As we know, we have to diversified our portfolio. So, we have to invest in mutual fund, stock market, FD, liquid fund, etc.  What percentage should we invest in each?

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As we know, we have to diversified our portfolio. So, we have to invest in mutual fund, stock market, FD, liquid fund, etc.

What percentage should we invest in each?

Where to invest and how much?

Software Engineer

Where to invest and how much?- Grapevine

I am 22, and I'm going to be 23 this November. Just got into my 1 job. I am determined to invest about 45k per month. (Includes funds for short term goals too, like an international trip once a year) 

Out of which I am already investing 12.5k in ELSS funds. Now I am confused about what remaining portion of my amount should I invest in stocks vs other MFs. 

Please help me out here. 

A bit about myself. I am open to taking risks. Looking for long term investing.

Help me diversify my portfolio

Product Manager

Looking for suggestions on where to invest and what are the best options in that category

For example, Canara Robeco Bluechip Fund for equity investments

Looking for suggestions on Mutual Funds, Bonds, PPF, EPF, FD, or any other types of investments paying off right now

Investment diversification

I want to start investing in mutual funds. I want to design my portfolio for the long term goals(15 years min). I was confused about what the mix of funds should be.  I can take risks now but I don't want my portfolio to be volatile as fuck. Like 15-16% returns with some diversification(5% or you suggest) in debt maybe. 

Can someone suggest what should be an ideal mix?

Thanks in advance
P.S. Upvote please even if you can't help as it will reach desired audience.

Mutual fund portfolio for 25 YO

I want to invest in UX Index funds such as VTSAX but bit unsure about how taxation and forex risk would pan out in the short and long term. Any captains who can guide?

Investing in US Index Funds

Senior product manager

Hi folks, I have recently started investing after repeatedly being told to not hoard my money in savings, wanted to know how/how much other people invest. 
Current portfolio:
Equity: 2.5 L ( banking, fmcg, ETFs)
Mutual Funds: 1.1 L ( Navi Index fund - 10 k per month sip, SBI Liquid Fund - 10k per month)

I feel that I should invest more since i dont have any financial dependents on me right now, but dont know how much and dont want to  put my hard earned money somewhere I won’t see it ever.

Tc: 30 LPA
Exp: 2 years

Need Investment Advice

what part of salary/income do you guys invest and where do you guys invest, let’s create a thread

Best place/way to invest

Software Developer

How many mutual funds should I keep and what are these categories(like large cap, small cap, sector wise, us stocks, etc)?

How many mutual funds should I keep?

What are some good mutual funds to invest in for like 2.5 years. Specifically in equity. And if not then should I diversify? Or should I go for debt funds? I needed some advice on how to form a strategy to invest since I am a beginner, recently started my first job and don't have much financial burdens as of now, so I can invest a significant amount monthly.

Investment Strategy

Every month my salary gets credited I barely spend 20% of it the rest of it is just sitting around in my bank account it's already above 5L. I keep thinking of investing it in stocks/mf but it's a lot of work 😔 

What do you guys do with your salary, it would be great if you can share your investment strategy and how do you keep yourself motivated to stick to it

What should I do with my money

Hi folks,

I wanted to start my investment journey. I saw some posts which have reached 1 cr+ worth with hard work and discipline.
Need help to understand where to invest which MF or  stocks basket.
How to decide how much to invest?

How to plan investment?

Backend engineer

I've always lived paycheck to paycheck, but I want to start investing. 

Where do I even begin? What advice would you give to a complete beginner in personal finance?

Any Investing tips for a Clueless Beginner?

Lets say when you recieve a salry of x amount per month, how do you divide in for investements and what is your thought process for investing this amount in that asset category?

Dividing salary proportion for investments

Computer scientist

Hi guys, 
I have around 4L cash lying around which I wanted to invest. Currently, I think I am in a position to take maximum risks, and see where things go. I also haven’t redeemed the 1.5L tax deduction on Section 80c so PPF and ELSS are open as an investment opportunity. 

I was worried to invest in the current equity markets. Have just put in around 6.5L into Equities in December (Split equally amongst Large, Mid, Small and Flexi Cap) 

Needed advice on which seems a better option:
- Put 1.5L in PPF and the rest in Large Cap MFs since Large Caps haven’t peaked yet
- Distribute the 4L over the next year (~33k/month) and invest it in a SIP to account for market changes
- Put the entire amount into equities (1.5L ELSS, 2.5L Large Caps)

Also, needed advice if it’s better to look for a Real Estate or SGBs Investment to diversify risk? (<25 yo right now so can take a property around 40-50L to test the waters)

What are your views on the current market? I’m planning to continue investing a significant chunk (~50% salary) into SIPs all through. Should I reconsider?

Doubling down on Equities?

I have been working professionally working from the last 3 years as a software engineer and I have 25 in my savings account, I have never invested my money before but it feels like a serious mistake on my end. I am looking for advice how should i split this money and invest in various streams i am ready to
Invest 95% of it

I have 25 lakhs in my account

Hi folks, 

Personally, I thought I should invest in the index fund. Because, I don't want to take the risk with this amount. 

But I would still like to know 2 things - 

1. Is the index fund fine? 
2. Is it the right time to invest in lumpsum Or should I do an SIP of 20k? 

Any help would be appreciated. 

Thanks in advance :)

Where to invest Rs. 2 lacs right now?

A win in its own sense. I invest in mutual fund as well which is worth 27L but this is direct equity portfolio. AMA

Equity Portfolio touched 2Cr this Friday!

Founder

Hello community, 

Need help in the decision-making of the money that I have in my bank.
Currently, I have around 13lakhs in my bank account. I dont know what to do with that money. I dont feel safe in stocks and dont know any other options where to invest money.
Help would be genuinely appreciated 🙏.  Thank you

Age - 24.

Investment help

Current mf portfolio (total invested = 10L) :
Axis small cap
Quant absolute
Hdfc equity savings
Axis blue chip
Sbi gold (just started)

Top performers are axis small cap and quant; also running an sip on them

Current stocks (1.3L ):
Mostly largecap (mostly in red)

The rest of the money is either in fds or in the Bank (significant amount)

I feel the equity portion of my investments is very less and I need to be a bit more aggressive on it right now since I've about 60% of my net worth in either fd or in Bank. I can probably do a 5L lump sum then an sip on the same if they continue to perform well.
Considering that please suggest some investment options

A few options I had in mind:
Us mutual funds
Chinese funds
Indian infrastructure funds
Reits

Where to invest and how much?

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