How am I doing financially and what can I improve?

City - Bangalore, both Software Engineers

My salary - 48LPA Wife’s salary - 30LPA

In hand salary both - 4L per month Yearly bonus - 8L

Monthly expense - 1L Rent - 35k Car EMI - 16k Other expense - 50k

Investments - Monthly SIP - 1L Stocks - 50k

Remaining 1.5L saved in account for big investments and emergency

Current assets and portfolio - MF and stock - 20L PF - 15L Land value - 1.3Cr Flat - 1.6Cr

Term insurance - 3 Cr Health insurance - 10L