Time in the market >>> Timing the market 
  
 Stop letting your emotions control your finances. 
  
 Based on your question, I am assuming that you are a beginner investor. Start with a simple index fund SIP for now. 
  
 Billion dollar hedge funds are not able to time the market. We have no chance.

Software Developer

Software Engineer

If you are really confident of your stock picking ability, go full in. If it is just a fluke, eat a biryani with the profit.

can you give out the name of that stock ?

Machine Learning Engineer

Did the same mistake, have 5-6 stocks which are 3x-4x but the allocation is only 1% for those stocks. So when you are investing in a new stock market sure the allocation is at least 3-5%. Another approach is the pyramid up. You increase your amount invested once stock goes by a certain percentage. So this way you have some safety net of stock falls due to past gains and your profit amount goes up as you increase allocation.

Web developer

Your issue essentially is position sizing.  
 Position Sizing comes from how much conviction you have in the stock, industry and the management.  
  
 If you have strong feelings about the stock and the industry in general then give it a higher weight relative to your other picks.

Finance Consultant

I bought 1 share at 400₹ now it's 700₹ currently. Now I'm wondering I should have bought more stocks.  So how to plan these things ahead in this type of scenario in future?

Welcome to Personal Finance's Private Community

I bought 1 share at 400₹ now it's 700₹ currently. Now I'm wondering I should have bought more stocks. 
So how to plan these things ahead in this type of scenario in future?

Suggest

Suggest- Grapevine

Welcome to News Discussion's Private Community

As market was down I put Today morning almost 2 lakhs in stocks, now I am in loss of  almost 12k - 18k it fluctuated, any suggestion when to withdraw?

Business analyst

Finance Experts, suggest good stocks < Rs 500 to invest in for the next 15 years.

Investing in Shares

Analytics Manager

Age - 33
YOE - ~ 10 years in Marketing

Zero exposure to US stocks. 
Zero exposure to Crypto.
Have a house (~45 lacs) for parents in a Tier 2 city which I haven’t added here. 
No liabilities (finished an education loan and a home loan)

Recently started investing in NPS and will continue to do (~1.5 lpa) and accumulating SGB (~2.5 lacs, the screenshot doesn’t capture gold correctly) from the past 6 months.

Question - is there merit in talking money out of EPF and reinvesting in Mutual Funds? What is the general view. 

Open to any other suggestions. TIA!

Seeking Advice - Portfolio Check

Bought SULA vineyards at 500 on 1st Jan, sold at 646 today. Profits will cover fixed expenses for whole the month of January🤞🏻.

Keep a look on such stocks!

Booked 29% profit in 8 days!

Product Designer

Recommend Aggressive or moderate risk appetite.

Which mutual fund to invest lumpsum amount?

Product Manager

No one has expected to see such graphs in these two days.

I want to understand what's out there for us?
And what are your thoughts on the Indian Stock market.??

Best time to Average your portfolio????

Hi folks, 
Wanted to know how much you guys have lost in Mutual Funds over your investing span? Saw loads of stories of upsides however would love to hear how risky these could be just to keep myself calm and composed incase such a correction happens.

Risk Appetite in MFs

Hi guys, 
I have around 4L cash lying around which I wanted to invest. Currently, I think I am in a position to take maximum risks, and see where things go. I also haven’t redeemed the 1.5L tax deduction on Section 80c so PPF and ELSS are open as an investment opportunity. 

I was worried to invest in the current equity markets. Have just put in around 6.5L into Equities in December (Split equally amongst Large, Mid, Small and Flexi Cap) 

Needed advice on which seems a better option:
- Put 1.5L in PPF and the rest in Large Cap MFs since Large Caps haven’t peaked yet
- Distribute the 4L over the next year (~33k/month) and invest it in a SIP to account for market changes
- Put the entire amount into equities (1.5L ELSS, 2.5L Large Caps)

Also, needed advice if it’s better to look for a Real Estate or SGBs Investment to diversify risk? (<25 yo right now so can take a property around 40-50L to test the waters)

What are your views on the current market? I’m planning to continue investing a significant chunk (~50% salary) into SIPs all through. Should I reconsider?

Doubling down on Equities?

P.S. Not seeking directions, just some sane advice. I was in a murky situation with PNB a few years ago, and I successfully managed to accumulate and now they are doing handsomely!

Paytm stocks lying in my holdings, every time I successfully accumulate more to average out my price, something goes south and the stocks crash. I have patience, and can accumulate some more. Any sound advice?

Growth Marketer

I currently have around 8L lump sum available to invest and was looking into equity funds. however most the SIPs are at an all time high.

