Ah okay. If arent offering stocks what should be the right % of hike that should be asked? Given currently I'm getting 2X of my salary in the form of stocks in my CTC.

Marketing Manager

Any bluechip co will give standard hike of around 30% depending on your level. Your current RSUs/shares are unlisted then it doesn't hold any value to the company you are applying.  
 Ask for as much hike as you can as year on year hikes in listed corp is in single digits usually

Equity Research

I have more than 3.5+ years of experience, in growth and marketing. The role is Growth and marketing manager.

Welcome to Business Roles's Private Community

Do publicly listed Indian companies offer stock/RSU for new employees. If so, how much should the ratio of stocks to the salary be?

Do publicly listed Indian companies offer stock/RSU for new employees. If so, how much should the ratio of stocks to the salary be?- Grapevine

Welcome to Personal Finance's Private Community

If a person is an employee of faang in india and has 1 RSU allotted to him, then he can make money in two ways:

1) He can hold that RSU. If the value of the company RSU increases (capital gains) and INR depreciates against the dollar, then later on when he sells it he would make money.

2) Another way is to sell the RSU right now and invest the money in Indian market. Then the money that he'll earn will be proportional to his portfolio performance(capital gains)


Which one of the two seems to be a better way to create wealth?

Let me know your thoughts.

RSU hold or invest in India market?

Software Engineer

Welcome to Software Engineers's Private Community

Hi,

I have been working in the Software Industry for the past 9 years. I feel like I have made a good use of my time and money and maybe some of my lessons can help you folks as well. Recently did a calculation for my NW and I am happy and proud to see my NW crossing 2CR+. I have 0 debt and do not own a house. Here is how my portfolio look like

TC: 1.3 Cr
YOE: 9

I am happy to do an AMA. Ask me anything about tech, career, love, marriage, money management, therapy, songs and movies.
#Ask Me Anything #ama #amazon #atlassian #google #startups #bengaluru #networth #money management #finance #india

Sorry if delay in responses, I'll answer all your questions eventually.

[AMA] 9 years in Software Engineering in India. NW 2.5Cr

I see a lot of similar questions and I'll try to answer them here.

>>>>>>CTC Progression<<<<

My current CTC is 1.3CR . 50% is cash, 50% is stocks.

Here is my CTC progression over the years

1st - 12L
2nd - 12L (Switched Companies)
3rd - 15L 
4th - 24L (Switched companies)
5th - 42L (Switched Companies)
6th - 48L
7th - 66L
8th - 72L
9th - 1.3Cr (Switched Companies)

As you can see I almost everytimg doubled my compensation when I switched my companies. But there are reasons to stay at a company as well. If you are learning and are able to handle different problems at scale, stay. When you feel stuck, leave and look for better opportunities. I have never switched job to get more money. I love CS. I have been coding since 15 years. What made me switch was either bad managers, uninteresting problems not visibility of learning and growth.

Can someone throw light on RSUs(US based) taxation in India
1. How are taxes deducted? 
2. Does the taxes gets deducted in India as well as the US?
3. What is the right approach to pay these taxes? using shares or by salary if falling in 30% + surcharge bracket.
4. I salary is 85 lakhs and RSUs vesting per year is 50 lakhs..Then what would be taxable income?

Inputs are highly appreciated.

RSUs taxation in India

I am not really good with finances, my personal portfolio size is around 15lacs, and other than that my 11 lacs worth of Amazon RSUs are vested.

I have genuine question on how do you guys manage RSUs ?
Do you take it out and invest somewhere else or just let it stay there in your company broker account.

Can someone help me in managing it better.

A bit more context about me if that helps:
* currently working as SDE 2 promoted 2 quarters back only ( before that TC was around 21) and current TC is around 49lacs

How do you guys manage your RSUs ?

Software Developer

I have a friend with an offer from Coinbase in India where the RSUs will be vested on a quarterly basis. 

Need to understand the following things:

- What is the tax on exercising the RSUs after the grant and on Selling it later?
- Is there double taxation on selling it as the company is listed in US and he's an Indian shareholder?

Any good blog or video on this topic would be very helpful.

How does the RSUs work for Indian employees

Product Manager

I have doubt regarding RSU’s in freshworks.
I got new hire RSU. Are they giving refresher stocks on every year?
Can anyone confirm this.

Stocks(RSU) in Freshworks

Background:
I have around 7 years of experience. Right now doing WFH from tier-2 city and staying with family (Married so wife + my parents). My current job is good but politics and bad manager came into picture. I applied to few jobs and got an offer.

Current Situation:
The offer I got is WFO (hybrid) from Bangalore so I need to move. Increment in terms of cash is 12.5% (they dont want to push more). RSU is good and they vest in 1 year directly.
I estimate that house I require near my office (Kadybeesanahalli) will cost around 50-60k and rest budget of 50-60k. So I will save around 1-1.5L (50% will go to MF, stock etc)

Question:
Is this a good decision to move and settle there ?
New org is a reputable one and has stable job as of now

Note: I am not including my wifes salary as she still needs to search a job

Is it a good idea to move cities right now

Data engineer

Welcome to Product Managers's Private Community

Can anybody help with this information for below roles?

VP product at Paytm / Razorpay/Swigfy
AVP or Director product at Paytm/Razorpay/Swiggy

What is a good ESOP/RSU ratio?.

