"never register" kya hota hai bhai?? Corporate insurance is mandatory and free. 
  
 Personal is for cases when you get fired or more money. 
  
 Nothing beats an official call from your company office.

Means it is provided by default to everyone. People have not even registered in website for the claim

Software Developer

Software Engineer

Corporate insurance is much better than personal insurance. Many things are not covered by default in personal insurance. Also, personal insurance has copay.

I have used my company health insurance when I got into a really bad accident a few years back. And there were no issues whatsoever.  I would say if it is a company/corporate health insurance then things seem to be much more smoother than the personal one, but this just a personal opinion.

I have asked around 510 people and they all have personal health insurance. They never register for the company 's insurance and use a personal one. Is it advisable to use a company 's health insur...

I have asked around 5-10 people and they all have personal health insurance. They never register for the company 's insurance and use a personal one. Is it advisable to use a company 's health insurance lifelong and dont have a personal one.

Do you use a company 's health insurance?

Do you use a company 's health insurance?- Grapevine

Welcome to Personal Finance's Private Community

Should we buy a personal health insurance on top of the corporate insurance that we have ? If yes , which one is the best considering that am at my mid 20's. 

Please share your views on this.

Health Insurance

Application Analyst

Hey. I'm sorry if this question is a repeat, but I am currently on the lookout for medical insurance outside corporate insurance for my family (me, wife and newborn son). 
We are both working and are covered in corporate health insurance separately. But I have heard that a separate health insurance is better. What do you guys think? 
If you think it would be better to have a separate health insurance, which one would you guys suggest? 
Please and Thanks!

Personal Health Insurance

Spending money on individual health policy (family floater) when you already have corporate policy, is it a good idea ?

Most google searches will say Yes, but want to know your experience.

Have you purchased individual health policy along with corporate policy ? If yes, do you feel like wasting money !

Analyst

Should we have a seperate Insurance other than  the one the company provides for ourselves and parents ?

Seperate Insurance

I have a company’s health insurance of 3 lakhs, but we can’t rely only on company’s insurance. 

Can you pls suggest best health insurance? 
Should I also consider day care treatment in health insurance?

Best Health Insurance

I've completed 1 year in my first job. I've tried saving and investing some money, help me decide what I can do better:

Income: 22LPA

PPF: 3 Lakh
EPF: 2 Lakh
MF: 5 Lakh
Saving Account: 4.5 Lakh

Income for new FY post increment: 29LPA

I did these savings based on some advice from my elder brother.

I'd like to spend more this year though, with some travel and going out more, maybe even purchase a scooty/bike and a PS5 😁 - would these expenses be justified?

Apart from improving my savings & investments and 
still being able to afford a few luxuries, I want to know if I should get any of these:

- Health Insurance - Only 5 Lakh cover from company for me and my parents (note - parents are getting old)
- Life Insurance - Do we really need it, I'm still 24?

1 year in first job, please help me assess and improve

My company provides me 8 lakh ka corporate plan, should I buy a top up plan from 10 lakh to 1 crore which cost me  3-4k. 

Can I use my corporate plan upto 10 lakh and if needed can use top-up plan. 

Both are of different companies. Is it possible?

Founder

Does anyone have any experience regarding Acko health insurance? Not the corporate one, personal one.

Personal health insurance

Welcome to IT Company Discussion's Private Community

Insurance in company vs outside insurance. Which one we should Opt? Please comment.

Test Engineer

Welcome to Fintech India's Private Community

Having a corporate medical cover is no doubt a valuable benefit but a corporate plan as a standalone policy can be insufficient as it comes with certain restrictions.

💵 Coverage is typically low (usually upto 5 Lakhs)
👨‍👩‍👧‍👦 Does not adequately cover all dependents
⚠️ In built sub-limits (e.g., room rent cap, daycare, domiciliary, modern treatments) and copayments

It is therefore strongly recommended to have personal health insurance over and above corporate policy to secure the health and financial well-being of your family.

Simple Insure AI helps you understand your corporate cover and recommends retail health insurance plans based on the gaps.

Currently, we offer policy analysis for the employees of these corporates: Bain & Company, Boston Consulting Group (BCG), Meesho, slice, HighRadius and PwC.

Here’s how to get started: Click on the company wise links on our link tree link.

Simplify your health insurance purchase with Simple Insure AI

Simple Insure | Instagram | Linktree

Why your corporate cover might not be adequate?

Me and my spouse in total are earning 6 Lakh a month pre-tax, but inspite of that there is too much pressure on finances. I am just amazed with the cost of living. Rents, School fees, EMIs, Taxes are just eating away all the income. I am barely left with 1 lakh at end of month. 

This saving is not enough for any emergency. Recently my family faced with medical emergency and I am still recovering with the debt it created. Company covered health insurance denied the claim on certain grounds and we were f**c***.

It looks so pretty from outside, but honestly I am frustrated even with this package in hand. Is anyone else feeling the pressure, or I am just bad at managing finances?

High costs of Living. Anyone feeling the pressure?

Product Manager

Welcome to Indian Startups's Private Community

Can anyone suggest best health insurance other than corporate insurance which they provide of 5 lakhs.

Do you use a company 's health insurance?

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