I lost huge amount due to online financial fraud I am looking zero interest loan how to get it ?

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How to recover Online fianicial fraud

Software Developer

How to recover Online fianicial fraud- Grapevine

Welcome to Gadgets & Apps's Private Community

Few weeks watched a reel from a famous influencer about this app where he shared the benefits one can gain from it and i did download the app and tried to open it and yet the app didn’t open even after my multiple tries so I uninstalled the app. 

Today, i did try to install it once again as i had to do my mobile phone recharge. 
I added the money to the wallet (3k) and then went on to do the recharge.
My recharge wasn’t successful and yet the money got deducted from the wallet. 
I have lost my 3k.

I did complain about it and still there is no response from their end. 
I even tried to call the helpline number and yet no response. 

Can anyone help me what to do now in such cases?
Can i get my hard earned money back?

Please share your knowledge and help me with it.

I have lately realised that many people have fallen for this scam and have lost their money. 

I don’t know how come PlayStore still allow such apps to run such scams.

Recharge Land - Fraud App

Founder

This is a genuine question. Recently my close friend got scammed on telegram and now the other person has blocked him and there is no way to contact him. Is there a way to get your money back as I have heard that there is a way where you report it online and get a refund. Is this true? Does cyber crime or NPCI really refund the money back?
If so how much time does it take.
Thank you :)

How to get your money back from a fraudulent transaction.

Intern

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Hi One of my friends lost 8 lakhs in telegram scam how can he get back that amount is it possible by any ways,given cyber complaint and filed FIR,Bank complaint as well

Software Engineer

Guys received a call today,looked very genuine he told me that u need to cancel your insurance of credit card,to do so he guided some steps where I did not share a single info with him,maybe he was able to screen record and tool details and then suddenly I got message that 1lac spent on your credit card. Later after 2mins observed 97k transaction was unsuccessful due to security reasons (thank god). I have filed complaint to icici and I have blocked my card, registered in cyber crime also.
Now I want to know, as it was credit card, will icici solve this matter or they will ask me to pay.
Please Guys currently stressed alot,didn't share this with anyone neither parents because then they will be tensed. 
Help me plz

Fraud happened with ICICI credit card

Data Consultant

Welcome to Ask Grapeviners's Private Community

I gave 50k to someone and now he is not returning back. Giving excuses everyday. I need that money badly. Tell me ways I can get it back.

How to get money back from a person?

Hi I am trying to see further options of transferring credit card to bank accounts. All limits exhausted in various third party apps I tried. Any more suggestions as creditors are rejecting my new loans. Only option left for me to access funds is credit card to bank account with less transaction fees.

Credit card to bank account money transfer ideas

Operation Manager

My mother called me yesterday and tells me she got scammed for about 10 lakhs and needs money by Monday. She has 4 lakhs and I will have to cover the rest. Turns out she let a friend take a loan in her name and this friend gave fake jewellery as collateral. The friend took loans under her husband’s name and my mom’s name, she divorced the dude and escaped. The bank called my mom and has asked her to pay, now they’re filing a case against my mom for fraud.

I’ve spent my weekend talking to advocates and friends, and looks like the only way to get out of it unscathed is to cut a deal with the bank saying we’ll pay the money back and they don’t press charges in return. Contesting the bank is going to take time, money and the risk of my mom losing her job.

As an older daughter who grew up in a broken family, I’ve spent my childhood and adulthood protecting my mother and sibling. I finally landed a well paying job 2 years ago and now the responsibility extended to providing for my younger sister and my mother financially which I’m more than happy to do. I’ve worked hard the past few months to save what I have right now beyond what I give my family, use to sustain myself and finally felt happy about the position I’m in.

Now I’m heartbroken. I’m going to be emptying almost 70% of what I have so far for this for paying the bank and the lawyer. Especially for something that’s not even my mistake and something that could have been easily avoided. I’m not in a place to direct my anger at her, I know it’s a hard time for her as well. 


6 to 7 lakhs might sound like a small amount to some but I don’t have the privilege to throw money like that. I don’t have fuck you money. I don’t take money from friends. I’m 25 and literally just started my life 2 years ago after working for peanuts. 

What’s even the point of working hard, leading an honest life if this is how it works? It’s just truly unfair and I don’t know how to deal with it.