Director Product

Welcome to Indian Startups's Private Community

Truths about ESOP 101 

After working in multiple fast growth startup’s and having been part of multiple buybacks as well as being in the startup ecosystem for a decade I want to put to bear my pov about creating wealth through ESOP. 

Like any other randomised event, ESOP also follows Pareto principle which means a very small number of people within the company ever make sizable wealth that they elevate to the top 0.1% of the country. 

The Pareto also applies with companies; significantly small minority of companies in India have employee friendly policies which enables an employee to create wealth. 

Most startup’s have dark patterns within their esop policy which either locks you in for insufferable durations or forces you to pay exorbitant taxes to gain the right to exercise your esops when you are leaving the company. 

Survivorship bias plays a huge role in enabling the narrative that esop is a great wealth generating tool leading to rude awakening for an employee after they join a company. 

This doesn’t mean you can’t make wealth, it just means don’t get carried away by narratives and take preventable errors in your career. 

Always talk to multiple people in startup’s and ask relevant questions to understand esop policies better. 

Like everything else optimising only for esop for wealth creation will mostly not result in it.

Unmasking ESOP wealth!

Consultant

After 17L/A package ,how much average hike we should expect to switch if have good skill set (Fullstack Developer) and clear interview.

What are the ways to reduce the stock price of a private company before it goes for IPO?

Example:

Let's say the stock price of a private company is Rs 8000 with a face value of Rs 10. So one way here is to split the stock in a 1:10 ratio making the stock price Rs 800 which might make it easier for growth of the company

Another way I'm aware is to issue bonus shares to the employees which would reduce the stock price

What other ways are there?

I'm looking for answers where there are benefits to employees and where there aren't

Private company valuations

Growth Manager

I’ve been out of this game for a while so pardon my ignorance. What are you folks asking for as stock compensation these days?

My understanding is that if you’re being paid ₹100 as base pay, a ₹10-20 variable and ₹100 as ESOPs that vest over 4-5 years in equal parts is fair game. And you should continue to get at least ₹100 fresh grants each year if you’re a high performer. 

How did it go for your negotiation? 

And how did you ensure you actually get value for ESOPS? 

Most startup ESOPs are 100% bullshit and you may not get a rupee even after a decade of working.

How should you negotiate stock compensation ?

Corporate Strategist

Note:
1.1. The vested RSUs given by the employer are mentioned under the nature of perquisites in Form 16. The tax is already paid for it and mentioned in Form 16 as well. The same info is reflected on the ASI website.
1.2. None of the vested RSUs were sold historically.
1.3. No dividend income comes from the vested RSUs.

My doubts
2.1. For this case, do we need to disclose vested RSUs in Schedule FA form in ITR2?
2.2. If I need to disclose them, I did not know about this and filed ITR1, which was processed for the last financial year. I am yet to file for this financial year. Can I disclose all the vested RSUs from 2022 and 2023 in the current FY 2023-2024 filing?

Other Annoyances
3.1. There is a conflict among CAs as well. Some CAs say we need to disclose only when selling and not while holding, as taxes for that are already paid. Other CAs say we need to disclose even if we are holding and even if taxes are paid.
3.2. If the holdings are required to be disclosed, I wish the tax portal could throw an error in the UI if trying to submit the ITR without disclosing Schedule FA. As the IT Department has access to our Form 16, the IT portal can extract data from Form 16, check if it has RSUs mentioned, determine if the stock of the company is listed on a US stock exchange, and mark the Schedule FA form as mandatory. I don't think it is very complicated to implement this feature.

People having RSUs, please clarify

I had a very basic doubt.
For people who've exercised their stock options or have had some similar experience with this in the past, what's best way to limit the tax liability?

My company is registered in the US - would i have to pay taxes to both the governments?

Thanks in advance and have a great day ahead!

Tax liability for vested stock options

I have around 2 years of experience.
1) 10 months in pervious company with 6 month internship and 4 month full time.
2) 1 year 1 month in current company.

I recently applied for a company and was offered an MTS role. ( 18 cash, 50 private RSUs + additional benefits) Total CTC is approximately 34 LPA

The offer sounds overwhelmingly good based on current market standards but when I checked company’s stock price in secondary markets, they are worth less than 50% of what was quoted by the recruiter.

Right now I am a bit skeptical on the stock price as the company has not yet gone public but they plan to in next couple of years.

Not sharing company and personal details for obvious reasons.

Thoughts on my offer?

Consider this scenario:

A well established publicly trading company is giving you $45000 (120 units) worth of RSUs, with vesting schedule of 4 years. The work culture seems stressful (asked from ex employees) and they have a 4 day work from office where they track your badge attendence. 

And a Series B startup is giving you $45000 (9000 units) worth of ESOPs with vesting schedule of 4 years. It has scope to go for Series C and D fundings and even IPO in 4-5 years. The company is flexible in remote/office setting and has some perks like: once a quarter a selected Monday will be holiday, yearly offsite to exotic places.

Which one would you prefer RSUs or ESOPs? and why? Kindly explain why your preferences.

ESOPs or RSUs? Which would you choose?

Analyst

Funding winter has taught us that cash is king.
How should one negotiate ESOPs now that it is clear that almost all unicorns are overvalued? Startups are still peddling ESOPs to new employees at 2021 valuation which will get corrected sooner or later.

Are ESOPs worthless?

Can I ask for ESOP , if get placed in MNC ?

Do publicly listed Indian companies offer stock/RSU for new employees. If so, how much should the ratio of stocks to the salary be?

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