Kotak 811 lite. I've been using it for ~6 years. You get a virtual visa debit card, the app is good. UPI uptime is also good. There's no hidden fees or annual maintenance fee (if you get a physical debit card there's 299 annual fees)

Software Engineer

I want to open a separate account in a bank for online transactions.  Any suggetions on services of these banks Like axis/indian oversees bank/kotak?

Welcome to Personal Finance's Private Community

I want to open a separate account in a bank for online transactions. 
Any suggetions on services of these banks Like axis/indian oversees bank/kotak?

Creating a new account just for online transactions

Creating a new account just for online transactions- Grapevine

How many bank accounts you have and why?

Any bank accounts just for FD with high interest rates? 

What’s your take on this? 

Noob here. Thanks in advance.

Bank Accounts

Hi,

I’m looking for an saving bank account to open online without need to go bank offline.

This is just to park some money for sometime, as if it’s main account I just keep spending it.

Main purpose is only to park some time and then once I get some lumpsum saved, around ~4/5L, will use it for any  investment or need spend at that time.

My main account currently which I use is Kotak and ICICI and I had used HDFC some years before but not using now. So I’m looking for some other bank account or the new age neo banks etc kind off with better return / rewards or offers but the core not to visit any bank offline for any purpose. 

Thanks

Which is best bank to open a online saving account ?

Consultant

Seen enough posts about credit cards, thought it was time to ask about banks! 

I have a decently sizeable income and am anticipating more coming in USD in the coming months potentially. Earlier my family and I used to have priority accounts at Citibank (including one current account). Citi had good relationship managers and our issues were resolved on priority but ever since the merger, I feel Axis hasn't been that good. 

Which bank accounts do y'all have accounts in? Would want a bank where can establish good priority relationships etc with!

Best bank to have an account at?

Lawyer

Thread to discuss bank accounts , type of the account and what do you use it for ?

Bank account Mega Thread: Which bank accounts do you have and what do you use it for?

Welcome to IT Company Discussion's Private Community

So, I just tried to access my SBI account and whaddya know? It's BLOCKED! Apparently, my KYC needs updating, which is fine, except SBI DIDN'T TELL ME! No email, no SMS, no little pop-up warning - nothing.  Just a big, fat "Account Blocked" message.  Thanks, SBI.

This whole KYC thing is important, I get it. But come on, a little heads-up would have been nice!  Anyway, now I gotta scramble to get my account reactivated.  Ugh.

Speaking of banks, this whole ordeal has me thinking about switching.  Being a salaried person, I need a good savings account with decent features and benefits.  So, if any of you have recommendations for banks with awesome savings accounts for working folks, hit me up in the comments!

Let's all share some good bank knowledge and avoid this frustrating situation.

Which Saving Bank account is the best

Data engineer

What other apps is there in the market that I can use for small upi payment as I don't want to mess up my bank statement with small upi transactions.

Alternative to Paytm payments bank

Hi everyone,
I am a fresher software engineer working in a top MNC with 14LPA(base pay) and 22LPA(ctc). I want to know what would be the best credit card for me to start with. I have no experience in credit card.

Thanks

Best Credit Card for Beginners

I want to open another bank account where I wish to build a significant cash position (with about 5 months of my salary). I will use that money incase of emergencies or if I need a lot of cash, so that I don't have to exit any stock positions or mutual funds if I suddenly need money. The corpus will be created over time ofc. 
I wanted to know which is a good bank to go ahead with? 
I don't have a problem with a non zero balance account, all these banks offer a shit ton of options and benefits and I am confused. 
So, good people of grapevine share your wisdom. What would be a good choice with decent benefits.

Secondary Savings account

Backend Engineer

Hi, I will be travelling to Dubai soon just for 12 days. This is my first time stepping out of India and its only for a short duration. 

I need some recommendations on credit cards which has the following:

- 0 foreign markup fee. I should be able to withdraw cash and pay for things in dubai without worrying about the markup fee. 
- 0 or low currency conversion fee. 
- Should have decent credit limit upto atleast 1 lakh.
- 0 or very low joining fee
- 0 or very low annual fee
- After returning to India, I will be using it here. So it'll be great if it has shopping cashbacks. 
- Not interested in forex prepaid cards since we can't use it in India afterwards and it has a inactive fee. 
- I don't care about lounge access since its just a short trip.

Appreciate your suggestions. Also recommend what cards which you've used in past and if its good or bad.

Need recommendation on international credit card

Analyst

Welcome to Software Engineers's Private Community

I am moving to banglore in a 1 month, I have had only SBI account as no credit card was necessary in a work from home setting in a village.
What bank should I buy a credit card from? 
My needs: I need discount on purchanse in Amazon in tech gadgets and other things, I need best discount for travel journey.

And should I buy the credit card by opening the account on banglore's branch or my local branch where I live?

Which credit card to choose in banglore?

I use an HDFC Millennia credit card and it's giving 1% cashback for online spending. Planning to get another credit card as the current one is not giving any offers. 😤

What are some good credit cards that give good rewards/cashback? 🤑

What are some good Credit cards

Tech Lead

Welcome to Indian Startups's Private Community

I want to open a current account for a newly incorporated startup in Bangalore.Please suggest a Bank that provides good services and offers for a startup.

Best bank to open a current account for a startup in Bangalore.

Founder

I wanted to know which Bank will be the best to open a savings account as a college student because in that account I'll be depositing my stipends only so maybe the ones with good interest rates will be better. 
Or
Any investment advice will also work.

Thanks😀

Creating a new account just for online transactions

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