Land and Agriculture are the only long term alternatives. Buy a good piece of 10-20acres of land and start farming.

Equity Research

Invest in stock market, gold and crypto. Who says that if they are at all time high, they will not go even higher?

Finance Consultant

Given that the stock market, Gold, Crypto is already at an all time high, what are other options one can invest in?  Pls don't suggest FDs

Welcome to Personal Finance's Private Community

Given that the stock market, Gold, Crypto is already at an all time high, what are other options one can invest in?

Pls don't suggest FDs

Alternative investment avenues for medium to long term investing?

Product Manager

Alternative investment avenues for medium to long term investing?- Grapevine

What are the best options for short term investments other than FD???

Operations Analytics

Where should I invest in the current market scenario? It may sound naive but I want suggestions for the stocks.

As of now I'm invested heavily in the railway sector for the short term because of the election hype (would eventually decrease my holding after the exit poll results)

But for safety where should I invest now(promising small caps)? I'm a student so I have a fixed budget of 1 lakh to invest rn.

Where to Invest in the current market scenario?

Please suggest some short-term (6Months - 1 Year) investment options, other than FD with good returns.

Investment Advice - Short Term

Hello community, 

Need help in the decision-making of the money that I have in my bank.
Currently, I have around 13lakhs in my bank account. I dont know what to do with that money. I dont feel safe in stocks and dont know any other options where to invest money.
Help would be genuinely appreciated 🙏.  Thank you

Age - 24.

Investment help

Software Engineer

Current mf portfolio (total invested = 10L) :
Axis small cap
Quant absolute
Hdfc equity savings
Axis blue chip
Sbi gold (just started)

Top performers are axis small cap and quant; also running an sip on them

Current stocks (1.3L ):
Mostly largecap (mostly in red)

The rest of the money is either in fds or in the Bank (significant amount)

I feel the equity portion of my investments is very less and I need to be a bit more aggressive on it right now since I've about 60% of my net worth in either fd or in Bank. I can probably do a 5L lump sum then an sip on the same if they continue to perform well.
Considering that please suggest some investment options

A few options I had in mind:
Us mutual funds
Chinese funds
Indian infrastructure funds
Reits

Need advice on where to invest in lumpsum

Software Developer

A win in its own sense. I invest in mutual fund as well which is worth 27L but this is direct equity portfolio. AMA

Equity Portfolio touched 2Cr this Friday!

Founder

Consider the current market situation and suggest investment options that are better than FDs. I know it's a subjective question but assume there are no major financial commitments or debt.

Investors of GrapeVine, where do I invest 20L now?

Growth Manager

Hi all , I have some 10 lacs of savings which I don't want to keep idle in the bank for obvious reasons, 
I need suggestions on where I can invest for the next couple of years with Medium risk involved.
TIA.

Investment ideas

Analyst

People say you can't time the market but I am curious what is the junta on Grapevine thinking about investing in the current times. 

Also where do I invest now? I have some 1L to invest that would not impact my current liquidity.

🚨 Are you guys investing more or not?

https://www.instagram.com/reel/C9G92yBvDNm/?igsh=cTJyNzVtNm5qY2N0

Looking for safe and best investment options for 1-2 years?

If you had ₹10k to invest every month, where would you put this money?

I've completed 1 year in my first job. I've tried saving and investing some money, help me decide what I can do better:

Income: 22LPA

PPF: 3 Lakh
EPF: 2 Lakh
MF: 5 Lakh
Saving Account: 4.5 Lakh

Income for new FY post increment: 29LPA

I did these savings based on some advice from my elder brother.

I'd like to spend more this year though, with some travel and going out more, maybe even purchase a scooty/bike and a PS5 😁 - would these expenses be justified?

Apart from improving my savings & investments and 
still being able to afford a few luxuries, I want to know if I should get any of these:

- Health Insurance - Only 5 Lakh cover from company for me and my parents (note - parents are getting old)
- Life Insurance - Do we really need it, I'm still 24?

1 year in first job, please help me assess and improve

Hi folks, 

Personally, I thought I should invest in the index fund. Because, I don't want to take the risk with this amount. 

But I would still like to know 2 things - 

1. Is the index fund fine? 
2. Is it the right time to invest in lumpsum Or should I do an SIP of 20k? 

Any help would be appreciated. 

Thanks in advance :)

Where to invest Rs. 2 lacs right now?

We don’t know your risk profile, but your statement gave me a hint of conservative.  
  
 For a conservative investor in the current market situation, I will do 2 step investing. 
  
 1. Put 1.6/1.8L in arbitrage/liquid fund  
 2. Start monthly index investing with 20k 
  
 If I see 2.5% correction in index, I will move 60k in index from arbitrage/liquid. If index sees more than that, I will transfer rest of the amount to index.  
  
 The above method will preserve my capital & gains both.

Looking for suggestions on where to invest and what are the best options in that category

For example, Canara Robeco Bluechip Fund for equity investments

Looking for suggestions on Mutual Funds, Bonds, PPF, EPF, FD, or any other types of investments paying off right now

Investment diversification

I have around 3 lakh sitting i. My saving account. 
MFs are very high right now, don’t feel like investing as I feel it would come down. Where can I park this money?

Project Manager

Got 15k/month extra to invest suggest stocks/MFs/etc.

My parents want to invest in gold and there are many options like physical gold, digital gold, gold etfs, SGBs and after searching the internet, people are saying SGBs are the best way to invest in gold. But there is no new issue of SGBs and we also don't want to invest for 8 years. We are looking for a 4-5 year investment. So, should we buy SGBs from the secondary market ? Is it a good option or we can invest somewhere else which can beat gold returns..

Should you SGBs from the secondary market?

I am 25, my in hand is about 1.10lakh. I have about 11 lakhs sitting in my savings account. Where and how should I invest my money.

Alternative investment avenues for medium to long term investing?

Discover More

Personal Finance on

by Jordon Lee

Laid off

What are the best options for short term investments other than FD???

Personal Finance on

by Blair Gabriel

Student

Where to Invest in the current market scenario?

Personal Finance on

by Dezi Dean

Student

Investment Advice - Short Term

Personal Finance on

by Karilyn Taye

Salesforce

Investment help

Personal Finance on

by Kendall Lee

Booking Holdings

Need advice on where to invest in lumpsum

Personal Finance on

by Jordon Olive

Stealth

Equity Portfolio touched 2Cr this Friday!

Personal Finance on

by Coy Carmden

Freshworks

Investors of GrapeVine, where do I invest 20L now?

Delhi NCR on

by Coy Vernon

PayPal

Investment ideas

Personal Finance on

by Kendall Carmden

Gojek

🚨 Are you guys investing more or not?

Personal Finance on

by Blair Lee

Stealth

Looking for safe and best investment options for 1-2 years?

Personal Finance on

by Kendall Lee

Fintech Startup

If you had ₹10k to invest every month, where would you put this money?

Personal Finance on

by Aaron Olive

Stealth

1 year in first job, please help me assess and improve

Personal Finance on

by Jordon Lee

Contlo

Where to invest Rs. 2 lacs right now?

Personal Finance on

by Jordon Carmden

S&P Global

Investment diversification

Personal Finance on

by Dezi Lee

Deloitte

Investment help

Personal Finance on

by Jordon Carmden

Stealth

Got 15k/month extra to invest suggest stocks/MFs/etc.

Personal Finance on

by Isaiah Lee

United Airlines Holdings

Should you SGBs from the secondary market?

Personal Finance on

by Jordon Dean

Student

Hi guts, I need real investment help.