Devauled Axis Cards

Did any of you try to close the axis Magnus card because benefits devaluation? Facing major issues where they want to charge me the annual fee even when I want to close this card which is practically worthless at this price. Also the customer care isn’t helping at all, they just keep telling they have asked concerned team to call but no one ever does. Any advice?

Amidst the complex offerings of credit cards, Amex Gold is a breath of fresh air and is my 2nd most utilized card after Axis Atlas. Mind you, I've not used this card extensively but rather for a very specific purpose every month. For those of you who are unfamiliar with it, the card offers 1000 bonus MR (Membership Reward) points upon completing 6 transactions of Rs. 1000 each within a calendar month. How I have utilized the card is quite straightforward - You earn 2 MR points for every Rs. 100 spent. If you're buying a GV (gift voucher) through Amex GYFTR website with the Amex Gold, you get 5x the value, meaning10 MR points per Rs. 100 spent. Buying 6 Amazon vouchers worth Rs. 1k each month to get (6*100 + 1000) = 1.6k MR points on a spending of Rs. 6k Keeping the value of a MR point ~ Rs. 0.5, you get 13.3% as return reward which inarguably is a steal in the current credit card landscape Repeating the same for 12 months, you get 19.2k MR points on a spend of Rs. 72k. What can you get with 19200 MR points? 1. 6k Amazon GV + 1.2k MR points still left 2. 7k Shoppers Stop GV + 1.2k MR points still left 3. 9k Taj GV + 1.2k MR points still left 4. 19.2k Marriot Bonvoy points 5. 6.4k Club Vistara points 6. 9.6k Virgin Atlantic points These are just a few of the many redemption options available. I've listed out the ones which I frequently redeem for. The underrated advantage which I've always felt with Amex is their backend and customer support system. You typically receive your bonus points smoothly within a day or two after fulfilling the offer. Even if you don't, there is the ever so reliable live chat support ready to assist with inquiries. As the title suggests, this card is ideal for people who prefer not to delve into the complexities of maximizing card benefits. It has got a very straightforward use to earn a very decent reward.

Whats the criteria to get AXIS Magnus?

I have Amazon pay ICICI, it started off well, I made all payments thru Amazon pay and good cash back but now while making payments on 3P apps, you can only use Amazon pay UPI The other card I have has is Kotak Indigo and it’s shit

Hopefully you must be aware by now that they have revised their t&c for their cc i know a lot of friends who used to show off their Axis Flipkart card ( it was a good one though) but now, its all over it has became a paid card with reduced reward rates and what not. Thoughts?

Always wondered how it happens Have been using credit cards for some time, never found as much in rewards. What can a novice change in his cards?

Hi all! After the devaluation of Axis Magnus what are the options someone has who isn't earning 25+. Is there a way to get HDFC Infinia? What are the credit cards one should get to optimize the rewards? (Travel miles, vouchers etc.)

Spend around 10k on flights, 10k on dining out+swiggy, utility bills around 5k, shopping around 10k. Good credit card recos. I would love to get flight redemption points.

Thread to discuss credit cards what all basic, specific and premium cards you hold and what are your credit limit on that card.

Hey everyone, Can you recommend a good credit card for great discounts on flights and maybe shopping too? I already have ICICI CC(lifetime free) but it does not provide any flight discount or launge access at airports.