I don’t wish to reallocate my portfolio a lot, so I’m looking at it for the long term (~4-5 years minimum), but wished to make sure I’m investing at the right point.

is there anyone who’s stuck in a similar situation, what would you recommend? (do think that 2024 will be more growth driven for the economy than 2023) 

looking to put it in with the following split:
50% - Large Cap 
30%- Mid Cap
20% - Small Cap

should I wait some time or put it directly in?

wrong time to invest in SIPs

This was my last post where i mentioned that Nifty 100 is the way to go ahead if one wants to build newer positions.

https://share.gvine.app/8aJtMzoHxdWv7hPv5

Stocks like ABB, SIEMENS, PIDILITE , COLPAL, MARUTI, LT, JINDAL S, TATA M , SUNPHARMA  are few names that have offered Entry opportunities.

When i am getting a good Risk : Reward, i buy whatever i wanna buy in 1 time scale in.

Out of the above list SIEMENS, ABB, MARUTI, COLPAL started moving before the indices. Generally these stocks are the leaders of the next upleg . Such stocks need to be tracked closely, they will offer plenty of opportunity to those who missed it. More often than not they will outperform the market. 

Don't chase any stock that is flying eg. Maruti, ABB wait for Risk : Reward to come in your favour. If it gives a mini pullback, get in, if not then let it fly. Look for another opportunity.


I have also built positions in Nifty Future at 22,220 today. In my last post i updated about entering Nifty Bank, that trade is still on and i have captured 700 odd points, Let's see what happens in days to come.

Pullback got confirmed today in Nifty. It broke out of the high volume node range, valid pullback ended , it kept bouncing above multiple AWAP levels (forgot to add that in the photo). This was a confluence of data points for me.

Getting in the market at the right time is very crucial. If one gets it right, the journey ahead for the next upleg is relatively easy. The market will shakeout late participants, if you get it right, you get a lot of cushion to work with and you wont be shaken out of the market that easily.

We are moving up in the medium term. If i see anything changing or i cut my positions, i will update here. Bank nifty and nifty is a deadly combo, i hope Bank Nifty keeps chipping in on regular intervals.


Happy Trading :)

IS THIS UPMOVE IN THE MARKET SUSTAINABLE ?  SOME UPDATE ON THE STOCKS.

I have been investing regularly in MF and Stocks for the past 1.5 years. Recently for the past couple of days the market has been very bad and i have lost a lot of money. Should i invest more or should i hold. Need some investment suggestions. I have a lot of cash to spare roughly 40-45L what is the best investment should i make. Need suggestions from folks here. Would be great help as i wish to have a corpus of atleast 1cr in the next 2-3 years. I already have invested roughly 20L and have a cash of around 8-10L in my accounts plus the cash already mentioned.

Need Investment Advice

Backend engineer

Hi folks, 

I'm Kashish, the CEO of EquityList and Founder of Cloud Capital which I run as a solo GP.
A little bit about what we do: 

EquityList is a full-stack equity management platform by AngelList India. Companies across India, US and Singapore use EquityList to manage their cap table, stock options (ESOP/SAR), shareholders, and related compliances. Managing equity for 10k+ stakeholders, 250+ companies and ~$1B in stock options.

Cloud Capital has deployed $8M+ in 55+ startups such as Airmeet, Rupifi, Orange Health, DevRev, ZET (OneCode) and others. I've also angel invested in startups such as OSlash, Atlys, Chronicle, Even Healthcare and others.

Excited to do this AMA, and look forward to answering any of your questions about ESOPs, cap table management, investing, entrepreneurship, and more!

LinkedIn: https://www.linkedin.com/in/kashisharma

Live AMA: Hey everyone, I'm Kashish, CEO of EquityList. Ask me anything!

Short built up .

YOE 10 
CTC Base : 33 ( it's below  gv standards )
Debt free no emi .

Need suggestions to grow at least 10x in upcoming 10 years . 

Monthly expense : 25 k frugal lifestyle. 
Corpus remaining: 150 k permonth 

Married  no kids . 

Savings till date asper snip attached 1.27 cr

Roast me on savings made till date

Cybersecurity

Welcome to Fintech India's Private Community

Own a house worth 3.5 Cr which is on rent
Have a home loan of 2 Cr outstanding balance
Have cash of about 0.8 Cr, Shares and NF of about 0.5 Cr and PF of about 0.3 Cr.

Have also gifted my parents property worth 1 Cr

This is both a post of happiness and need guidance to grow this to 15 Cr in the next 6 yrs (so I can retire in peace)

Hit 3 Cr net-worth at 34. Need tips to make it 15 Cr by 40

How can a beginner start exploring the different investment platforms like Stock,Mutual Funds etc..?

Pros who have invested and gained a lot of insights can you share your experiences for those who are starting it.

Best Investment Platforms

Software Test- QA

Everything seems to indicate that this is the beginning of an extended bullrun till the elections. What is the game plan? Personally, I am all in. First time since 2020, that I have a net zero cash position.

Suggest

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