Invest in an Equity oriented Hybrid fund with atleast 65% in equities. 
  
 The tax treatment is better.  
  
 Is it "safe".  Not entirely.  Market risks will continue to be factored in. 
  
 Else,  FD. Safe and the current Interest rates are at an ATH.

Software Developer

Debt is taxed at marginal rate. 
  
 LT/ST gains for equity are different and lower.

Sales Manager

Project Manager

I have been looking for funds to invest for 24 years duration, preferably 3. I have come across hybrid funds  Aggressive, Conservative and Balanced. Since they keep some portion of fund in debt, wa...

Welcome to Personal Finance's Private Community

I have been looking for funds to invest for 2-4 years duration, preferably 3. I have come across hybrid funds - Aggressive, Conservative and Balanced. Since they keep some portion of fund in debt, was looking into it for low-medium risk.
Have anyone tired them for such duration and how was your experience? Which one is preferred?
Any other investment instrument for such time period ?

Hybrid funds for 3-4 years duration

Hybrid funds for 3-4 years duration- Grapevine

If you had to put 90% of your salary in a mutual fund for next 5 years , what mutual fund would you choose ?

Your top pick for Mutual Fund

I need reliable investment options with less risk

I have 15 lakh. Where do i invest for good returns and multiplying my money

Software Engineer

What are some good mutual funds to invest in for like 2.5 years. Specifically in equity. And if not then should I diversify? Or should I go for debt funds? I needed some advice on how to form a strategy to invest since I am a beginner, recently started my first job and don't have much financial burdens as of now, so I can invest a significant amount monthly.

Investment Strategy

What are some good mutual funds to invest in for like 2.5 years. Specifically Mid Caps. And if not then should I diversify? Or should I go for debt funds? Needed some advice.

Thank you.

Investment

Consider the current market situation and suggest investment options that are better than FDs. I know it's a subjective question but assume there are no major financial commitments or debt.

Investors of GrapeVine, where do I invest 20L now?

Growth Manager

I'm a 22-year-old with a monthly salary of ₹68,000. Currently, I have ₹5,00,000, split between cash and various investments in Mutual Funds, stocks, etc. I plan to restructure my portfolio according to the following allocation and also initiate monthly SIPs of ₹35,000. Looking for suggestions on refining this allocation, and what should be my monthly SIP investments?( Please suggest the MF/ETF categories to consider)

Current plan:
Gold - 10%
Stocks - 15%
Mutual Funds/ETFs - 40%
Bonds - 30%
Experimental Investments (REITs, P2P, etc.) - 5%

Note:
1. This fund is exclusively for investment, and I maintain a separate emergency fund.
2. I've been working in finance for the past 3 years and am familiar and open to diversifying into different and more complex financial instruments. 

Suggestions on this are genuinely appreciated.

Need suggestions on restructuring personal investments 💰

Product Manager

Got money as proceeds of a flat sale. Planning to buy a new property for self use using this money and adding some more money. I need not put in escrow/infrastructure funds as sale has not resulted in any capital gain.

What is the best place to park a large sum of money for 3-6 months

Investor

I want to start investing in mutual funds. I want to design my portfolio for the long term goals(15 years min). I was confused about what the mix of funds should be.  I can take risks now but I don't want my portfolio to be volatile as fuck. Like 15-16% returns with some diversification(5% or you suggest) in debt maybe. 

Can someone suggest what should be an ideal mix?

Thanks in advance
P.S. Upvote please even if you can't help as it will reach desired audience.

Mutual fund portfolio for 25 YO

I don’t have much knowledge about investing, for now i have following investments

- 10 Lac in FD
- 5 Lac in stock where I have bought stocks of well known large cap company without any analysis assuming that it will grow in long term

Now I want to get serious about investment and want to do monthly SIP so seeking for suggestion on what I should do SIP ? For now I am thinking to do monthly SIP in Nifty 50

For now I have appetite to invest 25K per month.

Where to invest in India for long term ?

Which index mutual funds are good to invest for 3 to 5 years?

Consultant

Hey folks,

I am looking to invest in Mutual Funds for a period of 1 year with 1 time amount.

Please suggest me some funds in which I should invest .

Mutual Fund Advice

1. LIC MF infrastructure fund direct growth
2. SBI Nifty Next 50
3. Quant multi asset direct growth 

I am planning to SIP on these 3 for the next 10-12 years.

Are these mutual funds good for long term investment?

Lead Consultant

Guys. 22 years old. Advice needed. 50k monthly SIP. Higher risk appetite. Any suggestions on a good mutual fund portfolio? (Please don't just say index funds)

50k SIP - Advice needed

If anyone need advise related to mutual funds then please comment.

You can ask about any equity, hybrid, debt, etc funds.

Mutual fund

Finance Consultant

Looking for suggestions on where to invest and what are the best options in that category

For example, Canara Robeco Bluechip Fund for equity investments

Looking for suggestions on Mutual Funds, Bonds, PPF, EPF, FD, or any other types of investments paying off right now

Investment diversification

The power of compounding really works! 
Started with a meagre salary of 4L/annum in 2018. But made sure to SIP 5K every month in Mutual Funds, and kept on increasing with career progression. This could’ve been more but I wasn’t able to regularly SIP during the two years of my masters I did after my first job. 

This may not be as much as the other tech dude bros out here sitting in CRs but this is a big milestone for me and all I’d like to say is SIP really does work and it’s all about being in the long run. Onwards and upwards only now 💪🏼💪🏼

Hybrid funds for 3-4 years duration

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