Do you have some kind of Generational Wealth ?

Hi, assuming this app has India’s top 1%, and assuming some of us amass 5-10Cr by the age of 40/45 - and have a kid thats 10 years old by then, would you want him/her to get in the rat race just like you did or study something along the lines of how to make a 10% return on that wealth per year. If its the latter, whats your approach on teaching this to him/her. We built money from the scratch, but our kids can just take it further along. Thoughts? Other way to frame it is - if you were gifted 1Cr at the age of 18 - how would you deploy it to make a return while also growing the wealth.

How can a salaried man/woman create wealth? I wonder if I will just continue earning till 60? People say create wealth by investing in real estate. Is that true? I don't know how to start investing in real estate. How do you guys plan to create wealth 🤔 ?

1. Real estate (invested value) 2. Liquid cash 3. Other Investments (invested value) The wealth should not be inherited. I'm 30. No house, 10L in cash and 5L in mutual funds. No inherited weath.

Milestone crossed 1M USD combined networth (~9.15Crore Household Net-Worth) 46 M (Software Engineer/Founder) + 37F Wife (Lawyer) + 1 Kid (3 Year Old) based out of Delhi. So last week me and my wife finally reached this milestone, >1M USD networth. Here is our portfolio. I hope people here can recommend what I should do next. This chart was made by our Wealth Manager. Rough Net Worth Breakdown: 1. Provident Fund and National Pension Scheme (EPF + NPS): 1.1 Cr EPF: 75L NPS: 35L 2. Savings Account and Fixed Deposits: 20 L Savings Account: 12L Fixed Deposits: 8L 3. Mutual Funds (MFs): 3.8 Cr (Breakup Below) Index Funds: 25% Mid Cap: 15% Contra: 10% Small Cap: 20% Flexi Cap: 30% 4. Fixed Income: 1.3Cr FDs: 50L (Spread in segments of 5L across 10 banks) NCD/Bonds: 80L 5. SGB (Gold): 80L 6. Crypto: 46L Bitcoin: 35L Solana: 6L XRP: 3L other cryptos: <1L International Investments: 1.49Cr QQQ: 30L NVDA: 32L AAPL: 28L AMZN: 33L GOOGL: 26L We may get a good inheritance in the future, ~8Cr from my parents + ~15Cr from my wife's parents, but we are not planning on that. Our primary goals are education for our kid(+planning another 1), their marriage, 2x vacations a year(1 domestic+1 abroad), a decent lifestyle, and a good car(we have a SKODA Slavia right now, planning an SUV as we are extending our family). Please share your financial journey and any advice, we look forward to reading your comments.

Hello community, Need help in the decision-making of the money that I have in my bank. Currently, I have around 13lakhs in my bank account. I dont know what to do with that money. I dont feel safe in stocks and dont know any other options where to invest money. Help would be genuinely appreciated 🙏. Thank you Age - 24.

what is money to you ? do you have a few goals you want to achieve with money or don't know what to do ? are you investing or is it just rotting away in the bank ? are you controlling your money or is it the other way around? do you get stressed about expenses or are you chill about it ? do you see expenses as investments ? are you attached to the amount of money you have ? do you easily give money if someone needs a few lakhs and asks for it ? you got the idea I guess, basically what's your relationship with money?

What are you earning for ? Is it concrete or something vague that one day you will need this amount or something? Is it more than you or your family needs? Or are you just a sheep like me ?

Hello community, I wanted to know how you guys manage your money? Like those with 10+ years of experience having more than 20 30 lakhs, what do you do with that money? Do you invest, put the money in the bank. And how do you feel safe about it. Recently, one of my neighbors' bank accounts got freezed out of nowhere, thus the ask. Would love to know about how you guys handle big chunks of money.

Hello folks. While I'd like to remain anonymous very much, here's what I can share about myself. 1. Working in consumer finance. 2. Love personal finance and helping people out with it. 3. Have published 10,000+ pieces of financial content in the mainstream media. 4. Wrote a best-selling book on money management. It was No. 1 on Amazon once upon a time. 5. Lately been appearing on TV regularly for personal finance discussions. 6. Saved like crazy through my 20s and 30s, brought two apartments; have an 8-figure net worth mostly thanks to my mutual fund investments. It's not much but it's hard-earned. 7. My unrealised aspiration is travel and I'm working on it now. No, I'm not selling anything. No commissions, no referral links, no finfluencing. Just want to talk, exchange ideas, and learn from you all. Maybe I'll feature you in my next book. :) Ask me anything.

I did not grow up in a lot of money. I ordered looking at the prices on the menu. This feeling has stayed with me and has fueled me to thrive, push harder, work long hours and get to my goals. I'm 5 years into my career, and last year I had a feeling of "making it". I had enough to not look at the menu, or even the place I'd be going to. This feeling is really really satisfying and I took some time to sit with it, enjoy and bask in this glory (humbly). But I also feel my drive to hustle and do better has gone down. For instance, I'm okay pushing work to tomorrow, I'm not as keen to pickup work. I feel some of graveviners could relate to 'making enough' story. Have you also feel a lack of hustle to keep you going? What do you think is the reason? For experienced folks, I'm really keen to know how to get past this slump.