I wish life was a little easier and I just need to vent

Me too venting in this space.. 
 //Start if rant 
  
 My father too was frauded by a builder whom we had entrusted building flats on our plot of land. Fcker took booking amount from multiple people and left construction, claimants now coming after us saying its our responsibility to refund even though my father didnot recive any amount. 
 I had to take 18 lakhs loan for my father to complete construction and am all the time calling advocates in assesing risk from claimants who come barging at our home and building site with threats of filling FIR. 
 Every month my one third salary goes in Loan amount, had got a ideal wlb good paying job 2 years back after battling unemployment and low pay for many years. 
 Had planned to take wife and kids on vactaions for making up for lost time but now struggling to fulfill basic needs for family, forgot about vacations. 
 Have taken risk and moonlighting but it becomes hell on days when there is clash between jobs and sometimes lash out on my kids and wife and parents and then get hit by double guilt of not being strong enough.  
 Dont have any backing to face cheat builder who has backing of police and politicians, claimants coming after us as they have recognized us as soft target. 
 Preparing for 10 lakhs more expenses in multi year litigation trying to probe my fathers innocence. 
 Fcking jealous relatives enjoying all this from distance. 
 Fck this world. 
  
 //End of rant

Growth Manager

Please suggest a way to get out. I am stuck in a financial situation of extreme debt of about 3000000 with a family monthly salary of 130k and I have a toddler too. Need a quick way to get money to get out of this situation.

Stuck in financial debt loop of credit cards.

Software Analyst

Dear all, 

Please discuss scams which you faced so that our community will learn and Save energy and time before scammed

Story should be very small and to the point

Thanks

Fraud which we never think and Scammed

UX/UI Designer

I am a IT employee and have lots of debts, can any one please help me with 65 lakhs, I will return in 1 year with interest. Please some one help me out. It's my life and death situation.

Human Resources

Welcome to News Discussion's Private Community

How banks are recovering the big loans !!

Software Project Manager

Please help me out. 🙏🏻

Finance Consultant

Hi Community members

I have lost 20 Lack in the stock market now working in a corporate company. Now my monthly EMI (80k) is double than my salary.

I stay in a rented house with my family in Bengaluru. Salary what I'm getting is enough for my family's survival only. 
I have tried to do online side hustle, online tutor, home tutor, (nowadays most of them are fake) Now I do swiggy/zomato delivery also after my work hours. But still I'm unable to match the monthly EMI amount.

I'm seeking your suggestion on:
1) Do I need to continue with stocks?
2) What side hustle can I do?
3) Is it good if I reduce the EMI amount and increase the tenure?
4) What happens if I don't pay the EMI?


Thanks for your suggestion in advance 🙏🏻

20 Lack personal loan

Pre Sales

I have been banking with Axis bank and have a turnover of few Crs in my biz but these guys don't provide an unsecured OD or credit line. Whereas, ICICI has a product that does that but I'm a new customer to them so wouldn't open it up to me unless for a small amount like 1-2 lacs (I've spoken to them) they need time and transactions for OD to go about 15-25lacs which is what I need. 

Times are tough and my credit score has fallen due to some reason so RazorpayX wouldn't give me LOC or OD either. 

any other options I can look at? Ready to open new current account with anyone who does.

Need credit line for the biz.

Me and my wife are 30 years old software engineer with no kids. Draw 7 lac a month please some yearly bonus. We invest 2 lac a month combined into equity market through mutual funds. 

Expenses: 1.5 lac a month including everything, lives in Bangalore in good society, owns a car, don't thing much before spending. 

Still after everything left with 3 lakhs every month in bank account. Not sure how to use that. We both don't have any fancy "shauk" where we can spend and hence don't have an urge to earn more. 

Any suggestions???

Post tax 7 lac a month. Double income no kids, but not sure what do with all the money.

Hey - we are also similar to you. Would strongly suggest finding something you’re passionate about. 
  
 For us (primarily me) - got a dog, took a 6 month sabbatical, travelled to 30+ countries in this time, left job to pursue startup idea, spend time with parents, learn language, improve fitness, learnt some coding, etc 
  
 It’s a pretty good position to be in - just explore I’d say

Strategy & Operations

What is even happening. Scamster is back

For those who aren’t aware - this guy was faking his education credentials (he was using my Alma mater in his LinkedIn and Twitter bio).  
  
 He used to charge obnoxious amount for career counseling on Topmate. Was featured on some economic news channel as well during last year’s budget.  
  
 In Sep 2023, he was exposed by a fellow Twitterati. That he hasn’t even completed graduation, let alone a Post Grad.  
  
 Most of his tweets were copy paste from other sources, his gyaan was generic.  
  
 The guy went AWOL from Twitter.  
  
 He returned back in January of this year, posted a thread and a video but never even acknowledged his mistake or apologized for his misdemeanors.  
  
 And imagine such fake people are being nominated for events like these.  
  
 Since, I wasn’t personally defrauded hence I cannot file a police complaint but I’m trying to connect with people who were duped off their money so that this fraudster does face Justice.  
  
 PS - Yes, he’s certainly on his way to becoming an MLA or MP pretty soon.

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