I think they get comission from the mutual fund vendor/owner

System Engineer

Welcome to Personal Finance's Private Community

Did fee mutual fund advisor disclose you how they are charging their fees?

Software Engineer

Did fee mutual fund advisor disclose you how they are charging their fees?- Grapevine

As mentioned in the title I’m seeking a good financial advisor, has anyone tried any services or is there any platform that does this?

Where to find good trustworthy financial advisor?

Have you worked with a financial advisor who reviewed your incomes, liabilities, goals, taxation, retirement and provided you a clear roadmap? How has your experience been? Is it worthwhile? 

Are these fee based advisor? What's the typical charge like? Any recommendations for good advisor in Bangalore?

Experience with financial advisor and recommendations

Product Manager

Arguably there is some value being added given not everyone is an expert and ofcourse there are pros and cons compared to Registered Investment Advisors

How would you evaluate a Mutual Fund Distributor in India?

I want to start investing. Be it mutuals funds, or trading, options or day whatever it is. I want to learn it. However, I dont even know which app should I use, let alone where to invest. Any resources which would get me started with beginner lessons, how to start, where to invest, etc. 
Ps: Dont recommend scammy finfluencers

How to out the F in Finance

Software Developer

Welcome to News Discussion's Private Community

- Peak XV, the largest venture firm in India and Southeast Asia, is reducing fund sizes and lowering fees to align with its partners.
- The firm is releasing backers from $465 million in obligations from its 2022 vintage funds.
- Management fees have been reduced to 2% and carried interest on profits to 20%, down from 2.5% and 30% respectively.
- This decision comes after Peak XV's separation from Sequoia to avoid market conflicts amid geopolitical tensions.
- The firm remains bullish about the region, despite concerns about the frothy public market performance in India.

Source: [Techcrunch](https://techcrunch.com/2024/10/01/peak-xv-top-india-sea-venture-firm-trims-fund-size-and-fees/)

Peak XV Reduces Fund Size and Fees Amid Overheated Indian Market

Journalist

Looking for an app/service to help me plan personal finances, investments etc for me and my wife. Any suggestions? Apps don't really cover overall personal goals, what one needs to do etc.

Investment planning

Hello everyone, 

I'm Sandeep, the co-founder of Dezerv. We're an investment management platform helping affluent Indians invest better. 

Prior to Dezerv, I was a Sr. Managing Partner & Head of IIFL-One, and in all have over 15 years of experience within wealth management. 

Would be keen to answer questions about Portfolio Management Services (PMS), Mutual Funds, Wealth-tech as a space, investment management, entrepreneurship, and more. 

I'll be back at 5 pm and start answering away!

AMA: Hey everyone, I'm Sandeep, co-founder of Dezerv. Ask me anything!

Co-founder

So recently my dad visited a relative who was on a ventilator and when he came back he was quite anxious about what he saw and asked me to look for good Medical Insurance for the family.  Now I did some research on the same but would love some of your suggestions of which to choose or how I can select a good one and from where.

Basic Requirements - 10 lac coverage (idk if that's enough or should I go for more) and good hospitals covered.
Other details got me confused so maybe help me out.🥹

Thanks

Need Suggestions for Medical Insurance

I have generally seen this either in reel / film life or real life, where people who love what they do, tend to be -
1. Much more happier / satisfied everyday
2. They give way more of themselves into the task not because someone demands it, but because they want to, they enjoy it
3. They constantly improve and be better at this thing
4. They aren't in it for the money. They don't do things or learn more or put more hours because it's paying them, they do it because of the love for the thing. Money is just an add-on

Do you guys have anything like this in life which you enjoy doing so much and can do it without thinking about the money you'd get. This thing shouldn't be something you consume, but something you produce, even if it helps 1 person out, still counts!

Eg. You do coding, learn new things in it, not because it pays you, but because it's what you love doing. You'd probably still keep doing it even if it doesn't pay you anything

What's the one thing you love doing without intention of making money out of it?

Consultant

I started investing last year in a few mutual funds after cancelling all my lic. I got term insurance too. What's the best way to review the performance of my mutual funds? I tried talking to some finance advisors but they want me to terminate all my direct mutual funds and start with them. Not sure what is the best way forward?

Can someone help with some pointers on the basis of which i can decide if they are providing properly or not?

Mutual fund review

Data engineer

I’m planning to move my MF investment to Dezerv PMS. I’m planning to start with 50L(min req investment).

Any review on Dezerv mutual fund PMS?

My dad's friend helps people invest money into Mutual Funds, Bonds, insurance, etc. He says that he is incentivized by the company whose assets he sells. And, from us (customers), he doesn't charge any commission. So, it's a bonus for us that we get guidance from him at without any additional cost. 
Is this true and a standard practice? Because there are many digital investment platforms these days - Zerodha, Groww, INDMoney etc etc.

Investment - medium/channels

Could someone share some trusted recommendations? I don’t have too much time to follow the markets closely but would like someone to manage my portfolio or share calls based on technical analyses with me

Has any of you subscribed to a paid service for stock recommendations?

Analyst

If anyone need advise related to mutual funds then please comment.

You can ask about any equity, hybrid, debt, etc funds.

Mutual fund

Finance Consultant

Is there any expert here who can suggest things. I have a lot of areas of improvement. Investment, offers, banks etc. So if you're an expert in these topics please contact me or comment here.

I need a lot of help in finance.

Software analyst

For any investor, Mutual funds after a point become less exciting mode of investments. Also last 4 years spoiled everyone in the market. I was in a similar space and was trying to pick a PMS to accelerate my folio, but looks like returns aren’t too exciting ( cost of PMS > MF). Additionally, I am not able to see any consistency in top rankings over the different time-periods. 

Thought of sharing this if any of us is going through similar confusions. Happy Investing!

https://www.pmsaifworld.com/blog/portfolio-management-services-pms-vs-equity-mutual-funds-mf-detailed-score-card-data-as-of-31-03-2023/

Friday Fin - PMS Vs MF 🤔

If we are a beginner is it good to invest ourselves through any Investing apps like Grow/ETMoney etc.. or should we consult any financial advisor or firm to start our investing journey. Please suggest.

Investing Advice

Application analyst

Welcome to Fintech India's Private Community

Groww, zerodha, Jupiter, fi should be getting some commission from AMC. Do you know what is the commission percentage and what there term is typcially?

Did fee mutual fund advisor disclose you how they are charging their fees?

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