Which regime is best best?

Guys my ctc is 8.5 LPA could you please suggest which tax regime is best.. Assume I won't be taking any tax deductions.

12mo ago

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SwirlyNarwhal

Razorpay12mo

With 8.5 CTC, if you use exemptions properly you would have to pay 0 tax with old regime!
Whereas with new regime you would have to shell out ₹ 36,400/-

GroovyBiscuit

Deloitte12mo

Great suggestion! But my inhand will get reduce if I do so right

SillyNugget

Infosys12mo

@OrdinaryEngineer Please tell for 7.28 lpa also.I checked in cleartax for both old and new regime.Found new regime as best. Kindly suggest

SqueakyQuokka

Microsoft12mo

The old regime always helps save more in taxes if you're investing right.

ZestyMarshmallow

Zepto12mo

Not really. If you don't have any home loan to claim interest then old regime is bad. I don't have much additional options apart from 80C, 80D

ZestyMarshmallow

Zepto12mo

And for folks (I'm in 20L+ bracket) with <=7.5L, new tax regime will have 0 tax without any investments. But in old regime, you would have to invest to get to zero tax. So essentially lower in hand.