. Hobby wise I am still getting better at chess and want to play tournaments. Healthwise I have a good routine setup. Personally no gf right now but ig I am fine with that
Same boat man!
My parents are 75 & 69 years old. I first started having such thoughts 10 years back. They're still alive and kicking touchwood 🤘
People my age are falling in love, getting married, are earning well, leading a far better life than me, in senior level positions, some finally started out their own ventures after playing the corporate game.
Here I am, SDE 1, earning TCS Digital standard package, boring life, fucked up health, unable to fix it, loosing friends by the day as they are switching over to their family and kids responsibilities.
I know comparison is the thief of joy. But I'm just sad that I could not be in the place of my life where I wanted to be, a place where my parents would have been proud of all the efforts and endless priceless sacrifices they made throughout their 20s, 30s, 40s, and 50s, a place where I can say "Pa, I want you to retire and life a chill enjoying life. I will take care of the home and all the responsibilities"....
Joined corporate less than a year back, don't like my work, working remotely, not much interaction with colleagues so, non-working hours loneliness creeps in need to continuously keep yourself distracted. Fear of risks, failure and remaining mediocre all life continuously looms. Seeing people around kill it atleast professionally or enjoying their life makes me sad. Sort of mid life crisis where I need to excel at carrer and find a good one at that work years it. Soo confused.
This was a bad year for me. I got into an accident and had chest problems due to the accident (now I am fine). I realized I never truly lived in the past 27 years and lost almost all my savings.
Though there are some positves like - I gifted a luxury tour to my parents and a Samsung Ultra phone. I lost good amount of weight.
For the last 3 years (in fact, my whole life), I never pestered my parents for anything. I was so conscious of my money habits, saving every penny I could and saving up a lot. Now I am going to enjoy this year in YOLO mode.
F marriage, F everything
With parents pressuring me for marriage, my biggest fear isn’t commitment it’s 498A. I’d rather stay single than end up in a courtroom drama
Good luck with your SIPs. Reach out if you need to bounce of ideas. Not a financial advisor but DIY investor
I need some advice about a career decision, and I’m really confused. Here’s my situation:
I’ve completed 1.5 years as a product designer at an edtech startup that’s been bootstrapped for 4 years.
My current package is below 10 LPA, an...
I'll be 18 this month and am eager to begin my financial journey early, aiming to grow my money through investing and strategic planning in my 20s. What practical steps can I take now to set a strong foundation for wealth creation? From ...
Let me start by listing mine
I have only one goal for 2024. No. More. Procrastination. It has ruined my life enough already. 🙄
