YOLO is a nonsense being spread by the Media. If you  are a salaried employee, then you  are a single disease/ Hospital visit  away from bankruptcy. 
The soon people understand this, their and their family's future are secure.  I Honestly  do not understand how stupid people are, especially the ones who take a loan to buy a car or spend on travel or drink multiple times a month.

Consultant

Which side are you in @CODERNINENU? I would do most things without breaking the bank..

Data scientist

Welcome to Personal Finance's Private Community

Money 🤑💰

Software Engineer

Money 🤑💰- Grapevine

"Money can buy comfort, but happiness is priceless."

MONEY

what is money to you ?

do you have a few goals you want to achieve with money or don't know what to do ?

are you investing or is it just rotting away in the bank ?

are you controlling your money or is it the other way around?

do you get stressed about expenses or are you chill about it ?

do you see expenses as investments ?

are you attached to the amount of money you have ?

do you easily give money if someone needs a few lakhs and asks for it ?


you got the idea I guess, basically what's your relationship with money?

How's your relationship with money ?

Senior software engineer

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Money and me!

Welcome to News Discussion's Private Community

I got no clue what’s with the story on this.

Can anyone update us with the story on this please?

Product Manager

So many folks are speaking out (or bragging who knows🤷) about their monthly/yearly paychecks. Just curious, for all single folks who are receiving a hefty wad of cash every month:

1. what do your general expenses look like?
2. what do you like to spend it on the most?

Here's my monthly breakdown(jab hum employed hua karte the🥲):

rent(coliving PG)- 12k
transport- avg. 1.5k
food- avg 7k
gym & stuff- 7k
parties- 5k
misc- 2k
TOTAL- 34.5k out of 80k in-hand

Apart from the general expenses, once in a while, I'll indulge in buying a good perfume of around 5-6k. 

The 2 most costly purchases I made were a new laptop(asus vivobook)- 50k & prs electric guitar & accessories- 82k

What about you?

What do you like to spend your money on?

What are you earning for ? Is it concrete or something vague that one day you will need this amount or something? Is it more than you or your family needs?

Or are you just a sheep like me ?

Do you know what you are earning for ?

I come from a poor background, but somehow I worked extremely hard and now I earn decently well (above 60 LPA cash). 

My problem is- 
I don’t mind spending on others. In fact I don’t even think twice before taking my card out and buying things for family or friends. I have also lent money to multiple people when they are in need of help (total close to about 2-3 lakhs). But it doesn’t bother me even a bit. I don’t even care about whether I’ll get it back or not. 

But, when it comes to me, I find myself struggling so much and questioning my decision to buy things even as cheap as INR 200-300. And most of the times I find myself going extra miles to save a few bucks. In fact, I also recently downgraded from a bigger to smaller apartment, because I have been doing so much maths around saving 7-8K a month. 

Maybe there is some part of me that feels that I don’t deserve any of this. 

Anyone has any idea how to fix this?

I find it so hard to spend on myself

Product Owner

$$$$$$$$$$$$$$

Me and my wife are 30 years old software engineer with no kids. Draw 7 lac a month please some yearly bonus. We invest 2 lac a month combined into equity market through mutual funds. 

Expenses: 1.5 lac a month including everything, lives in Bangalore in good society, owns a car, don't thing much before spending. 

Still after everything left with 3 lakhs every month in bank account. Not sure how to use that. We both don't have any fancy "shauk" where we can spend and hence don't have an urge to earn more. 

Any suggestions???

Post tax 7 lac a month. Double income no kids, but not sure what do with all the money.

Software Developer

Welcome to Indian Startups's Private Community

If there is one thing you can learn from Ambani’s wedding, it’s the fact that money is the only objective measure of power and influence in this world.

-

The biggest rivals politically, share the stage and greet each other 
The biggest rivals in cricket, dance with each other
The biggest rivals in cinema, greet each other 
The biggest rivals within family, help each other 
The biggest rivals in business, hug each other 

-

You should strive to make as much money as you possible can because money is power. You don't do it for pleasure; you do it because that's how you win. You do it because in this ruthless world, being on top is the only safe place to be. Money is your shield and your weapon, and without it, you're nothing.

-

You make as much money as possible because, let's face it, money's fun. It's the key to all the cool stuff—power, parties, private jets, you name it. Sure, it's also about proving yourself and not being the screw-up everyone thinks you are, but mainly it's about the thrill. Making money means you're in the game, you're relevant, and you can do whatever the hell you want. 

-

Plus, it gives you the leverage to tell people to screw off and actually get away with it. So, yeah, stack that cash and enjoy the ride.

-

You make as much money as possible because it’s your ticket to security and status. In this family and in this world, wealth is what keeps you safe and respected. It’s about climbing the ladder and proving you belong at the top, even if you weren’t born into it. With money, you gain leverage, influence, and the ability to protect yourself in a cutthroat environment. Plus, it doesn’t hurt to enjoy the finer things and have a buffer against the chaos that comes with being alive in this world. 

-

You make as much money as possible because it’s about breaking boundaries and redefining what’s possible. It’s not just about the money—it’s about the disruption, the innovation, and staying ahead of the curve.

-

Continued in comments

Make money! As much as you possibly can!

These guys still have money?

Welcome to Office Gossip's Private Community

What would make your life happy/happier at this point?

Data engineer

Welcome to Product Managers's Private Community

I will be starting my career in tech as an FTE next month. Although I wanted to start in a PBC, life had other plans for me.
Need some advice or maybe something which you wish you knew if you were my age for a successful career in tech.
Learning and growth at utmost priority, don't care much about wlb at least till I am not 30
PS : base is 17 but have a huge amount of loan to repay.

Need advice from millennials

My current salary is 42LPA. I am from IIT, have 7 years of experience and work in product. Honestly, my value in the market is higher than what I’m being paid but I am very demotivated to optimise for that. When I do see less deserving people minting more money, I feel that I am doing injustice to myself and playing the wrong hand.

More and more though, the thought of earning more money chokes me a bit. I have dreams of building something of my own - that gives me control to build something my way and freedom to live my life as per my terms. But the mindset of “zyada paisa pareshaani hai” doesn’t leave me.

My family also is not dependent on me and whatever is needed from my side, I actively contribute to. I also lack any motivation to focus on my investments and see my money grow. I just have money sitting around in my bank account purely for nothing

I also look at my lifestyle choices from time to time and go into existential debate of why we need the things that we do. This has come to a point where I really do not understand my relationship with money and why we earn and spend it. 

For me at this point, it’s just a show for the world. There’s very little that you need, and really no limit to what you want to show. And I just don’t see a point in it anymore.

I am demotivated to work to earn more money

Welcome to Software Engineers's Private Community

What do you think matters most money or position (sde-1,2). 
I think what matters most is money according to me promoting to the next level and not getting enough money is also not worth it I guess .

Money vs Position

I got my first salary after getting my cash CTC increased from 22 to 29LPA
I thought I’d be happy but I just checked my bank account and closed it. 
Felt nothing. No differential feeling / experience for even a second
YOE: 5
Earlier when my salary moved from 30k to 50k month I used to get the happiness hit for a week but now it’s “meh” even though the difference is much higher.
Anyone else rocking the same boat?

Money 🤑💰

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