[AMA] 9 years in Software Engineering in India. NW 2.5Cr

Hi, Firstly, congrats on achieving such a great Milestone! I have few doubts on what I need to do for my future but before that below is something about me. 'Currently working as an SRE at Morgan Stanley (Senior Associate) with good relations in the team and also an achiever in my entire global team. My TC is 21 LPA with 2 YOE and expecting a manager promotion in 1-2 years. I have investments and Savings of around 5 Lakhs.'

My query is I feel saturated in my current role and team but fear shifting due to me being sole bread earner in my Family and lot of Family Problems and low confidence in myself but still wanted to further my career.

Should I wait for a few more years and then shift the company to a Start-up for more learning and development or move to Product based? Also feeling lonely so start or at least try for dating or ignore this and grind more and concentrate on my career? How did you start with stocks? Is this after learning sufficient knowledge or you had some help?

TIA

How many times did you switch companies?
Is this nw reached only by salary or stock appreciation/ other side hustles?
Any plan on buying a house in Bangalore? Are you married yet?

I see a lot of similar questions and I'll try to answer them here.

CTC Progression<<<<

My current CTC is 1.3CR . 50% is cash, 50% is stocks.

Here is my CTC progression over the years

1st - 12L 2nd - 12L (Switched Companies) 3rd - 15L 4th - 24L (Switched companies) 5th - 42L (Switched Companies) 6th - 48L 7th - 66L 8th - 72L 9th - 1.3Cr (Switched Companies)

As you can see I almost everytimg doubled my compensation when I switched my companies. But there are reasons to stay at a company as well. If you are learning and are able to handle different problems at scale, stay. When you feel stuck, leave and look for better opportunities. I have never switched job to get more money. I love CS. I have been coding since 15 years. What made me switch was either bad managers, uninteresting problems not visibility of learning and growth.

1st -Is buying a house in late 20s to early 30s a good decision
2nd - how good is it to go for ms abroad live there for 5-10 years , do savings and return to India ? 3rd - how can one accumulate a net worth of 5cr in next 6 -8 years being in a product management roles who is just starting in his career
4- Getting a good female partner is very difficult nowadays as cheating and divorces are on a rise , what you have been observed about females in these years that what really they look for in men?

Congrats 🎊
It's pretty amazing How did you invest in US stocks?
Any plans for retirement?

Are those 90 lakhs unvested RSUs? Or is that just vested Amazon stock you are holding?

If the later, that’s a significant portion of your net worth in a single stock. It’s fine if you have a massive risk appetite, otherwise you might want to consider diversifying.

1. How do you spend ur monthly salary?
2. How do you manage taxes nd personal finance?
3. You're Tech Stack?

Hi, Firstly Congratulations for this amazing feat. I'm a CS graduate but after graduating in 2019 started preparing for govt exams, when
that didn't pan out quite well, i switched to corporate, I have been working at a start up as an operations analyst form the past one year, Feeling claustrophobic here, want to switch to data analytics, I have decent understanding of python SQL and excel. Where do I go from here?

I'll come straight to the point, You're at software engineer, I want to know which technology you worked in / developed, is there an scope in Python (Django framework if possible) to go arround this much wealth, just need some guidance cause I feel stuck at Cognizant and no growth

My NW is 3cr+. i started in 2021. House worth 1.7cr, 1.1cr vested stock, car, cash 15L, 2L in stock market